The Lucy Space

The Lucy Space ✨RICH where it matters, FRUGAL where it doesn’t
💰Your money should hustle harder than you do
✝️Believer • Mom • Tech Lawyer📍SF
💌[email protected]

04/29/2026

We rebuilt our money in less than half the time it originally took us. Here’s what we did differently:

1. We stopped chasing cashflow.
Cashflow is the goal but it’s not the starting point. When you’re building from scratch, growth is what moves the needle. We shifted from dividend ETFs and cashflow properties to growth-heavy tech stocks and appreciating real estate markets. A 3% dividend return on a small base is nearly meaningless. A 30% gain on that same base changes everything. Build the asset base first. Let cashflow come later.

2. We stopped diversifying our time, energy, & money.
Diversification protects wealth. Concentration builds it. When we were rebuilding, we stopped spreading ourselves across 6 strategies and went all-in on 2. One focused stock portfolio. One real estate market. Less noise, faster growth, better decisions.

3. We focused on earning more, not just spending less.
We’ve always lived frugally, that didn’t change. But frugality alone has a ceiling. There’s only so much you can cut. There’s no limit to how much you can earn. When we started obsessing over increasing income and staying lean, wealth started compounding fast.

4. We stopped trying to be experts at everything.
We picked 1-2 strategies, learned them deeply, and ignored the rest. Shallow knowledge across many areas is how you make expensive mistakes. Deep knowledge in a few is how you build real wealth.

5. We tracked our investment rate, not just our savings rate. As our income grew, we made sure our investment rate grew with it, and that every dollar was going into something with real upside. Wealth is built in the spread between what you earn and what you deploy into appreciating assets.

The second time around we weren’t smarter. We were just more intentional.

Comment 9PM to be the first to find out when I launch something exciting to help you build your digital streams of income for faster freedom!

04/13/2026

Hobbies that make you the richest girl in the room, in money, in depth, in life 💸
1. Thrifting – trains your eye for value, leads to reselling / gives you the gift of never needing the newest thing to feel enough
2. Gardening – cuts your grocery bill + teaches compounding / reconnects you to patience, seasons, and the miracle of growth
3. Cooking – stops the money leak of eating out / makes you the person who nourishes the people you love most
4. Reading – one book can change your financial life / gives you access to the minds of the greatest humans who ever lived
5. Woodworking – builds a skill people pay for / lets you create something with your hands that will outlive you
6. Photography – photos sell on stock sites while you sleep / teaches you to find beauty in ordinary moments everyone else walks past
7. Fitness – lower healthcare costs + discipline / builds a relationship with yourself that no one can take from you
8. Writing – journals become blogs, blogs become income / helps you understand what you actually think and feel
9. Coding – opens freelance doors / makes you a builder in a world full of consumers
10. Antiquing – learn what’s valuable before others do / connects you to history and the stories of people long gone
11. Sewing & tailoring – stop replacing, start restoring / makes you someone who fixes things instead of discarding them
12. Painting or drawing – originals and commissions follow / gives you a private world that belongs entirely to you
13. Content creation – documenting hobbies builds an audience / leaves a record that you were here, that you lived fully
14. Chess – rewires how you think 10 moves ahead / teaches you that losing is just learning with higher stakes
15. Learning a language – opens international opportunities / lets you make someone feel seen in their mother tongue

The real wealth? You become someone with depth and that’s something no paycheck can manufacture. 💸🤍​​​​​​​​​​​​​​

04/12/2026

Want to invest your first $1,000 in 2026 but actually feel GOOD about where your money is going? 👀 This is how I would ethically invest $1000 in 2026.

Comment PORTFOLIO and I’ll send you a free breakdown of how my money is actually invested 👇

Disclaimer: This is for educational purposes only and not financial advice. Investing involves risk, and you should do your own research or consult a financial professional before making investment decisions.

This might hurt your feelings but it might also change your life.No sugarcoating, no fluff, just the money advice most p...
04/08/2026

This might hurt your feelings but it might also change your life.

No sugarcoating, no fluff, just the money advice most people avoid saying out loud.

Swipe through if you’re ready to level up.

There was a season where everything felt like it was falling apart, our finances, our relationship, our direction.We wer...
04/06/2026

There was a season where everything felt like it was falling apart, our finances, our relationship, our direction.
We were stressed, overwhelmed, and really lost.

But looking back now, I can see that God never left us.
Even in the lowest moments, He had a plan we couldn’t see yet.

Easter is a reminder that what looks like the end is often just the beginning.

God brings life, restoration, and hope out of the darkest places.

If you’re in a hard season right now, I’m praying you find Him too 🤍

04/04/2026

All that while he runs his own business too.

Anyone who claims they do it all is either lying or extremely burnt out.

Behind every strong woman is a very supportive and selfless man. I would not be where I am today without him.

I am the ultimate winner of the husband lottery 🥰 and I am thankful for him everyday.

04/02/2026

Society cancels people who make these kind of decisions but these decisions quietly grew my wealth 👀

I didn’t follow the “safe” money advice.
I followed what actually gave me leverage.

Some of my most controversial moves:
• using debt differently
• not rushing to be debt-free
• not locking all my money into retirement accounts
• choosing flexibility over ownership
• keeping my lifestyle low even when my income grew

None of this would be considered “textbook.”
And that’s exactly why it worked.

Because I stopped asking:
“What sounds responsible?”
and started asking:
“What actually builds wealth faster?”

Most people are optimizing for approval.
I was optimizing for freedom.

Save this if you’re starting to question everything you’ve been told about money 👀

03/31/2026

A wealthy man once told me: “Money loves water.” It took me years to understand what he meant.

It sounded like a fortune cookie at the time, but the lesson was simple: Water is alive because it moves.

Money works the same way. Leave it sitting still, and it slowly fades.

I once knew a guy who held onto every dollar like it might disappear.

• He worked long hours.
• He never invested.
• He never upgraded his skills.

He thought he was being “safe,” but inflation was draining his bucket without him even noticing.

Then there was someone else, same paycheck, same background, but he treated money like a river.

• He put small amounts into learning new things.
• He funded little side projects.
• He bought low-cost assets.

Most of it didn’t pay off immediately. Some of it failed. But he kept his resources circulating.

A decade later?

One is still complaining that “everything is too expensive now.”

The other has income streams built from choices he made when his resources were tiny.

Water always tells the truth: When it moves, it multiplies.
When it stalls, it disappears.

Move your money with purpose.

Invest in growth. Invest in skills. Invest in assets.

Wealth doesn’t show up for the ones who hide it, it shows up for the ones who keep it flowing.

03/28/2026

20 more things poor people buy that rich people quietly avoid 👇

(Again… this is about mindset, not income.)

1. Extended warranties on everything 📄
Most are rarely used—and statistically not worth it.

2. Brand new furniture sets all at once 🏠
Wealthy people buy intentionally over time, not all in one expensive swipe.

3. Cable TV packages 📺
Paying for 200 channels to watch 5 = wasted money every month.

4. Overpriced convenience store items 🏪
Small daily markups quietly drain your cash flow.

5. Bottled water daily 💧
Convenience spending that adds up to thousands a year.

6. Kids’ toys that get used once 🧸
Clutter + wasted money. Wealthy families prioritize experiences or longevity.

7. Cheap appliances that break quickly 🔌
Buying “cheap” repeatedly costs more than buying quality once.

8. Credit card interest 💳
Not a product—but people buy it every month by carrying balances.

9. Trendy diet products & quick fixes 🥤
Same cycle: spend → quit → repeat.

10. Holiday decor every single year 🎄
Seasonal overspending for things used a few weeks.

11. Overdraft fees 🚨
Paying the bank because of poor cash management.

12. Unplanned Amazon impulse buys 📦
Tiny purchases that quietly kill wealth-building potential.

13. Name-brand groceries when generic is identical 🛒
Paying for branding, not value.

14. Luxury beauty treatments on credit 💅
If it requires debt, it’s not aligned with wealth-building.

15. Multiple unused subscriptions 🎧
Streaming, apps, memberships… most people forget what they’re paying for.

16. New gadgets they don’t need 📲
Every upgrade cycle keeps you broke.

17. Expensive weddings beyond their means 💍
Starting marriage in debt = financial stress from day one.

18. “Sale” items they didn’t need 🏷️
You didn’t save money… you spent it.

19. Storage units for excess stuff 📦
Paying monthly to store things you probably don’t need.

20. Bank fees in general 🏦
Wealthy people structure accounts to avoid fees entirely.

Wealth isn’t built in big moments—it’s built in everyday decisions.

Most people focus on earning more…
but ignore where their money is quietly leaking.

Fix that, and everything changes.

03/27/2026

Everyone thinks building wealth is about cutting everything out, it’s not.

It’s about being intentional.

We’re the type of family that will skip the extras, question the small daily spends, and optimize the things most people don’t think twice about. Not because we have to… but because we choose to.

Because where we do spend? It matters.

We’ll always invest in travel.
We’ll always pay for education.
We’ll always say yes to experiences and assets that compound over time.

Everything else? Negotiable.

The goal isn’t just to “save money”… it’s to redirect it.

Into assets.
Into businesses.
Into income streams that don’t depend on a clock.

Because a 9–5 can feel safe… but it’s still one income stream, controlled by someone else.

I’m building a life where my income doesn’t rely on permission.

And that starts with how we spend every single day.

If you get it, you get it. 🤝

Comment PORTFOLIO and I’ll show how I structure my investments for free through

03/25/2026

Unhinged financial decisions I’ve made as a lawyer chasing financial freedom (that actually worked) 👀💸

Everyone expects lawyers to play it safe… max out retirement, pay off debt ASAP, buy the “nice” car.

I did the opposite 👇

1. Renting instead of buying
I chose flexibility over being tied down. Renting let me invest in higher cash-flowing properties out of state instead of locking up cash in a primary home.

2. Only buying used cars
No car payments. No depreciation hit. I’d rather put that money into assets that make me money, not lose it.

3. Not aggressively paying off student loans
My rates were low, so I invested instead. My money worked harder in the market and real estate than it would have “saving” on interest.

4. Maxing out 0% APR credit cards
Free money (when used responsibly). I leveraged 0% interest periods to fund investments and keep my cash liquid.

5. NOT maxing out my 401(k)
Yes, really. I prioritized investments I could access earlier (real estate + brokerage accounts) instead of locking everything up until retirement age.

Now the ones people really side-eye… 👇

6. Investing out of state without seeing properties in person
Sounds crazy—but this is how I scaled faster and bought in more affordable, higher cash flow markets.

7. Using other people’s money to invest
I didn’t wait until I had “enough.” I partnered, used leverage, and got in the game sooner.

8. Buying in “C” neighborhoods
Not trendy. Not Instagram-worthy. But the cash flow and appreciation potential? That’s where the real wealth started building.

9. Focusing on multiple income streams instead of just climbing my career
My W2 is just ONE stream. Real estate, digital products, and online income gave me options.

10. Starting before I felt ready
No perfect plan. No perfect timing. Just action. That’s what changed everything.

The truth?
A lot of “safe” financial advice keeps you comfortable… not wealthy.

If you want financial freedom, you have to think differently.

Comment “PORTFOLIO” and I’ll send you what I’m invested in to build wealth 💰✨

03/25/2026

Lazy girl side hustles that actually make money 👇

No burnout. No 24/7 hustle.
Just smart, low-effort ways to make money online (even with a busy schedule).

If you only have 1–2 hours a day, these are for you 👇

✨ 15 lazy girl side hustles (+ where to start):
1. Digital products (sell once, keep earning) – start on Etsy + Canva
2. Affiliate marketing (share links, earn commission) – start with Amazon Associates + LTK
3. UGC content (no followers needed) – start on TikTok/IG + Billo/Insense
4. Print-on-demand (no inventory) – use Printify + Etsy or Shopify
5. Faceless content pages – post on TikTok/IG using CapCut
6. Notion templates – create in Notion + sell on Gumroad
7. Canva templates – sell resumes, planners, social media kits on Etsy
8. Pinterest affiliate marketing – use Pinterest + direct links
9. Stock photos/videos – upload to Shutterstock or Adobe Stock
10. Digital planners – create in Canva + sell on Etsy
11. Ebooks/Guides – write in Google Docs + sell on Stan Store or Gumroad
12. Email newsletter – start on Substack or Beehiiv
13. Voiceover gigs – list services on Fiverr or Voices
14. AI content services – offer captions/blogs on Fiverr or Upwork
15. Mini digital courses – sell on Stan Store or Gumroad

The key?
Pick something that works while you’re offline or doesn’t require constant effort.

Because making money online doesn’t have to mean working more…
It just means working smarter.

💻 Start with ONE. Keep it simple. Stay consistent.

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