Richardo Louise Corpuz

Richardo Louise Corpuz Licensed Life & Health Insurance Agent. Join & follow me in my journey as I share my insight and service to everyone.

đź“© [email protected]

The Corporate Finance Institute - CFI is a globally recognized provider of financial education and certifications. They ...
03/12/2025

The Corporate Finance Institute - CFI is a globally recognized provider of financial education and certifications.

They specialize in:

Financial Modeling & Valuation
Investment Banking & Capital Markets
Corporate Finance & Financial Analysis

CFI is best known for its FMVA® (Financial Modeling & Valuation Analyst) certification, which is widely respected in the finance industry.

Their certifications are recognized and accredited internationally, making them valuable for professionals pursuing careers in finance, investment banking, and equity research.

I'm excited to face this new journey, learn more, and have a deeper understanding of finance. I'm officially enrolled in...
03/12/2025

I'm excited to face this new journey, learn more, and have a deeper understanding of finance.

I'm officially enrolled in Corporate Finance Institute - CFI!

This chart represents U.S. gasoline prices over time, showing fluctuations influenced by economic conditions, supply and...
03/11/2025

This chart represents U.S. gasoline prices over time, showing fluctuations influenced by economic conditions, supply and demand, and government policies.

Check out the comment section below for more information. 👇

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

President Donald J. Trump has signed an Executive Order establishing a Strategic Bitcoin Reserve and a U.S. Digital Asse...
03/07/2025

President Donald J. Trump has signed an Executive Order establishing a Strategic Bitcoin Reserve and a U.S. Digital Asset Stockpile, positioning the United States as a leader in government digital asset strategy.

Check out the comment section below for more information 👇

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://www.whitehouse.gov/.../fact-sheet-president.../

President Donald Trump has proposed a "Gold Card Visa" program, which would allow wealthy foreign investors to secure U....
02/26/2025

President Donald Trump has proposed a "Gold Card Visa" program, which would allow wealthy foreign investors to secure U.S. residency and a potential path to citizenship. The key requirement is an investment of at least $5 million in the U.S. economy.

What Does This Mean?

• Foreign investors who meet the criteria would be granted a long-term visa.

• This program aims to boost economic growth by attracting wealthy individuals who can create jobs and invest in businesses.

• It provides an alternative to other immigration pathways, specifically targeting high-net-worth individuals.

Impact on the U.S.

• Economic boost: More capital flowing into American businesses, potentially stimulating job creation.

• Immigration concerns: Some may argue it favors the wealthy while making legal immigration more difficult for others.

• Potential risks: It could raise concerns about foreign influence on U.S. businesses and real estate.

Would this program benefit the economy, or does it raise ethical concerns? Share your thoughts!

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://www.foxbusiness.com/politics/trump-introduce-gold-card-visa-wealthy-investors-5-million-price-tag-route-citizenship

President Donald Trump has urged the company behind the Keystone XL pipeline to return to the U.S. and resume building t...
02/26/2025

President Donald Trump has urged the company behind the Keystone XL pipeline to return to the U.S. and resume building the project. The pipeline, which was canceled by President Biden in 2021, was designed to transport oil from Canada to U.S. refineries.

What This Means:

âś… Energy Independence: If revived, the pipeline could help the U.S. rely less on foreign oil.

âś… Job Creation: The project could generate thousands of jobs in the energy sector.

⚠️ Environmental Concerns: Critics argue it could harm the environment and increase carbon emissions.

⚠️ Political and Legal Hurdles: Restarting the project may face strong opposition and regulatory challenges.

Trump’s call to bring back Keystone XL could impact oil prices, energy security, and the economy. Do you think the pipeline should be revived? Share your thoughts! 🔥👇

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://www.foxnews.com/politics/trump-calls-company-building-keystone-xl-pipeline-return-america-get-built?intcmp=fb_fnc&fbclid=IwZXh0bgNhZW0CMTEAAR0BAoFDzWArtio-grGpBTyFfl4k1pULlvtStZWVC1i9sZiGfF2lRNMmfio_aem_mSBvRcxFwqv3eJzZnU_fTw

In 2024, the Philippines’ Bureau of Customs (BOC) collected ₱931.046 billion in revenues, surpassing its previous year’s...
02/18/2025

In 2024, the Philippines’ Bureau of Customs (BOC) collected ₱931.046 billion in revenues, surpassing its previous year’s collection of ₱874.166 billion. This achievement is notable given challenges such as tariff reductions on rice and selected electric vehicles, as well as delays in implementing certain tax reforms. 

The BOC’s efforts have significantly contributed to funding essential public services, aligning with President Ferdinand R. Marcos Jr.’s “Bagong Pilipinas” vision. 

Looking ahead, the BOC aims to reach a revenue target of ₱1.06 trillion for 2025, up from ₱939.6 billion in 2024. Achieving this goal will require continued enhancements in digitalization and enforcement initiatives to maintain and boost revenue collection.

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://bilyonaryo.com/2025/02/15/boc-revenue-hits-p931b-in-2024-despite-tariff-cuts-and-policy-delays/business/?fbclid=IwZXh0bgNhZW0CMTEAAR15lePhUhFwj5ZESpN0sa5Mg2RvaPvzXvtzoz7hoATiqRYSkaeC_K4Ieh8_aem_ENCMARBmjh6H9_iJFFXViw

https://www.gmanetwork.com/news/money/economy/936333/boc-collects-p931b-in-2024/story/

https://customs.gov.ph/boc-collects-php931-046-billion-in-2024-contributes-to-national-development/?

In the first 11 months of 2024, the Philippines experienced a 14% increase in its external debt service burden, totaling...
02/16/2025

In the first 11 months of 2024, the Philippines experienced a 14% increase in its external debt service burden, totaling $15.735 billion, up from $13.808 billion during the same period in 2023. 

This rise is due to:

• Principal Payments: Increased by 12.9% to $8.39 billion.

• Interest Payments: Rose by 15.2% to $7.345 billion.

The escalation in debt servicing costs is attributed to higher borrowing rates and increased loan amounts. As the government borrows more to fund various projects and services, the cost of repaying these debts grows, especially with rising global interest rates.

For the average Filipino, this means a larger portion of the national budget is allocated to debt repayment, potentially reducing funds available for public services and infrastructure. It’s crucial to monitor these trends, as they can impact economic growth and the country’s financial health.

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://bilyonaryo.com/2025/02/16/debt-service-burden-rises-14-as-borrowing-costs-escalate/money/?fbclid=IwZXh0bgNhZW0CMTEAAR0otwg6tGud0rdAT3BRUnr_Jfl2spzM4FhBYFGhb8G-Qh5tslvQyLRKRGU_aem_LRv-kNA0kRv1SJUaRX2tGw

The United States, under the new Trump administration, is seeking to strengthen its relationship with the Philippines. T...
02/16/2025

The United States, under the new Trump administration, is seeking to strengthen its relationship with the Philippines. This initiative aims to enhance cooperation in areas such as defense, trade, and investment. The U.S. has designated the Philippines as a Major Non-NATO Ally, reflecting close security ties between the two nations. 

Implications for the Philippines:

• Economic Growth: Strengthened ties could lead to increased U.S. investments, boosting local industries and creating jobs.

• Security Enhancement: Closer defense cooperation may improve the Philippines’ military capabilities and regional security.

Implications for the U.S.:

• Strategic Presence: Deepening relations with the Philippines supports the U.S.’s strategic interests in the Indo-Pacific region.

• Economic Opportunities: Enhanced partnerships open avenues for U.S. businesses in the Philippine market.

This renewed partnership signifies a commitment to mutual growth and security, benefiting both nations.

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information

https://www.onenews.ph/articles/us-seeks-more-invested-enduring-ties-with-phl

Philippines FDI Drops 19.8% in November 2024 Despite Strong YearThe Philippines experienced a 19.8% decline in Foreign D...
02/10/2025

Philippines FDI Drops 19.8% in November 2024 Despite Strong Year
The Philippines experienced a 19.8% decline in Foreign Direct Investment (FDI) net inflows, totaling $901 million in November 2024, down from $1.12 billion in November 2023.

Despite this decline, the overall FDI inflows for the year remained strong, indicating that while investors may have been more cautious in November, confidence in the Philippine economy remains.

Breakdown of Equity Capital Placements by Industry (November 2024):

• Manufacturing: 49%

• Real Estate: 25%

• Financial and Insurance: 9%

• Administrative and Support Services: 5%

These figures highlight the industries that attracted the most foreign investments during the month.

The top sources of FDI during this period came from:

• Japan

• Singapore

• United States

These countries continue to be key players in the Philippine investment landscape.

Key Factors Behind the FDI Decline:

• Global Economic Uncertainty – Investors are cautious due to economic slowdowns in key markets.

• High Interest Rates – Tighter monetary policies have made investments more expensive.

• Geopolitical Tensions – Ongoing global conflicts and trade issues affect investment decisions.

• Local Policy Adjustments – Uncertainty in government regulations may have contributed to investor hesitancy.

What This Means for the Philippine Economy:

• The drop in FDI inflows for November raises concerns about short-term investment trends.

• However, the strong annual performance suggests that investor confidence in the country remains intact.

• Moving forward, pro-business policies and economic reforms will be crucial in attracting sustained foreign investments.

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information

https://www.philstar.com/business/2025/02/10/2420576/philippines-fdi-drops-20-november-despite-strong-year?fbclid=IwY2xjawIXOyxleHRuA2FlbQIxMQABHcZYCBCxVyxMynWo6csP7xraYou9A3aO_UU-2USl1w_eOoIFy7jGyOwlJA_aem_rMu8qqAaV2P2efKqYV5AMw

https://www.bsp.gov.ph/SitePages/MediaAndResearch/MediaDisp.aspx?ItemId=7421

🌞 Billion-Dollar Solar Failure? 🌞The Ivanpah Solar Power Facility, once hailed as a breakthrough in renewable energy, is...
02/10/2025

🌞 Billion-Dollar Solar Failure? 🌞

The Ivanpah Solar Power Facility, once hailed as a breakthrough in renewable energy, is now being called a "financial disaster." Backed by $1.6 billion in taxpayer-funded loans during the Obama administration, the project failed to deliver on its promises.

đź”» Key Issues:

❌ Underperformed, producing less electricity than expected.

❌ Relied heavily on natural gas despite being a solar plant.

❌ Faced environmental concerns, harming wildlife.

❌ PG&E terminated its contract 14 years early due to high costs.

Critics say this is an example of government wasteful spending on poorly planned energy projects. Should taxpayer money be used this way? 🤔💰

What do you think? đź’¬

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information

https://www.foxnews.com/politics/energy-experts-blast-failed-billion-dollar-doe-project-financial-boondoggle-disaster?intcmp=fb_fbn&fbclid=IwY2xjawIXMR5leHRuA2FlbQIxMAABHeZMssdLG6zN_jjYADmgcjsVHPC6_xZsYLs3fFRC55uwsxwhOH6-YYmxGA_aem_V6cIUMLXm-Bh_mWBehcQWA

🚨 BREAKING: Trump’s Birthright Citizenship Order BLOCKED Again! 🚨President Donald Trump issued an executive order aiming...
02/10/2025

🚨 BREAKING: Trump’s Birthright Citizenship Order BLOCKED Again! 🚨

President Donald Trump issued an executive order aiming to end birthright citizenship, which grants automatic U.S. citizenship to anyone born on American soil, regardless of their parents’ immigration status. 🇺🇸👶

However, a third federal judge has now blocked the order, arguing that Trump cannot unilaterally change this constitutional right without Congress or a constitutional amendment. ⚖️❌

🔹 What is Birthright Citizenship?

It’s a principle under the 14th Amendment that automatically grants U.S. citizenship to those born in the country.

🔹 Why Did Trump Try to End It?

He argued that it encourages illegal immigration and that children of undocumented immigrants should not automatically receive U.S. citizenship.

🔹 Why Was It Blocked?

Federal judges ruled that such a change requires Congress or a constitutional amendment, not just a presidential order.

Trump’s team is expected to appeal the rulings, but as of now, birthright citizenship remains in effect. 🇺🇸

Do you think birthright citizenship should stay or be changed? 🤔👇 Let’s discuss!

Disclaimer: My posts are for educational purposes only. Please do your own research to verify the information.

https://www.foxnews.com/politics/trump-birthright-citizenship-executive-order-blocked-third-federal-judge?intcmp=fb_fnc&intcmp=fb_fnc&fbclid=IwY2xjawIXI6FleHRuA2FlbQIxMQABHYa6P5nam4hjGsYyDciJPa_F7u8fd3TF2wjAHVh0d9AppN9avB8Qe9SaxA_aem_bfmel3q3E9rUAPw4JrvChg

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