Tearsheet

Tearsheet Tearsheet is a leading modern media publication, a daily must-read among influencers obsessed with the future of money, financial services, and fintech.
(1)

Tearsheet is a leading modern media publication, a daily must-read among influencers obsessed with the future of money. Based in New York City, Tearsheet has deep experience identifying and analyzing existing and future trends, in its coverage of rising startups raising new capital to the digital moves of the largest players in finance and investing.

Mission: Tearsheet identifies and analyzes the future of money, including artificial intelligence, the future of investing, the modern banking experience and payments.

As a term, Banking as a Service creates a lot of misunderstanding. But there's full clarity on the move to distribute fi...
11/25/2019
WTF is banking as a service? – Tearsheet

As a term, Banking as a Service creates a lot of misunderstanding. But there's full clarity on the move to distribute financial services out to third party apps.

https://tearsheet.co/banking-as-a-service/wtf-is-banking-as-a-service/

Like other industries, banking is in the slow process of moving to the cloud. As this happens, banking functionality is becoming available on demand. By working with a banking as a service provider, any app can bolt on a current account or process payments. This move calls into question what a bank....

Nubank raises $400M at over $10 billion valuationhttps://techcrunch.com/2019/07/26/fintech-decacorn-nubank-raises-400m-l...
11/25/2019
Fintech decacorn Nubank raises $400M led by TCV – TechCrunch

Nubank raises $400M at over $10 billion valuation

https://techcrunch.com/2019/07/26/fintech-decacorn-nubank-raises-400m-led-by-tcv/

Another day, another mega round for a fintech startup. And this one is mega-mega. Brazil-based Nubank, which offers a suite of banking and financial services for Brazilian consumers, announced today that it has raised a $400 million Series F round of venture capital led by Woody Marshall of TCV. Th....

Japanese online merchant Rakuten wants to open a bank in Utah to offer loans, credit cards and other financial services ...
11/22/2019
Japanese Online Retailer Rakuten Seeks U.S. Bank Charter

Japanese online merchant Rakuten wants to open a bank in Utah to offer loans, credit cards and other financial services to customers of its existing U.S. cashback-shopping business

https://www.wsj.com/articles/japanese-online-retailer-rakuten-seeks-u-s-bank-charter-11564161337

Japanese online merchant Rakuten Inc. wants to open a bank in Utah to offer loans, credit cards and other financial services to customers of its existing U.S. cashback-shopping business.

Join us for a webinar --> The New Journey: How empowering consumers with financial data creates richer customer experien...
11/21/2019
Webinar: The New Journey — How empowering consumers with financial data creates richer customer experiences – Tearsheet

Join us for a webinar --> The New Journey: How empowering consumers with financial data creates richer customer experiences

Register here: https://tearsheet.co/data/webinar-the-new-journey-how-empowering-consumers-with-financial-data-creates-richer-customer-experiences/

In today’s digital age, consumers have come to expect simple experiences that are convenient, easy to use and happen rapidly. These expectations are exerting more and more pressure on the financial services industry than ever before.

The traditional credit score leaves a lot of people out of the financial system. Decentralized credit scoring can provid...
11/21/2019
WTF is decentralized credit scoring? – Tearsheet

The traditional credit score leaves a lot of people out of the financial system. Decentralized credit scoring can provide broader and more fair coverage.

https://tearsheet.co/wtf/wtf-is-decentralized-credit-scoring/

Traditional credit scoring uses debt repayment information from financial institutions to determine the creditworthiness of a borrower. Decentralized credit scoring, on the other hand, uses a peer-to-peer network of trusted parties and personal data to attest to the identity and creditworthiness of....

Accion Venture Lab is a seed-stage investor in startups focused on financial inclusion. Vikas Raj joins us on the podcas...
11/20/2019
How the Accion Venture Lab’s Vikas Raj invests in the next generation of inclusive financial services firms – Tearsheet

Accion Venture Lab is a seed-stage investor in startups focused on financial inclusion. Vikas Raj joins us on the podcast to discuss the firm's mandate and portfolio of fintech firms focused on inclusion.

https://tearsheet.co/future-of-investing/how-the-accion-venture-labs-vikas-raj-invests-in-the-next-generation-of-inclusive-financial-services-firms/

Many of our listeners might be familiar with Accion, the global non profit that uses digital technology to create a more financially inclusive world. Accion was founded in the 60s and has roots in microfinance.

The story of Rocket Loans and the rebirth of Detroithttps://www.lendacademy.com/the-story-of-rocket-loans-and-the-rebirt...
11/20/2019
The Story of Rocket Loans and the Rebirth of Detroit - Lend Academy

The story of Rocket Loans and the rebirth of Detroit

https://www.lendacademy.com/the-story-of-rocket-loans-and-the-rebirth-of-detroit/

We have all heard the stories about Detroit. It was already struggling before the financial crisis and that episode eventually led to the city going bankrupt. You would never know it today as it has a downtown as vibrant as any mid-sized city in the country. I was in Detroit recently at the invitati...

Johnny Reinsch almost defaulted on his mortgage as a freelancer because of a late payment.He founded Qwil so freelancers...
11/20/2019
Qwil’s Johnny Reinsch: ‘Our mission is to provide liquidity to SMBs and freelancers around the world’ – Tearsheet

Johnny Reinsch almost defaulted on his mortgage as a freelancer because of a late payment.
He founded Qwil so freelancers and SMBs know when they'll get paid and can choose to get paid early.

https://tearsheet.co/podcasts/qwils-johnny-reinsch-our-mission-is-to-provide-liquidity-to-smbs-and-freelancers-around-the-world/

It wasn’t so long ago that Johnny Reinsch found himself at a local bank branch. The cofounder and CEO of Qwil was nervous that his freelancing payments weren’t coming in fast enough to cover his new mortgage. The bank? Well, even though he had always made his student loan payments through the ba...

There are 3 types of fintech apps that perform well in the QBO ecosystemhttps://tearsheet.co/funding/you-get-out-what-yo...
11/19/2019
‘You get out what you put in’: Fintechs find success in QuickBooks Online’s ecosystem – Tearsheet

There are 3 types of fintech apps that perform well in the QBO ecosystem

https://tearsheet.co/funding/you-get-out-what-you-put-in-fintechs-find-success-in-quickbooks-onlines-ecosystem/

Accounting software is (finally) making its way to the cloud. QuickBooks Online, the cloud version of the popular business accounting suite, is firing on all cylinders. Parent company, Intuit recently reported 45 percent year over year subscriber growth for QuickBooks Online, bringing total subscrib...

Arvind Purushotham has spent over 20 years in venture investing. As a head of Citi Ventures, he's looking for investment...
11/19/2019
Citi Ventures’ Arvind Purushotham: ‘What happened in marketplace lending has migrated to all financial services’ – Tearsheet

Arvind Purushotham has spent over 20 years in venture investing. As a head of Citi Ventures, he's looking for investments that can support Citi's innovation efforts and return a profit.

https://tearsheet.co/future-of-investing/citi-ventures-arvind-purushotham-what-happened-in-marketplace-lending-has-migrated-to-all-financial-services/

Today’s guest on the podcast is Arvind Purushotham, who heads up venture investing at Citi Ventures. We spend time talking about some of the themes around Citi’s venture investing and how the bank and its venture arm think about innovation.

Debt collections hasn't been a priority for venture capital-backed lenders -- that could change in a recession or as inv...
11/19/2019
‘Stop pitting misery against misery’: How TrueAccord is turning debt collections into a financial service – Tearsheet

Debt collections hasn't been a priority for venture capital-backed lenders -- that could change in a recession or as investors demand better returns. TrueAccord turns collections into a nearly-automated multichannel marketing campaign.

https://tearsheet.co/online-lenders/stop-pitting-misery-against-misery-how-trueaccord-is-turning-debt-collections-into-a-financial-service/

The lending industry has long been rewarded for growth. Less focus has been given to profitability and performance — particularly for venture-backed firms that are all about growing their underwriting. As a possible recession looms and as investors start demanding better returns on their deployed ...

Jonathan Ebinger invested in fintech icons like PayPal and Kabbage. He joins us on the podcast to discuss his investment...
11/15/2019
Where PayPal’s first institutional investor and Kabbage board member, BlueRun’s Jonathan Ebinger, is investing today – Tearsheet

Jonathan Ebinger invested in fintech icons like PayPal and Kabbage. He joins us on the podcast to discuss his investment thesis.

https://tearsheet.co/future-of-investing/where-paypals-first-institutional-investor-and-kabbage-board-member-blueruns-jonathan-ebinger-is-investing-today/

We continue to talk to the best fintech investors in the business. Up today is Jonathan Ebinger, partner at BlueRun Ventures. BlueRun is probably best known in fintech circles for its early stage investments in PayPal and in Kabbage, where Jonathan still sits on the board. Jonathan shares with us ho...

Address

26 Mercer Street, 4th Floor
New York, NY
10013

Alerts

Be the first to know and let us send you an email when Tearsheet posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tearsheet:

Nearby media companies