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šŸ‘‹šŸ¼I'm Dani Rae, the Mindful CPA
Helping you GROW: MINDSET & MONEY
šŸŒ±šŸ§ šŸ’µ
Find here a unique take on money matters from a millennial CPA🧮, EducatoršŸ“š & Entrepreneur🧩
Passionate about financial literacy & positive mindset - you NEED BOTH to see RESULTS!

10/24/2025

10/20/2025

šŸ’¼ Retired and Tax-Free? Yes, It’s Possible.

Strategic withdrawals can unlock over $100K in retirement income—with $0 in federal tax.
Here’s how a married couple might do it:

āœ… $31,500 from pre-tax 401(k)/IRA (covered by the standard deduction)
āœ… $60,000 in long-term capital gains (taxed at 0% if income stays below the threshold)
āœ… $10,000 from Roth IRA (tax-free retirement)

šŸ’° Total cash pulled: $101,500
🚫 Federal tax owed: $0

This is why diversifying your retirement buckets—tax-deferred, taxable, and tax-free—isn’t just smart, it’s essential.

šŸ“š Retirement isn’t just about saving. It’s about withdrawing wisely.
Let’s make sure your strategy matches your goals.

10/17/2025

Living benefits can be the difference between financial devastation and dignity.

With the right term life insurance policy, you can access funds while you’re still alive—if you face a critical illness, chronic condition, or terminal diagnosis. You don’t have to worry about not being able to work, losing your income, or being able to afford that second opinion.

šŸ’”A smart option especially if you’re still in your building phase—
šŸ“‰ Haven’t stacked up retirement savings yet
šŸ’ø Don’t want to drain your 401(k) or emergency fund
šŸ‘Øā€šŸ‘©ā€šŸ‘§ Just trying to protect your family while you grow

And here’s the good news:
āœ… Term life insurance is more affordable than most people think
āœ… I offer free financial education to help you understand your options
āœ… I’m licensed and ready to help you build a plan that protects your future

šŸ“² DM me to see if you qualify. Let’s build your financial roadmap—starting with protection that works when life doesn’t go as planned.

10/17/2025

You don’t need to be a stock market expert to build wealth. You just need time, consistency, and index funds. šŸ“ˆ
Start with what works:
āœ… Low fees
āœ… Broad diversification
āœ… Long-term growth
Skip all the chaos, just buy index funds from the start. Let compound interest do the rest.

10/07/2025

Most people are not taught financial discipline when they are young enough to be able to take advantage of it. If you are still in your 20s, learn personal finance concepts now, and just stay disciplined with relatively small amounts put aside for your future.

If you're not in your 20s, and you didn't learn this early, don't panic. The same rules apply, you still need to learn them, but your strategy is just going to look different.

No matter what age you are, it is never too late to start. And it’s actually not that hard to learn and apply a financial game plan that will help you meet your goals.

We believe everyone should have access to free financial education and planning. So drop me a message or head to my website, and let's connect. I promise It's way less scary than you are picturing in your head!

10/05/2025

Life changes. Your life insurance should too.
Life insurance is part of your financial gameplan foundation. Whether you’re welcoming a new baby, getting married, buying your first home, or caring for aging parents—these are the moments that should trigger a review of your life insurance policy.

āœ… Is your coverage still enough?
āœ… Are your beneficiaries up to date?
āœ… Does your policy still align with your financial goals?

I always say: life insurance isn’t a ā€œset it and forget itā€ decision. It’s part of your financial roadmap—and it should grow with you.

šŸ’¬ If it’s been a while since you reviewed your policy, or if you’ve had a major life change recently, let’s talk. I’m a licensed professional and I’ll help you make sure your coverage fits your life today—and protects your legacy tomorrow

10/04/2025

ATTN: US Based Business Owners, 1099 Contractors, Farmers, Landlords...What would you pay to discover the insider secret...
08/25/2025

ATTN: US Based Business Owners, 1099 Contractors, Farmers, Landlords...
What would you pay to discover the insider secrets from an Ex- IRS agent and 30 other wealth, tax, and investment experts who have all the know-how to literally legally paying zero tax? How about FREE?
No scammy stuff, just the credits and deductions you already qualify to utilize!
Sign up here:
thenetworth-network.com/tsoa

šŸ“¢ Want MORE tax-saving tips AND strategies to legally pay less in taxes?āœ… Stay ahead of tax season with the right strate...
07/25/2025

šŸ“¢ Want MORE tax-saving tips AND strategies to legally pay less in taxes?

āœ… Stay ahead of tax season with the right strategies & record-keeping habits! šŸš€ Join this month's FREE webinar with my former IRS agent friend to learn more!

šŸ”—Comment below for an invite!

Address

2321 Sir Barton Way Suite 140
Lexington, KY
40517

Telephone

+16065346548

Website

http://thenetworth-network.com/moneyresourceguide, http://thenetworth-network.com/mmmak

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