https://www.goalterra.com/loan-originators/angelica-rios

Rios Family Way, Red Bank, NJ (2025)

02/22/2025

🎉 Congratulations to the Alarcon Family on this incredible milestone as first-generation using our 3.5% ITIN program

•We’re thrilled to have been part of your journey, providing the support and guidance you needed when others turned away. Team Rios believes in turning dreams into a reality, and this achievement is a testament to that commitment.

🙏🏻A huge thank you goes out to Felipe Ramos, our dedicated realtor, whose hard work and unwavering dedication played a pivotal role in reaching this grand milestone! Your skills and perseverance have truly made a difference!

💫Here’s to new beginnings and the exciting journey ahead for the Alarcon Family. May your new home be filled with love, laughter, and countless happy memories🏡
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🎉 ¡Felicitaciones a la Familia Alarcón por este increíble hito como compradores de vivienda de primera generación usando nuestro programa de ITIN con el 3.5% de pago inicial!

•Estamos encantados de haber sido parte de su viaje, brindándoles el apoyo y la orientación que necesitaban cuando otros se dieron la vuelta. El equipo Rios, creemos en convertir los sueños en una realidad, y este logro es un testimonio de ese compromiso.

🙏🏻Un gran agradecimiento a Felipe Ramos, nuestro dedicado agente inmobiliario, cuyo arduo trabajo y dedicación inquebrantable jugaron un papel fundamental para alcanzar este gran hito. ¡Tus habilidades y perseverancia realmente han marcado la diferencia!

🏡Aquí está para nuevos comienzos y el emocionante viaje que le espera a la Familia Alarcón. Que su nuevo hogar esté lleno de amor, risas y muchos recuerdos felices.

02/20/2025

💫 Attending the NAHREP North Jersey Encanto was not just an evening of elegance, but a profound learning experience. The event highlighted the of networking and collaboration in driving transformative change across New Jersey. Engaging with thought leaders and innovators provided invaluable insights into the roles we play in shaping a brighter future.

🏡Here’s to building stronger connections and continuing our journey of growth and impact.

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💫Asistir a la Gala Encanto de NAHREP North Jersey no fue solo una noche de elegancia, sino una experiencia de aprendizaje profunda. El evento destacó el poder del networking y la colaboración para impulsar un cambio transformador en todo Nueva Jersey. Interactuar con líderes de pensamiento e innovadores brindó valiosas perspectivas sobre los roles que desempeñamos en la construcción de un futuro más brillante.

🏡Por la construcción de conexiones más fuertes y la continuación de nuestro camino de crecimiento e impacto!

02/12/2025

💫 As self-employed business owners, the dream may have seemed like a distant goal at times. With guidance, support, and unwavering dedication of our entire team, it became a reality for the Vela family!

🙏🏻A special thank you to Felipe Ramos and Lazaro for their expertise and constant encouragement throughout this journey! Without your knowledge and patience, this milestone wouldn’t have been possible!

❤️Together, we helped the Vela family navigate the complexities of the home buying process with ease.

🏡To the Vela family, congratulations on making this dream come true! This is just the beginning of an exciting new chapter, and we are honored to have been part of this unforgettable moment in your lives.

✨ Here’s to many years of , growth, and cherished memories in your beautiful new home!
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💫 Como dueños de su propio negocio, el sueño de comprar una casa pudo haber parecido una meta distante en algunos momentos. ¡Con la orientación, el apoyo y la dedicación inquebrantable de todo nuestro equipo, se convirtió en una realidad para la familia Vela!

🙏🏻Un agradecimiento especial a Felipe Ramos y Lazaro por su experiencia y constante aliento durante todo este proceso. Sin su conocimiento y paciencia, este logro no hubiera sido posible.

❤️Juntos, pudimos ayudar a la familia Vela a navegar las complejidades del proceso de compra su primera casa con facilidad.

🏡A la familia Vela, ¡felicitaciones por hacer realidad este sueño! Esto es solo el comienzo de un emocionante nuevo capítulo, y nos sentimos honrados de haber sido parte de este momento inolvidable en sus vidas.

¡Por muchos años de felicidad, crecimiento y recuerdos preciados en su hermosa nueva casa!

02/07/2025

🏡Your work is the very special thing that you add into this world. Your vision. Your light. Your LOVE! What you share. What you create. How you make people feel, etc. That is truly OUR work. -Eso Tolson

💫Grateful to have collaborated with over 60 entrepreneurs A huge shoutout to Maria Lauren for her vision and dedication in bringing our thriving Latino community together. NJ’s Latino community is vibrant and full of talented business owners, and last night’s event was a testament to our collective strength. 🌟 It’s truly inspiring to see from all walks of life connecting, supporting each other, referring each other and looking to grow their businesses across the state. Cheers to many more high-vibing, Latin-dancing events in the future! 💃🕺 Thank you to everyone who came out and made this night unforgettable. Let’s continue to build connections and relationships that drive our success!

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🏡Tu trabajo es la obra mas especial que agregas a este mundo. Tu visión. Tu luz. ¡Tu AMOR! Lo que compartes. Lo que creas. Cómo haces sentir a las personas, etc. Eso es verdaderamente NUESTRO trabajo. -Eso Tolson

💫Agradecidos de haber colaborado con más de 60 emprendedores latinos en Un gran agradecimiento a Maria Lauren por su visión y dedicación en reunir a nuestra próspera comunidad La comunidad latina de NJ es vibrante y está llena de talentosos dueños de negocios, y el evento de anoche fue un testimonio de nuestra fuerza colectiva.

🌟 Es verdaderamente inspirador ver a emprendedores de todos los ámbitos de la vida conectándose, apoyándose mutuamente, refiriéndose y buscando hacer crecer sus negocios en todo el estado. ¡Salud por muchos más eventos vibrantes y llenos de baile latino en el futuro! 💃Gracias a todos los que vinieron e hicieron de esta noche algo inolvidable.

🙏🏻Continuemos construyendo conexiones y relaciones que impulsen nuestro éxito.

02/04/2025

💫Dream big, start small...but most of all, start!

•Every great achievement begins with a single step. Whether you’re buying your first home or taking the next big leap in , remember that every journey starts with a decision to begin!

Let’s make those dreams a reality together🙌🏼

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💫Sueña en grande, empieza pequeño... pero sobre todo, empieza!

•Cada gran logro comienza con un solo paso. Ya sea que estés comprando tu primera casa o dando el próximo gran salto en la vida, recuerda que cada viaje comienza con la decisión de empezar👏🏼👏🏼👏🏼

¡Hagamos realidad esos sueños juntos!

01/29/2025

🫶Hey there! Welcome to

•It’s 2025 and we have many new faces- so time for a little reintroduction! We are aka Josh & Angie Rios. Very proud parents to our 2 beautiful babies (+1 if you count Sunny ☀️ our fur baby) who are little entrepreneurs in the making. We love to travel- be in nature, especially the beach and make memories together at the where we currently call home🏡

•We are a husband- wife team committed to being your trusted loan officers. Our mission goes beyond just mortgages- we’re creating a movement committed to empowering the next generation to achieve homeownership, understand real estate and build communities that last.

•We want you to understand that real estate helps build wealth and creates a lasting legacy for your family. Because buying a home is about more than just property—it’s about freedom, security, and choices!

💫 This carousel shares our story, our why and how we strive to serve others in our communities. (Often times when many others closed the door to them.) We aim to make you feel seen, understood, and ready to take that next step!

💫If you’re looking for solutions, opportunities and motivation let’s connect! Whether it’s your first home or your next investment, we’ve got the plan, tools, and experience to make it happen 🙏🏻

Drop a ❤️ if you’re ready to rewrite your story. Share this with someone who needs to hear it. Let’s build something incredible—together!

01/20/2025

✨ “You don’t have to see the whole staircase, just take the first step.” – Dr. Martin Luther King Jr. ✨

On this day, we honor the legacy of Dr. King and his unwavering belief in the power of hope, courage, and progress. The path ahead may seem daunting, but change begins with one action, one step forward. Let’s keep pushing for justice, equality, and love, just as he inspired us to do. 🌍💫
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✨ “No tienes que ver toda la escalera, solo da el primer paso.” – Dr. Martin Luther King Jr. ✨
Hoy, honramos el legado del Dr. King y su firme creencia en el poder de la esperanza, el coraje y el progreso. El camino por delante puede parecer abrumador, pero el cambio comienza con una acción, un paso hacia adelante. Sigamos luchando por la justicia, la igualdad y el amor, tal como él nos inspiró a hacer. 🌍💫

01/09/2025

We are thrilled to share the inspiring journey of Mr. Montoya, who secured his first home with the help of our FHA-first-time homebuyer program! 🏡✨

From day one, it was a privilege to guide the Montoya familia through every step of the home financing process. Their determination and trust in us made this journey truly special.

A huge shoutout to our incredible team members, Felipe Ramos & Lazaro Cardenas, whose dedication and teamwork were instrumental in making Mr. Montoya’s dream a reality. 🙌

Thank you for allowing us to be a part of this monumental moment in your life. We are grateful for the opportunity to help you find the perfect place to call home. 🏠❤️

Wishing you many memories to come in your new home familia Montoya💙🧡

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¡Estamos emocionados de compartir el inspirador viaje del Sr. Montoya, quien aseguró su primer hogar con la ayuda de nuestro programa FHA para compradores de vivienda por primera vez! 🏡✨

Desde el primer día, fue un privilegio guiar a la familia Montoya en cada paso del proceso de financiamiento de su hogar. Su determinación y confianza en nosotros hicieron que este viaje fuera verdaderamente especial.

Un gran agradecimiento a nuestros increíbles miembros del equipo, Felipe Ramos y Lázaro Cárdenas, cuya dedicación y trabajo en equipo fueron fundamentales para hacer realidad el sueño del Sr. Montoya. 🙌

Gracias por permitirnos ser parte de este momento monumental en su vida. Estamos agradecidos por la oportunidad de ayudarles a encontrar el lugar perfecto para llamar hogar. 🏠❤️

¡Deseándoles muchos recuerdos por venir en su nuevo hogar, familia Montoya! 💙🧡

01/06/2025

🚀✨ While we can't invent time travel (yet), Team Rios knows that today is the best day to begin your path to homeownership! Remember, even if your credit score feels more like "oops" than "awesome," we've got the tools and tricks to help you step closer to your dream home. So buckle up, keep your hands inside the ride, and let's roll towards mortgage success together! 🏠💼

01/03/2025

🏠It's 2025 and setting clear goals is key to jumpstart the homebuying journey!

1️⃣ Setting Clear Goals 🎯: Visualize your dream home journey! Start with defining clear goals to guide your way.

2️⃣ Budget Basics 💰: Know your numbers! Work out what you can afford with your income and savings in mind.

3️⃣ Needs vs. Wants Checklist 📝: Prioritize, prioritize, prioritize! What do you NEED vs. what do you WANT?

4️⃣ Timeline Time 🗓️: Set a timeline and stick to it! Consistency is key to saving effectively.

5️⃣ Market Research 101 🔍: Stay informed and savvy with the latest real estate trends.

6️⃣ Professional Help 🤝: Consult with the experts - Team Rios and your realtor are your best allies!

7️⃣ Constant Check-ins ✔️: Keep reviewing your goals and adjust as necessary to stay on track!

8️⃣ Take the Leap 🚪: It all starts with a conversation. Reach out to Team Rios for personalized guidance on your homebuying journey! #2025

01/01/2025

🌟 Today we start a new year🙏🏻 Happy #2025!!!🌟

•12 new chapters

•365 new chances

💫As we closed the chapter on 2024, we look back with immense and joy at the journey we’ve shared.

Last year, we had the incredible privilege of helping over 100 families get pre-approved, guiding so many of them into their first homes and assisting others in financing their first investment properties🏡 Each story, each family, and each home represents a dream realized and a future secured!

❤️We are truly blessed beyond measure, and none of this would have been possible without the unwavering dedication of our team, whose work ethic and passion drive us forward every day. Our success is also deeply intertwined with the support of our family, friends, and partners who have become like family to us🙏🏻Your trust and belief in us have been the foundation upon which we’ve built this year’s achievements.

🙌🏼As we look ahead to 2025, we are filled with hope and excitement for an even more impactful year. Thank you for being a part of our journey, and for allowing us to be part of yours. Here’s to new beginnings, new homes, and new dreams.

With heartfelt gratitude,
Team Rios- Angie & Josh❤️

#2025

Rios Family Way

02/22/2025

02/20/2025

02/12/2025

02/07/2025

02/04/2025

01/29/2025

01/20/2025

01/09/2025

01/06/2025

01/03/2025

01/01/2025

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