National Mortgage News

10/16/2025

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10/09/2025

Even as mortgage rates are at their lowest level in almost a year, consumers are either getting used to this, said Freddie Mac Chief Economist Sam Khater, or want things even lower, according to Redfin agents and the Mortgage Bankers Association's President and CEO Bob Broeksmit.

The shutdown halted the release of employment data, typically a driver of mortgage rate activity, likely resulting in trackers moving in varying directions.

09/26/2025

Lower interest rates could enable already-lofty prices to rise further, said Attom CEO Rob Barber.

As home prices reach new heights, mortgage expenses are unaffordable for the typical earner in a third of the nation's largest 580 counties, according to Attom.

09/25/2025

"If inflation stays sticky or economic growth surprises to the upside, we may see fewer rate cuts than markets are hoping for, which could keep mortgage rates elevated in the near term," One Real Mortgage CEO Samir Dedhia said.

Since the first day of the meeting, the 10-year Treasury yield has increased 16 basis points, with mortgage rates rising as a result, various trackers showed.

09/24/2025

The purchase volume forecast for 2025 weakened a notch but with many outstanding loans having rates much lower than those in the current market, it easily held onto its lead over the refinancing segment.

09/22/2025

“We haven’t yet seen a big jump in homebuyer demand due to declining mortgage rates. Buyers may show up in greater numbers if mortgage rates keep falling, which could happen if the economy continues to weaken,” said Chen Zhao, Redfin’s head of economics research.

There were 35.2% more sellers than buyers in the market last month. June and July were the only routine months since at least 2013 with a greater percentage.

09/19/2025

Rate expanded its Language Access Program, launching its Rate App entirely in Spanish, encouraging Spanish-speaking customers to use the app to search for homes, apply for a mortgage, track loan status and educational content.

Rate rolled out its Rate App entirely in Spanish Thursday as part of its Language Access Program.

09/18/2025

“In short, there's no set path forward," Samir Dedhia of One Real Mortgage warned. "This has created some uncertainty in markets, which could lead to small rate fluctuations in the short term.

The 30-year fixed rate mortgage was down another 9 basis points this week, Freddie Mac said, but much of this pricing was before the Federal Reserve meeting.

09/17/2025

“Mortgage rates may stay relatively flat in the short term since markets have already priced in the cut,” said Bill Banfield, chief business officer at Rocket Cos.

Most lenders said they had already priced in the widely-anticipated decision to cut short-term rates for 30-year home loans but other products will benefit.

09/17/2025

“The hardest thing is about prioritization. There’s 100 things you can do,” son Dan Sogorka, general manager of Rocket Pro. “How do you pick the first five to do now? And that’s the game right now.”

As fulfillment spills into sales operations and artificial intelligence takes over more originator duties, executives emphasize maintaining a human in the loop.

09/16/2025

“Home prices this year have experienced the slowest rate of growth since the Great Financial Crisis of 2008,” Cotality Chief Economist Selma Hepp said. facebook

While equity still sits near historic highs, price growth moderation led to shrinkage of the total amount available and a rise in underwater mortgages.

09/10/2025

Home prices fell 1.4% annually in July, a stark contrast to inflation which rose 2.7% over the same period.

An atypical summer for home price growth and mortgage rates approaching their lowest point in 12 months could entice sidelined buyers, Cotality said.