K.Nikki Rowland, Senior Insurance Broker

09/10/2025

09/05/2025

🌟 Medicare Advantage Plans Are Changing in 2026 🌟 If you're currently enrolled in a Medicare Advantage plan—YOUR PLAN MAY NOT BE AVAILABLE NEXT YEAR!

📬 Many plans are being discontinued or restructured for 2026, and that means a review is not optional—it's essential to ensure you don’t lose coverage or miss out on new opportunities.

💡 The good news? This change may open the door to plans you couldn’t access before, with benefits better aligned to your needs.

🗓️ Let’s talk soon. I’ll help you review your current coverage, explore new options, and make sure you’re set up for a smooth transition—without surprises.

📞 843-780-2509 Let’s make sure your 2026 Medicare coverage is secure, compliant, and working for you.

08/29/2025

Working late means quiet rides home to reflect on life. What a crazy trip it's been.

08/23/2025

🌟 Turning 65 Soon? Let’s Talk Medicare! 🌟
Confused by all the mail? Overwhelmed by your options? You’re not alone—and you don’t have to figure it out on your own.
👋 Hi, I’m Nikki—a local insurance broker right here in the Myrtle Beach area. I’m contracted with all the major carriers in our region, which means I can help you compare plans side-by-side and find the one that fits you best.
✅ No pressure ✅ No cost to you ✅ Just clear, honest guidance
Whether you prefer a quick phone call or an in-person chat, I’m here to help you feel confident about your Medicare choices.
📞Give me a call 843-780-2509 or message me here.

08/22/2025

🚨 Medicare Mail Overload? Let’s simplify it.
I’m co-hosting a free Medicare workshop to cut through the noise and help you get started with confidence.

📍 Limited seats — Reserve Your Spot Here https://flavioandnikki.mymedicareworkshop.com/
📞 Call/Text: 843-780-2509
📧 [email protected]

Let’s make Medicare make sense.

08/20/2025

🌟 Turning 65 Soon? Let’s Talk Medicare! 🌟
Confused by all the mail? Overwhelmed by your options? You’re not alone—and you don’t have to figure it out on your own.
👋 Hi, I’m Nikki—a local insurance broker right here in the Myrtle Beach area. I’m contracted with all the major carriers in our region, which means I can help you compare plans side-by-side and find the one that fits you best.
✅ No pressure ✅ No cost to you ✅ Just clear, honest guidance
Whether you prefer a quick phone call or an in-person chat, I’m here to help you feel confident about your Medicare choices.
📞Give me a call at 843-780-2509 or message me here.

08/16/2025

🚨 Still Working at 65? Don’t Risk a Medicare Mistake 🚨
Turning 65 but still on the job? Don’t assume you can skip Medicare.

Here’s what most people get wrong:
❌ “I have employer coverage, so I’m good.”
❌ “I’ll sign up when I retire.”
❌ “Medicare kicks in automatically.”

Reality check:
✅ You may need to enroll in Part A or B—even while working
✅ Delaying could mean lifetime penalties
✅ Your employer plan might not be creditable (and that matters)

🧠 Every situation is different.
I help professionals make smart, penalty-free Medicare decisions.

08/15/2025

These waiting periods are different for each plan and Carrier.