Advice IQ

09/23/2015

Down Market = Recession? http://ow.ly/Sz2Ba

09/21/2015

Advisors: Controlling Risk

Advisors : Controlling Risks http://ow.ly/StiAr

You did what you seemed sensible and spent years – and hard-earned money – building a healthy retirement investment account. Then Wall Street...

09/17/2015

Is Your Portfolio Lopsided? http://ow.ly/SlXMT

09/16/2015

Delaying Social Security

Delaying Social Security http://ow.ly/SiDmt

The mechanics of waiting to receive Social Security retirement benefits until after your retirement age are daunting. You can receive a lot more...

09/16/2015

A New Way to Allocate Assets

A New Way to Allocate Assets http://ow.ly/SiD6L

Traditional equity research holds that most of a portfolio's asset allocation explain its returns: Namely, how much is in specific investment...

09/15/2015

Your Investing Lineup

09/15/2015

The Next Debt Crisis

The Next Debt Crisis http://ow.ly/SezUo

You hear a lot of worrying about mounting government debt. But the real danger lies in soaring private sector debt, here and abroad, especially in...

09/11/2015

Why the Car Industry Thrives

Why the Car Industry Thrives http://ow.ly/S5CkD

The economy may be growing slowly, but the auto industry is doing quite well, even when people are holding onto their vehicles longer and in the...

09/08/2015

Parents’ Problems, Now Yours

Parents' Problems, Now Yours http://ow.ly/RWJMa

What should you do when your aging parents’ financial problems become your problems? This is one of the most ticklish and emotionally complex...

09/08/2015

China’s Meddling Backfires

China's Meddling Backfires http://ow.ly/RVqmR

The Chinese government’s moves to push down its currency’s value and prop up its ailing stock market served one purpose: It told the world’s stock...

09/04/2015

Labor Day and Its Meaning

Labor Day and Its Meaning http://ow.ly/RO2Mw

The national holiday we celebrate on Monday is a good time for reflection on why we work and what we derive from it. The answer should be that it...

09/04/2015

Valuing a Business Stupidly

Valuing a Business Stupidly http://ow.ly/RNPSH

Buying and selling a business, particularly a smaller one, rests on what its value is. Trouble is, some of the most widely used are very complex...

09/04/2015

What Will Inflation Be?

What Will Inflation Be? http://ow.ly/RN3HW

What will inflation be in coming years? The real answer is that it varies according to your age and spending patterns. Inflation wallops someone...

09/03/2015

Realistic Career Education

Realistic Career Education http://ow.ly/RLgoe

Vocational education is a fine way to prepare yourself for a job, in a world when too many young people can’t find employment. But the programs are...

09/03/2015

Helping the Poor Financially

Helping the Poor Financially http://ow.ly/RKNQp

Helping people work their way out of poverty isn't just about money. It requires addressing the beliefs and culture around money that may be...

09/03/2015

Commodities: No Relief

Commodities : No Relief http://ow.ly/RKbFW

Commodities tend to run in long cycles. The huge run-up in their prices, which peaked in 2011, has now degenerated into a rout. People who think...

09/02/2015

Bad $$ Ideas of the Young

Bad $$ Ideas of the Young http://ow.ly/RI2Un

You found the one to start a life with. You now share home, love – and your financial backgrounds with your new partner and family. Here’s what to...

09/02/2015

Getting All Your Social Security

Getting All Your Social Security http://ow.ly/RHAxT

Social Security benefits are complex and you can often miss benefits you are entitled to. If you fit into one of the categories below, pay...

09/02/2015

Trump’s 12 Business Lessons

Trump's 12 Business Lessons http://ow.ly/RGMYN

Donald Trump is one controversial guy. Love him or hate him, though, no one denies he is a good businessman. In 2004, I was a contestant on his TV...

08/27/2015

Taking Care of Yourself, Pt. 3

Taking Care of Yourself, Part 3 http://ow.ly/Rt5cs

Our previous articles looked at the stress you might feel when you care for an aging parent or loved one and the insurance and documents you need...

08/27/2015

Bequeathing 401(k)s, IRAs

Bequeathing 401(k)s, IRAs http://ow.ly/RsycL

Think your estate plan is good to go right after you die, setting your heirs up for life? Depends: Many assets in your plan, such as your 401(k)...

08/27/2015

Retirement: Reality vs. Delusion

Retirement : Reality vs. Delusion http://ow.ly/RrJKP

The idea of retirement is surrounded by a host of delusions, false assumptions and fears.What does retirement mean to you? Here's a brief mental...

08/26/2015

Money Planning in 9 Steps

Money Planning in 9 Steps http://ow.ly/RpPDQ

Everybody wants a solid financial plan, yet more than 40% of Americans don’t have one. Unless you develop a formal strategy – such as a written...

08/26/2015

Handling Market Turmoil

Handling Market Turmoil http://ow.ly/RpriL

Stoicism amid market turmoil comes hard when a tsunami of dire investment headlines and plunging prices hits you, as we’ve seen in the last few...

08/26/2015

The Fed and Its Broken Record

The Fed and Its Broken Record http://ow.ly/Rouge

The Fed likes to keep people in the dark about when it will raise interest rates. Will this occur at their September meeting? October? December? To...

08/25/2015

Sliding Revenue = More M&A

Sliding Revenue = Mire M&A http://ow.ly/RliRi

Slumping corporate revenues are a big factor in the current merger boom, lifting stock prices that otherwise would reflect a downbeat reality. This...

08/24/2015

Why to Simplify Your Life

Why to Simplify Your Life http://ow.ly/Rj15h

When you get home from a long day’s work, do you open the door to a pile of laundry you meant to fold and put away two days ago? When you get...

08/24/2015

Your First Planning Question http://ow.ly/RisJx

08/24/2015

Rising Rate Jitters: Why?

Rising Rate Jitters : Why? http://ow.ly/RhNpj

The Federal Reserve may raise interest rates slightly this fall. But all in all, deflationary pressures, lower rates abroad and threats from a...

08/21/2015

Keys to Asset Mix : Risk, Time http://ow.ly/RcY6X

08/21/2015

Choosing Care for the Aging

Choosing Care for the Aging http://ow.ly/RcY1x

If you’re like many Americans, you get a look at the effect of our aging population right in your own family. Looking after graying parents and...

08/21/2015

How Market Cycles Run

How Market Cycles Run http://ow.ly/RbTqk

Market cycles continuously revolve. In 2001, oil was doing well in the stock market, and tech was not. Today, the situation is reversed.While...

08/20/2015

Who Gets Your Assets?

Who Gets Your Assets? http://ow.ly/Ra0qP

For aging baby boomers, a big question is: How to dispose of all my holdings to loved ones and others? This is not a simple question with a simple...

08/20/2015

A Prenuptial Quiz

A Prenuptial Quiz http://ow.ly/R9v85

Here's a quick quiz on money and marriage. Which of the following engaged couples needs a prenuptial agreement about finances?A. He's a wealthy...

08/20/2015

Cash: Perils and Promises

Cash : Perils and Promises http://ow.ly/R9jZj

Cold, hard cash has a certain cache. A hoard of it allows people to do big things, whether wise or foolish. A lack of it causes pain, often...

08/19/2015

Advisors Using Own Advice http://ow.ly/R6n8Q

08/19/2015

Big Government to the Rescue

Big Government to the Rescue http://ow.ly/R5KEy

Big government’s free-market management, involving interest rate manipulation, bad debt bailouts, special buy/sell rules, margin requirements,...

08/18/2015

Late-Summer Money Moves

Late-Summer Money Moves http://ow.ly/R3Ms6

The winding down of sun and fun marks a good time to check on your financial health. Here are five important tactics for the rest of summer.1....

08/18/2015

How Do You Handle Risk?

How Do You Handle Risk? http://ow.ly/R3hLh

For aging baby boomers, a big question is: How to dispose of all my holdings to loved ones and others? This is not a simple question with a simple...

08/18/2015

The Fantasy Economy

The Fantasy Economy http://ow.ly/R2FYa

The summer weather and the media’s and Wall Street’s focus on positive economic news may have you feeling cheerier than usual these days. Two...

08/17/2015

Trek to Financial Wellness

Trek to Financial Wellness http://ow.ly/R0DOz

One of the most important financial journeys we can take is the path to financial wellness. Building financial security and independence, while...

08/17/2015

Wills: The People Factor

Wills : The People Factor http://ow.ly/R0705

Figuring out how to divide your estate is a very personal matter. How you allocate your assets among your heirs is very important on both a...

08/17/2015

Why High Turnover is Bad http://ow.ly/QZM2d

08/14/2015

Performance Compared to What? http://ow.ly/QU97H

08/13/2015

Do You Buy or Invest?

Do You Buy or Invest? http://ow.ly/QScsC

Every time you write a check or whip out your plastic, what do you really get for your money? What’s the true value of the money you spend on items...