Merry Christmas, Feliz Noche Buena and good health and good tidings to all.
"This group is what gives the public insurance adjusting industry a great name"Sean Shaw, Florida's For more information, visit www.fapia.net .
About FAPIA - FAPIA was founded in 1993 to protect residential and business policyholders in the wake of devastating Hurricane Andrew in South Florida. Today FAPIA consists of nearly 900 members who are committed to ensuring homeowners who suffer an insured loss receive full and fair compensation from their insurance carriers. FAPIA members are located throughout the state and commit to a strict
code of ethics as well as continuing education requirements to ensure policyholders receive the best representation. FAPIA consists of licensed insurance professionals who use their expertise to advocate for the consumer. The association is working to grow and enhance the industry by improving laws and regulations that govern public adjusters and their services to policyholders.
Operating as usual
Merry Christmas, Feliz Noche Buena and good health and good tidings to all.
"About 25 years ago, a woman standing on a sidewalk in Miami was hit by a car driven by someone covered by Allstate Corp., the giant insurance company that has rung up more than $12 billion in profits over the past three years."
A rewrite of Florida’s property insurance laws will usher in the state’s most sweeping civil lawsuit restrictions since Jeb Bush was in office.
“Certainly, policyholders are losing leverage,” he said. But insurers as well need to be aware that failure to “do everything in their power to be extremely fair to policyholders” could cause a backlash and force future legislatures to revisit the reforms, he added.
Property owners who decide to sue their insurance companies will have a harder time finding attorneys willing to take their cases, say critics of the insurance reform package enacted last week by the state Legislature and Gov. Ron DeSantis. But defenders say the reforms merely move property insuranc...
From our family to yours - tonight marks the start of Hanukkah. On behalf of the public adjusting community, we wish you all many blessings during this festival of lights and always! Chag Sameach!
Congratulations Argentina!!!!!!!!! World Champions!!!!!
FAPIA members are invited to register for Monday's Legislative Roundup featuring our lobby team. Save the date and time - Monday, December 19th at 5:30 PM. Get the details and Q & A time with the FAPIA lobby team. This is a members-only event. https://fapia.memberclicks.net/ssr1#!/
Summary of the 10 key issues Florida lawmakers just passed
They include a provision that seeks to temporarily help insurers obtain adequate reinsurance and a phased-in requirement for Citizens customers to buy flood insurance.
David Altmaier did not say whether he was leaving for another opportunity.
Severe weather events weighed on its balance sheet
Florida Political Leaders Sell Out Their Constituents To Insurance Industry Desires | Merlin Law Group
“We Are Here From The Government, We Are Here To Help You” The Florida Senate and House leadership have sold out to the insurance industry. They have
Policyholder Prevailing Party Attorney Fees are important consumer protections against insurers who behave badly or fail to live up to their promise to YOU, the policyholder. Eleven other states in the union enjoy this important consumer protection. The special session legislation being debated eliminates this important consumer protection. If this legislation passes, policyholders who are forced to litigate to get what they are owed will now have to pay for their own attorney fees even when litigation was only required due to the insurer's bad actions or failure to pay legitimate claims.
Translation - you pay for insurance. Hurricane Ian destroys your home or business. Your insurer ignores you and/or pays you ten cents on the dollar of your damages. If you have to litigate, you will have to pay your own attorneys fees from the proceeds that were supposed to be used to indemnify you.
This does not help policyholders.
Watch the Florida Special Session on Property Insurance live -
The Florida Channel Programs
“We’ve never addressed claims handling, we’ve never looked at the other side of this issue,” Cassel said. “It’s always been that those of us who advocate for consumers are on the chopping block of reform, and we turn a completely blind to how these insurance companies respond to these catastrophic losses. And I don’t see that changing right now.”
The property insurance crisis has only worsened since Hurricane Ian tore through Florida in September.
The stories we’re hearing from homeowners dealing with insurance settlements for Hurricane Ian damage are frightening.
OUR POSITION: Something needs to change as Florida insurers are offering low and rock bottom settlements for Hurricane Ian victims.
Whistleblower insurance adjusters describe fraudulent activity on Hurricane Ian claims
Attorney Steven Bush interviews whistleblowers from insurance companies after Hurricane Ian in southwest Florida. The state of Florida made it a felony to mi...
Tell your story.
Special Session bills have been filed - FAPIA members, please check your emails.
"The couple said they were scared to seek help because the state’s Chief Financial Officer (CFO), Jimmy Patronis, was warning hurricane victims to not sign contractors and public adjusters."
Two months after Hurricane Ian hit Southwest Florida, we’re finding out that homeowners with damage are struggling with insurance claim payouts.
What in the world is going on with the insurance industry in Florida??
Note: This guest post was prepared by Kevin Connor for the American Policyholder Association. For years, property insurance companies in Florida paid out
Representing FAPIA at NAPIA!
This is a must read for every policyholder and every consumer advocate. Please share.
In a matter of days, the Florida legislature is poised to consider another sweeping round of legal changes to Florida’s property insurance market. In
Guess where the title of this post was copied from? The Massachusetts Division of Insurance! How differently public adjusters are treated by governmental
The cost of hurricane recovery is higher than ever..
The frequency of hurricanes that cause more than $1 billion worth of damage has nearly doubled over the last 40 years - and the cost of recovery and rebuilding
“I’ve never seen anything like it; it’s a disaster,” the UPC adjuster told the Business Journal. “They don’t have enough employees to answer the phones.” This particular adjuster, who’s been in the business for decades, said they've considered asking the company to pay a retainer fee due to fears they ultimately may not be compensated."
One adjuster told the Business Journal they and others are searching for guidance from an unresponsive UPC.
Are you claim smart? Learn more at www.BeClaimSmart.com
We each have so much to give thanks for every day. Even in difficult times, there is always something we can give thanks for. Today we thank our members, sponsors, exhibitors, and the policyholders we all serve for your continued trust and confidence. Happy Thanksgiving!
Always choose a FAPIA member public insurance adjuster to help you navigate the insurance claim process! Find yours and learn more at www.BeClaimSmart.com
In November, North Port police opened about three dozen investigations as part of "Operation Con-Tractor" with the assistance of the Florida Department of Professional Regulation.
The police investigation into the six people arrested began with detectives calling "advertised business numbers from the plethora of roadside signs and advertisements made on various social media sites across the city of North Port," according to a news release.
Police said the men, who are not licensed to repair roof damage, solicited unlawful roofing repairs, which required a licensed contractor to complete.
To assist in further Hurricane Ian recovery efforts, executed Emergency Order 2022-07, stating that registered electrical and alarm contractors are not subject to geographic scope limitations or requirements when providing services in listed counties, subject to additional requirements outlined in the emergency order. Read more >> https://bit.ly/3NSHt6q
This organization represents the professional, licensed public insurers of Florida and offers resources and benefits that far outweigh the cost of membership. FAPIA and its members gather for networking and the best Public Adjuster Specific continuing education credits available in Florida, both live and virtually.
FAPIA coordinates activities to help financially support charitable organizations all over Florida with donations totaling over $100,000.00 to groups such as JAFCO, Joe DiMaggio Children's Hospital, Jessica June Children's Cancer Foundation, Boca Helping Hands, Gigi's Playhouse Tampa, Habitat for Humanity, Bahamas Relief after devastating Hurricane Dorian and Florida Food Banks during the pandemic. Our members took on over 30 pro-bono cases after devastating Hurricane Michael for the benefit of active military at Tyndall Air Force Base. We currently have members performing pro bono services after Hurricane Ian, as well.
Public Adjusters give back to their communities through town hall events coordinated with the Department of Financial Services and the Florida Property and Casualty Fraud Task Force, community groups, Insurers, and other experts to help policyholders gain valuable recovery information.
Learn how to be claim smart at BeClaimSmart.com
Just Say No to Fraud! It's very sad to learn about anyone engaging in insurance fraud. Policyholders trust their agents to make sure they are covered for potential risks. It is imperative for policyholders to confirm that they are covered by contacting the insurance company directly. Unfortunately, we've seen this story repeated over and over again. You purchase insurance from an agent and they don't purchase the insurance instead pocketing the money. This policyholder was from Naples.. we hope they were not victims of Hurricane Ian as well as their insurance agent.
When a big property owner in Naples, Florida, recently tried to refinance some loans, the owner was surprised to discover that 31 properties had no
FAPIA honors the selfless service of our veterans on this Veterans Day. Thank you for all you have done and all you do for this great country. We especially honor our members who have served in the armed forces. If you are a FAPIA member who is a first responder or a veteran, please contact us to make sure you are receiving our special discounted membership rate and send us your photo so we can honor your service.
Tuesday, November 29th at 10:30 AM for one hour only! Join us for the next Hurricane Ian - Into the Storm Course - The Essentials of RCV/ACV Estimate Requirements and Roof Damage Claims. This offering is FREE for FAPIA members and only $50.00 for public adjusters who are not yet members. This course has been approved for both CE and CLE credit for our Associate Members. Register now! https://fapia.memberclicks.net/rcvacvessentials
LIVE 4:00 PM NICOLE UPDATE
The National Hurricane Center predicts Subtropical Storm Nicole will impact Florida's East Coast and could affect portions of the previously impacted area still recovering from Hurricane Ian...
Hurricane watch issued for Florida east coast as Subtropical Storm Nicole projected to transform and grow
The National Hurricane Center has issued a hurricane watch for Florida’s east coast from the Brevard-Volusia county line south to Hallandale Beach as Subtropical Storm Nicole formed Monday morning in the Atlantic Ocean with a projected path predicted to bring it toward the state by Wednesday night...
📣 Charlotte County Business Owners!
Charlotte County has a Business Recovery Center to assist businesses with applying for disaster assistance. They are ready to help small business owners apply for disaster assistance loans, Mon.-Thurs., 9 a.m.-4 p.m. in the Promenades Mall, look for the mobile bus.
9100 S Dadeland Boulevard, Ste 1500
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Save the Date! Tuesday, November 29th at 10:30 AM for one hour only! Join us for the next Hurricane Ian - Into the Storm Course - The Essentials of RCV/ACV Estimate Requirements and Roof Damage Claims. This offering is FREE for FAPIA members and only $50.00 for public adjusters who are not yet members. We are submitting to both the FL Bar for our Associate Members and to DFS for our public adjusters. This is valuable information on a timely subject that every policyholder advocate needs to know. So BE THE EXPERT and join us for the next virtual course in the Hurricane Ian Into the Storm PA Academy series! You will be emailed an invitation to register. Mark your calendar and save the date now!
Do you have a story to share? Visit www.voicesofpolicyholders.com
Over 200 people have already registered for Friday's Hurricane Ian - Into the Storm What You Need to Know About Flood Claims Webinar! You don't want to miss out - register to receive this valuable content today! https://tinyurl.com/ycwxh8vy
Public insurance adjusters - save the date for FAPIA's Hurricane Ian INTO THE STORM PA Academy Series. Registration IS LIVE RIGHT NOW for our second course in this series all about flood claims. Guest speaker is Chip Merlin of the Merlin Law Group. Topic: Slabbed: Part Two - Making a Flood Claim Register today!! You must have a zoom account to participate. This is NOT a CE/CLE course. Mark the date -Friday, October 21st at 9 a.m. - This is a course you should not miss if you are adjusting Hurricane Ian flood claims. Every licensee will gain valuable knowledge to use in the field from this virtual course. While you're out working hard, FAPIA is working hard for you! Register here https://tinyurl.com/ycwxh8vy
Public insurance adjusters - save the date for FAPIA's Hurricane Ian INTO THE STORM PA Academy Series. Registration IS LIVE RIGHT NOW for our first course in this series featuring none other than Chip Merlin of the Merlin Law Group. Topic: Slabbed: Making a Flood and Wind Claim on the Same Structure. Register today!! You must have a zoom account to participate. This is NOT a CE/CLE course. Mark the date -Friday, October 14th at 9 a.m. - This is a course you should not miss if you are adjusting Hurricane Ian claims. Every licensee will gain valuable knowledge while you're in the field. FAPIA is working for you! Register here https://tinyurl.com/ycktue75
The best education, networking and fun available to the public adjusting industry at FAPIA LIVE 2022! The countdown is starting! Public Adjusters Register now to save your spot! https://www.fapia.net/live2022.html
Public adjusters unite! at FAPIA LIVE 2022! https://www.fapia.net/live2022.html
Register today! https://www.fapia.net/live2022.html
Save your spot! They're going quick! Everyone is going to FAPIA LIVE 2022!!!! The best public adjuster education available, the best public adjuster specific networking and experts and so much fun! We'll see you there! Bring your family and join us at the special Halloween concert!!!! https://www.fapia.net/live2022.html
Don't forget to register for early bird savings for FAPIA LIVE 2022!!! It's going to be wicked good!!! https://www.fapia.net/live2022.html
Too little, Too Late? On the first day of a Special Legislative Session that is supposed to find solutions to the problems in Florida's Insurance Market......the Department posted "autopsy reports" for carriers that went under from 2012 to 2019. There is a hearing this morning and nobody has been able to read or analyze all of this data. "A week after a Florida news report pointed out that few people seem to know that post-insolvency autopsies are required by law, the state Department of Financial Services has posted 18 of the reports for property insurers ... The autopsy did not show who wrote it or which accounting firm performed the examination." online.https://www.insurancejournal.com/news/southeast/2022/05/23/668725.htm
It's one of those things that most of us don't think about but would be lost without, and yet many people around the world don't have easy access to clean facilities with good plumbing. This day both celebrates these everyday conveniences and brings awareness to those are still without. If your plumbing fails causing damage to your property remember to contact your local, trusted FAPIA member public insurance adjuster to help you through the insurance claim process. It is more difficult than ever to get paid on your legitimate plumbing claim. Find help at www.yourownadjuster.com #WorldPlumbingDay #fapia #CoverageGap
Thanks The Morgan Law Group, P.A.for the FAPIA shout-out !!! See you soon!!
Meet FAPIA's new President, Chris Cury! Visit www.voicesofpolicyholders.com to learn more.
At our recent annual conference, FAPIA LIVE 2021 held in Orlando last week, the transfer of FAPIA's Presidency took place as it does each year. We would like to congratulate our Immediate Past President, Karen Schiffmiller on a job well done representing the industry through some very difficult times. Congratulations are also in order for FAPIA's new President, Chris Cury as he takes the helm leading our association for the next year. Stay tuned as we share further introductions about our new President for those of you who were unable to meet and greet him at the conference.
Support FAPIA by purchasing your SUPERHERO T-SHIRT today!! These are a limited edition….today is your last chance to grab one!
FAPIA is a trusted leader for public adjusters and the policyholders they represent. We are the largest state trade association for public insurance adjusters in the nation with nearly 700 members. Public adjusters are blessed to be able to make a living in a profession that is all about helping people. As long as there are policyholders and as long as claim disputes exist, FAPIA and its members will continue to serve as a vital consumer safety valve. Every public adjuster has experienced the gratitude from a home or business owner when their work resulted in a fair and just claim payment. This is why FAPIA leaders work to protect the public adjusting industry through legislative advocacy, public relations and legal actions. Each of you who support the public adjusting industry through FAPIA, help to make it possible for policyholders in Florida to receive full and fair compensation with the help of a licensed, trained and bonded insurance professional of their own. Locate your public adjuster at www.yourownadjuster.com
Public adjusting is still available in Florida, in large part, because our industry has an advocate in FAPIA. We speak for the professional public insurance professionals and the policyholders they represent since 1993.
About FAPIA - FAPIA was founded in 1993 to protect residential and business policyholders in the wake of devastating Hurricane Andrew in South Florida. Today FAPIA consists of over 500 members who are committed to ensuring homeowners who suffer an insured loss receive full and fair compensation from their insurance carriers. FAPIA members are located throughout the state and commit to a strict code of ethics as well as continuing education requirements to ensure policyholders receive the best representation. FAPIA consists of licensed insurance professionals who use their expertise to advocate for the consumer. The association is working to grow and enhance the industry by improving laws and regulations that govern public adjusters and their services to policyholders. For more information, visit www.fapia.net .
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