K.Nikki Rowland, Senior Insurance Broker

08/11/2025

Wondering if it’s worth waiting to take Social Security?

🤔 Here’s the deal: If you delay benefits past age 62, your monthly check gets bigger—but you miss out on years of payments.

📈 The break-even age is usually around 78–80. That’s when the total money you’ve received by waiting catches up to what you would’ve gotten by starting early.

💡 If you live past 80, waiting can mean more money for life. If not, claiming early might make more sense.

Everyone’s situation is different—health, income needs, and retirement goals all matter. Want help figuring out what’s right for you? Let’s chat!
📞 843-780-2509
📧 [email protected]

08/10/2025

👋 Hey neighbors! I’m Nikki, a local momma of two kiddos and a dedicated insurance broker specializing in Medicare and retirement solutions. My mission is to make coverage simple, personal, and stress-free—for life. I’ll help you navigate plan choices, help with billing questions, and check in throughout the year to ensure your plan still fits your unique needs. Plans change as well as your needs. I'm your lifelong agent and advocate who is just a phone call away—
If you want a real person who knows your story, and expert support tailored to your journey, I’m here for you.
📞 843-780-2509
📩 [email protected]

08/09/2025

🌿 Turning 65 soon? Let's talk about Medicare.

This season of life is filled with new beginnings, and one of the most important is making sure your health coverage fits your needs.

I'm here to help you navigate Medicare without the overwhelm. Whether you're just getting started or already knee-deep in research, we’ll walk through it together — step by step, with no pressure.

💬 Have questions? Curious about what’s covered? Let’s chat.
📅 You can book a time that works for you: cal.com/nikki-rowland
📞 843-780-2509

08/08/2025

08/07/2025

My work goes beyond our first meeting. It's a life long relationship.

08/05/2025

It hits differently when it’s someone you love.

You see the overwhelm.
The stacks of mail.
The hesitation to ask questions because they “don’t want to bother anyone.”

And suddenly, Medicare isn’t just something you talk about professionally—it’s personal.
I’ve seen what happens when someone tries to navigate it alone.

The confusion. The missed deadlines. The stress that builds when they’re just trying to make the right choice.

And I’ve seen the difference it makes when someone finally steps in to help—

To simplify the language,
To explain things without pressure,
To just be there when it starts to feel too big.

That’s why this work matters.

Because no one should have to figure this out by themselves.

📌 Have you ever helped a parent or grandparent with Medicare? What surprised you the most?

08/02/2025

🧠 Things You May Not Know About Medicare Open Enrollment :

📅 Open Enrollment runs from October 15 to December 7—but did you know…

🕵️‍♀️ Plans change yearly—even if you don’t. Reviewing your coverage helps avoid surprises in January.

✅ You can make multiple changes, and only the last one submitted by Dec 7 counts.

💊 In 2025, Part D drug costs are capped at $2,000—but only for covered medications, and those formularies also change each year. Reviewing your plan is more important than ever.

📄 Your Annual Notice of Change (ANOC) arrives in September—it’s your sneak peek at next year’s costs and coverage.

🧓 Extra Help is available for those with limited income—and many people qualify without realizing it.

💬 Confused by all the Medicare mail? I can help you sort through it and find the plan that fits your needs.

07/24/2025

📬 Feeling buried in Medicare mail? You're not alone.

Turning 65? With birthday cards also come stacks of brochures, ads, and confusing info about Medicare 😵‍💫 If sorting through it feels like a full-time job, I’ve got you.

✅ I help you understand what’s important
✅ Compare your options
✅ Find a plan that fits your needs

📞843-780-2509 Call or text me. I'll be more than happy to help.

07/23/2025

PSA* We've always done this! Be aware..

07/23/2025

Fisher’s Finds Curiosity Shop is always doing super fun events on top of all of their eclectic finds ❤️

We are so excited for our 2nd event!!!! 3 Tito’s Trolleys sold out in less than 4 days, WOW!!! We already have a waiting list for our November 29th Trolley event, which also happens to be small businesses Saturday 🤩. We are still open to the public during these events, so please don’t be shy and stop in.