Let People Prosper

Let People Prosper Ph.D. Free-Market Economist
Let People Prosper Show Podcast Host
Former White House OMB Chief Economidt

The Consumer Financial Protection Bureau, the bureaucratic brainchild of Sen. Elizabeth Warren (D-MA), has become a text...
10/29/2025

The Consumer Financial Protection Bureau, the bureaucratic brainchild of Sen. Elizabeth Warren (D-MA), has become a textbook example of how government overreach hides behind feel-good slogans.

Now, its supporters are trying to use religious freedom as cover for one of its worst ideas yet: Section 1033, the so-called “open banking” rule.

Let’s be clear: Section 1033 isn’t about consumer empowerment. It’s about expanding federal control over America’s financial system by forcing banks and credit unions to hand over access to their infrastructure to third-party financial technology firms — at no charge.

That’s not innovation. That’s theft.

My latest: https://www.washingtonexaminer.com/restoring-america/3866565/open-banking-rule-empowers-regulators-undermine-religious-freedom/

Don’t miss this!
10/28/2025

Don’t miss this!

President Javier Milei’s Liberty Advances political coalition just won another major election — deepening support for hi...
10/28/2025

President Javier Milei’s Liberty Advances political coalition just won another major election — deepening support for his free-market revolution. For those who’ve watched Argentina’s century-long slide from prosperity to poverty, this moment feels like a reset in real time.

Read my latest: https://vanceginn.substack.com/p/argentinas-president-milei-lesson

“President Donald Trump’s new partnership with Pfizer to sell drugs directly to consumers is being cast as a major win f...
10/27/2025

“President Donald Trump’s new partnership with Pfizer to sell drugs directly to consumers is being cast as a major win for patients. He’s right about the problem: healthcare and prescription drugs cost too much.

Families are struggling, and patients often face heartbreaking choices between groceries, rent and the medicines they need. But the proposed solution isn’t tackling the root of the issue. It risks exacerbating federal government failures that created this problem.”

My latest at : https://www.spectator.com.au/2025/10/trumps-pfizer-deal-will-increase-drug-costs/

🔥Econ 101: Why Creative Destruction Fuels Progress | This Week’s Economy Ep. 135We shouldn’t fear progress. It brings co...
10/27/2025

🔥Econ 101: Why Creative Destruction Fuels Progress | This Week’s Economy Ep. 135

We shouldn’t fear progress. It brings countless benefits. Just think about how much easier it is to make plans with a friend today than 30 years ago—you can send a quick text and meet up in minutes, instead of calling a landline and hoping they’re home to answer.

Yet in the headlines, progress is often framed as a threat—from manufacturing jobs moving overseas to warnings that AI will cause mass layoffs. What’s often forgotten is that new industries rise to take their place. New jobs emerge.

Entrepreneurs adapt and create.
This continual cycle of innovation and renewal—what economist Joseph Schumpeter called creative destruction—was recently spotlighted by the Nobel Prize in Economics awarded to Joel Mokyr, Philippe Aghion, and Peter Howitt for their work on sustained growth through innovation.

In today’s episode of This Week’s Economy, we’ll explore creative destruction, how governments often try to protect us from it, and why it’s best left to run its course.

Don’t miss this episode👇
https://vanceginn.substack.com/p/econ-101-why-creative-destruction

🚨 SCOTUS Alert: The biggest trade threat to America isn’t ending tariffs — it’s keeping them.463 economists, including m...
10/26/2025

🚨 SCOTUS Alert: The biggest trade threat to America isn’t ending tariffs — it’s keeping them.

463 economists, including me, just told the Court that using “national emergency” powers under IEEPA to justify endless tariffs is economic nonsense.

Tariffs don’t protect U.S. jobs — they raise costs for manufacturers, shrink exports, and slow growth. Trade deficits aren’t disasters; they reflect investment flows that have helped fuel U.S. prosperity for 50 years.

The Supreme Court’s upcoming Trump v. V.O.S. Selections case isn’t just about executive power — it’s about whether America chooses free markets or managed decline.

Let’s call “Liberation Day” what it should be: the day the U.S. economy is freed from fake emergencies and real tariffs.

Full National Taxpayers Union letter here ➡️
https://www.ntu.org/publications/detail/ieepa-tariffs-letter-and-sources

Great visiting with friends and learning at the Missouri Valley Economic Association meetings in Kansas City! Join me ne...
10/23/2025

Great visiting with friends and learning at the Missouri Valley Economic Association meetings in Kansas City! Join me next year!

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