Speak Cents

Father
Personal Finance + Biz Credit Educator | Helping you build income, wealth & time freedom
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07/23/2025

You’re not just growing for yourself. Every step you take, every level you reach, lights the path for someone else. Even when it feels slow, your journey is creating impact. Keep rising—your growth is someone else’s permission to believe.

07/16/2025

A wise man knows his value isn’t just in what he earns, but in what he learns, unlearns, and passes on. Legacy starts with mindset.

07/11/2025

Fridays aren’t just the end of the week—they’re a checkpoint. Take a moment to reflect: Did you move with intention? Did you honor your discipline, or your distractions? Growth isn’t about perfection; it’s about progress. So finish it out strong.

07/09/2025

Discipline is doing what needs to be done, even when you don’t feel like doing it. That’s how goals turn into reality.

07/07/2025

It’s time to get to work!

07/06/2025

The biggest thing standing in your way… is you.
Stop waiting for validation.
Stop hoping someone will bet on your potential.

07/03/2025

Decide.

07/02/2025

You can’t pour from an empty cup. Protect your peace, guard your energy, and give yourself the same care you offer to others. Wellness is the foundation of wealth.

06/28/2025

Discipline is simple:
It’s making yourself a promise—and keeping it.

That’s the real difference between people who win and people who stay stuck.

You decide what you want.
You commit to the action.
And you follow through—even when you don’t feel like it.

Most people let emotions call the shots.
They wait for the “right time,” the “perfect mood,” or a wave of motivation.

But discipline doesn’t wait.
It doesn’t ask how you feel.
It just gets it done.

It’s not about being in the mood.
It’s about building a mindset.

Discipline is like a muscle:
Use it daily and it grows.
Neglect it and it fades.

When you live with discipline, momentum builds—and life starts shifting in your favor faster than you think.

06/27/2025

The life you want is waiting on the other side of the grind you’re avoiding

06/20/2025

You’re responsible for the energy of your day. Remember, when you give off positive energy, you attract it!

06/15/2025

Happy Father’s Day 👑

To every Black man showing up with strength, wisdom, and love—this day is for you.

You are more than providers.
You are protectors.
You are purpose-driven.
You are powerful.

Whether you're building legacies through fatherhood, mentoring the next generation, or turning pain into purpose—you are seen, valued, and necessary.

Keep showing up. Keep leading. Keep healing. The world is better because you’re in it.

Your presence is power. Your legacy is wealth. And your journey is part of something greater.

Much respect to you, today and always.

Address

Swissvale, PA

Website

https://bit.ly/3Ghan05

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