04/30/2025
‼️ If you have federal student loans, this is important.
Collections on defaulted loans resume May 5, 2025. If you haven’t reestablished deferment, entered repayment, or enrolled in an income-based plan, you may be at risk of being reported as delinquent.
Why this matters:
• Late/missed payments can hurt your credit
• Delinquent federal debt can disqualify you from a mortgage
• Collections can lead to wage garnishment or tax refund offsets
• New payments could reduce how much home you qualify for
We want to help you stay on track—before this affects your homeownership goals. 🕒 Time is short. Drop your questions in the comments or message us directly ASAP.
