05/05/2026
I have two student loans—a $20,000 loan that I currently pay $600 per month and then a federal loan that is close to $310,000 that I currently pay $0 on…until July that is! If we can pay off the $20,000 loan before July then the $600 can be snowballed into whatever the monthly payment ends up being instead of being tacked onto it. What do you think of my strategy?