Zoltan Serfozo, Realtor

09/24/2025

Writing a will isn’t just about paperwork — it’s one of the kindest things you can do for those you love. Putting your wishes in writing ensures your voice is heard, even when you can’t speak for yourself. It brings clarity, guidance, and peace of mind for the people you care about most.

09/22/2025

You don’t have to figure out everything overnight — just taking the first step is powerful. Start with a checklist, gather key documents, and talk to a pro. Your future self (and your family) will be glad you did.

09/06/2025

🚨 Mortgage Rates Alert 🚨

Big news! We’re seeing the lowest interest rates today in a long time, and this could be your perfect window to make a move.

✅ 30-Year Conventional: 5.875%
✅ 15-Year Conventional: 5.125%
✅ FHA 30-Year: 5.50%
✅ VA 30-Year: 5.375%

NO points.

These rates open the door to lower payments and more buying power.

Want to know what this could mean for your situation?

Let’s talk. The numbers might surprise you.

08/29/2025

New routines don’t have to feel like a chore. Pair a task you need to do with something you love—a podcast, music, or your favorite drink. Then celebrate each small win.

08/27/2025

When your schedule works for you, everything seems to flow. Try designing your week with intention — not perfection.

08/25/2025

Headline News-

Fed Chair Powell on Friday sent bond prices surging while yields dropped, but it’s a new week with several high-risk events capping any further improvement in bond pricing and interest rates.
New home sales were released this morning which came in at -0.6% to an annual 652k vs 635k but, June was revised higher to 656k from 627k which was a solid report, but no market reaction.

Consumer Confidence, GDP and Core PCE follows this week and there will be some auctions and plenty of Fed speak, and the Fed Funds Futures are showing an 83% chance of a 25-basis point cut in Sept. Oil is trading at $64/bbl and the 10-yr. is up from Friday to 4.27.

As mentioned, any further rate improvement is dependent on a decisive breakout from the current bond pricing trend and the 10-yr. Treasury getting below 4.2% and staying there for two consecutive closing days.

Here is where we are with regards to long term interest rates as of today:

-Conventional 30 yr. fixed rate @ 0/0%: 6.25%
-Conventional 15 yr. fixed rate @ 0/0%: 5.375%
-Jumbo 30 yr. fixed 80% financing @ 0/0%: 6.25%
-FHA 30 yr. fixed rate @ 0/0%: 5.875%
-VA 30 yr. fixed rate @ 0/0%: 5.875%

08/25/2025

Do you start to feel out of rhythm after summer? That’s normal. Reset your routine one small step at a time. Start with simple changes, like assigning one task per weekday or taking 25-minute phone timeouts.

07/25/2025

The market may be unpredictable, but your preparation doesn’t have to be. From your credit score to your savings strategy, I’ll help you focus on what youcan control—and connect you with the right pros to guide the rest.

07/23/2025

Buying your first (or next) home? Without a solid game plan, you risk missing out, settling, or scrambling. Let’s make sure you’re ready to move confidently when the right place pops up.

07/21/2025

One starts the convo, the other seals the deal. Getting preapproved shows sellers you’re serious – and gives you a real edge. Message me and I can help you get clear on where you stand so you’re ready to make confident moves!

06/27/2025

Keep your brick patio fresh and inviting with easy step-by-step cleaning tips for a beautiful outdoor space! ✨🏡🧹🌿😊

Few outdoor features match the classic beauty and durability of a brick patio—making it all the more frustrating when it needs upkeep.

06/27/2025

Online search is fun. But it won’t text back or high-five you at closing. That’s what I’m here for.