Dave, aka online, is a Nashville-based financial educator, content creator, and coach who helps everyday people ditch debt, save money, and take control of their financial future — without the boring lecture. After cash flowing a $158,000 degree and graduating college debt-free (with a fully funded emergency fund and a maxed-out Roth IRA), his story was featured in Borrowed Future,
the Ramsey Solutions documentary on the student debt crisis. Since then, he’s traveled the country teaching over 1,000 students and parents how to earn a debt-free degree, led four digital personal finance courses, and helped clients collectively save and invest over $100K. He also presented on Gen Z money habits during the global launch of FleishmanHillard’s International Youth Kaleidoscope Report. Online, David reaches 1,000,000+ people each week across TikTok, Instagram, LinkedIn, and Twitter — where his honest, practical, and sometimes funny takes on money have earned him a following of 110,000+. Whether he’s speaking in schools, on stage, or through a screen, David’s mission is the same: to help people move from financial chaos to clarity — so they can stop surviving and start living on purpose. Dave is an NFEC Certified Financial Education Instructor.