Money is Expensive

03/15/2022

A 33-year-old left the U.S. for Bali and lives a 'life of luxury' on $2,233 a month

A 33-year-old left the U.S. for Bali and lives a 'life of luxury' on $2,233 a month

02/01/2022

“Gold Danger Ahead” Says Man Who Called 2020 Crash

It truely is...

Man Who Predicted 2020 Crash Warns of Huge Event in 2022

12/13/2021

‘Most Americans Today Believe the Stock Market Is Rigged, and They’re Right’

‘Most Americans Today Believe the Stock Market Is Rigged, and They’re Right’

08/01/2021

If the minimum wage were $24 an hour and tied to worker productivity, a long-held trickle-down myth might actually come true.

If the minimum wage were $24 an hour and tied to worker productivity, a long-held trickle-down myth might actually come true.

07/26/2021

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Debt is DUMB. Cash is KING.

A debit card will do everything that a credit card can do, EXCEPT put you into debt.

There will probably be some time between steps 1 and 2 on this list, but cutting up the card to stop the temptation to spend is very important. Pay it off as quickly as you can, then make the call to cancel. The credit card company will probably try to give you a hard time or offer you incentives to keep the account open. Don't give in. You've said "NO" to debt. Make sure to get a confirmation of the cancellation in writing, and never look back!

07/23/2021

Jim Cramer explains why short-term Covid worries are unlikely to derail stocks long term

Jim Cramer explains why short-term Covid worries are unlikely to derail stocks long term

"Mad Money" host Jim Cramer examined the concerns about the Covid delta variant Thursday, explaining why he expects the stock market to be able to overlook any near-term economic impacts.

07/21/2021

The IRS Is Sending Extra Tax Refunds to 4 Million People This Week

The IRS Is Sending Extra Tax Refunds to 4 Million People This Week

These special refund payments average $1,265.

06/28/2021

Millennials Aren’t Having Kids Because It’s Too Expensive

Millennials Aren’t Having Kids Because It’s Too Expensive

A majority of millennials without kids say cost is a primary reason.

06/28/2021

‘Make Me Move’: Sellers Are Listing Their Homes at Ridiculous Prices Just to See What Happens

‘Make Me Move’: Sellers Are Listing Their Homes at Ridiculous Prices Just to See What Happens

Sellers are knowingly listing their homes for more than they're worth — often against realtor advice.

06/28/2021

Forget Going Back to the Office—People Are Just Quitting Instead

Forget Going Back to the Office—People Are Just Quitting Instead

06/25/2021

Meet The Richest Black Man In The World - Aliko Dangote - AfroTech

Meet The Richest Black Man In The World - Aliko Dangote - AfroTech

Aliko Dangote, Nigerian business tycoon and billionaire, is both the richest man in Africa and the richest black man in the world. With a net...

06/24/2021

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If you ever find yourself going through a tough financial season, remember to focus on taking care of your 4 Walls FIRST, and in this order.

Cover utilities before you pay your rent or mortgage. This is because in most cases, your lights or water risk being shut off before you'd be evicted.

During a storm, you've got to prioritize your expenses. Don't ever pay a debt before you buy food. Pause paying extra on debts and save money while you weather the storm. Once your income stabilizes, you can resume working the 7 Baby Steps.

Always remember - there's a light at the end of the tunnel, and you DO have what it takes to get to the other side of whatever situation you're facing.

06/10/2021

How I went from a 523 to 815 Credit Score

How I went from a 523 to 815 Credit Score

06/10/2021

Should I get a fixed-rate or variable-rate mortgage?

Should I get a fixed-rate or variable-rate mortgage?

Everyone wants to save money on mortgage interest, but there are other things to consider. This guide walks you through the most important questions to ask.

06/06/2021

Try The Economist for 12 weeks

Try The Economist for 12 weeks

Subscribe today

06/05/2021

It’s About to Get Easier for Over a Million Homeowners to Refinance Their Mortgages

It’s About to Get Easier for Over a Million Homeowners to Refinance Their Mortgages

Homeowners left out of the mortgage refinance boom may soon find it easier to save on their home loan payments.

06/05/2021

Forget Something? Americans Have Left More Than $1 Trillion Sitting in Old 401(k)s, a New Study Finds

Forget Something? Americans Have Left More Than $1 Trillion Sitting in Old 401(k)s, a New Study Finds

The estimated average size of those old accounts is $55,000.

05/12/2021

Opinion | Is Capitalism Killing Conservatism?

Opinion | Is Capitalism Killing Conservatism?

The conservative responses to stagnation and decay are incoherent and insufficient. But do liberals have any?

05/12/2021

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"In a heart filled with gratitude, there is no room for discontentment." — Rachel Cruze

05/09/2021

Become a Financial Coach

Become a Financial Coach

Learn more about financial coaching at this free webinar.

04/25/2021

Online Savings Account

MIE!

04/17/2021

01/11/2021

The US economy lost 140,000 jobs in December. All of them were held by women

The US economy lost 140,000 jobs in December. All of them were held by women

The economic recovery is backtracking, and women — particularly women of color — are bearing the brunt of the job losses.

01/05/2021

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If you can't pay cash, don't buy it.

This doesn't include a mortgage. Just make sure you're out of all other debt and have a 3-6 month emergency fund FIRST. (Don't get a mortgage that's more than 25% of your take-home pay on a 15-year, fixed-rate.)

If you're tired of just making minimum payments and living paycheck to paycheck, there is HOPE.

Ramsey+ is an all-access membership to everything you need to help you WIN with money—all in one place. It includes our bestselling money tools, apps, content and resources to help you take control of your money for good, and say "NEVER AGAIN" to money stress and money problems.

Start a FREE trial of Ramsey+ today: https://bit.ly/2LM1Rdg

01/05/2021

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Make 2021 the year you start budgeting. Create a new budget each month, and track your expenses as you go. You'll feel like you got a raise. Seriously. When you know where each dollar is going, you'll see just how many dollars you actually have.

Get started with my team's budgeting app, EveryDollar: https://bit.ly/3p3dv1U

12/28/2020

3 ETFs That Tesla Drives

3 ETFs That Tesla Drives

Discover three ETFs with Tesla leading the fund to help charge up your exposure to the electric car marker.

11/27/2020

Opinion | In Praise of Janet Yellen the Economist

Opinion | In Praise of Janet Yellen the Economist

She never forgot that economics is about people.

11/24/2020

10 Lessons to Take From Millionaires Who Are Really Good With Money

10 Lessons to Take From Millionaires Who Are Really Good With Money

11/10/2020

AMC Theatres Launches Private Movie Screen Rentals | Hollywood Reporter

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AMC Theatres Launches Private Movie Screen Rentals 6:33 AM PST 11/10/2020 by Etan Vlessing FACEBOOK TWITTER EMAIL ME Noam Galai/Getty Images AMC Theatres The exhibition giant is following Cinemark and Alamo Drafthouse in offering private screenings for up to 20 friends and family members amid the pa...

10/31/2020

Moral policy = good economics: What’s needed to lift up 140 million poor and low-income people further devastated by the pandemic

Moral policy = good economics: What’s needed to lift up 140 million poor and low-income people further devastated by the pandemic

Seven months into a global pandemic, U.S. families are suffering: 225,000 lives have been lost, 30 million workers have lost either jobs or significant hours of work, nearly every state is facing sharp drops in revenue that will threaten even more cuts to essential social programs and jobs, and the....

10/31/2020

This week, we count down the top 5 charts showing what's at stake for workers.

5. As Social Security payments rose over the last 60 years, senior poverty declined dramatically. Social Security is the most successful anti-poverty program, and it must be protected and expanded. https://bit.ly/3kSwquo

4. The number of people on unemployment insurance remains breathtakingly high. Nearly 22 million more people are on UI now versus one year ago, and they have gone over 12 weeks without the extra $600 in benefits that Senate Republicans allowed to expire. https://bit.ly/2GeM7xc

3. If the minimum wage had been raised to $2 in 1963, with future increases tied to the cost of living, it would be $14.79 in 2020—more than twice its current value of $7.25. Five years of increases could reverse that trend. https://bit.ly/3efnMUr

2. Because of the types of jobs women have had―including disproportionate caregiving responsibilities―women have faced disproportionate job loss during the COVID-19 pandemic. Black and Latina women workers, in particular, have suffered most. https://bit.ly/2JfMusl

1. A chart that says it all: Although Americans are working more productively than ever, the fruits of their labors have primarily accrued to those at the top and to corporate profits, especially in recent years. https://bit.ly/34G8SU0

10/23/2020

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