The Lucy Space

Income Streams + Assets = Wealth
💰Investing • Real Estate • Digital Income
💌[email protected]📍SF
👇1 paycheck = single point of failure

08/13/2026

Spilling the tea 🍵 on influencer money.

Influencer money is good for sure but even so, I would never quit my 9–5 for it.

And ironically, the more money I make as a creator, the more I’ve realized the money might be the least interesting part of becoming one.

Because being a creator has given me something I never expected when I started posting online. It’s changed the way I think about my career, business, investing, and what’s possible for my life.

And I genuinely think it could end up being worth far more than anything I’ve ever made from a brand deal.

That’s the part of influencer “money” nobody talks about.

Comment “INCOME” if you want to be a creator but don’t know where to start and I’ll DM you the link to my community!

08/11/2026

I wanted more cash flow from my rental property but instead of raising my tenant’s rent, I made the county cut my property taxes from $4,300/year to about $2,000/year (a cut of more than 50% 😮)

I bought this rental property from across the country without seeing it in person! After looking at the numbers, I realized one of the easiest ways to improve the cash flow wasn’t necessarily to make more money from the property.

It was to stop overpaying an expense.

So one night after my kids went to bed, I researched the appeal process and submitted a property tax appeal.

A few months later, my property tax was reduced by more than 50%!

That one appeal saves me roughly $2,300 every year.

And that’s the part I think more property owners should pay attention to:

Your property tax bill isn’t necessarily something you just have to accept forever.

If you own a home or rental property, it may be worth checking whether your assessed value actually reflects what your property was worth on the relevant valuation date.

Comment TAX and I’ll send you a FREE property appeal guide I put together that walks you through:

• How to figure out if an appeal may be worth pursuing
• How to find the rules and deadlines in your jurisdiction
• What evidence and comparable properties to gather
• How to structure your appeal
• A copy-and-paste ChatGPT prompt to help research your local process

DISCLAIMER: For educational purposes only. Property tax rules and appeal procedures vary by jurisdiction.

08/08/2026

If I only had $1,000 to invest right now, I wouldn’t chase the next hot stock. I’d build a foundation.

Wealth isn’t usually built from one lucky pick, it’s built from time in the market, consistency, and owning a little bit of everything that matters.

📊 VOO (Vanguard S&P 500 ETF) $400 — The core. One purchase, 500 of the largest U.S. companies. Instant diversification, low fees, decades of proven growth.

🌍 VXUS (Vanguard Total International Stock ETF) $150 — in case the U.S. economy collapses. This spreads your bet across thousands of companies in Europe, Asia, and emerging markets.

🚀 QQQM (Invesco NASDAQ 100 ETF) $200 — The growth ETF. QQQM leans heavy into the tech and innovation companies driving what’s next. More volatile, but that’s just noise over a 10-20 year hold.

💵 SCHD (Schwab U.S. Dividend Equity ETF) $150 — The piece people forget: cash flow. Quality companies with a history of paying and growing their dividends. Income now, not just growth later.

With the last $100 I’d put it into one individual stock I’m willing to hold long-term which for me is Google (GOOGL) or Nvidia (NVDA).

• Google — not just search anymore. Cloud computing, YouTube, and AI infrastructure, backed by one of the strongest balance sheets in the market. A bet on a company already embedded in daily life, still innovating, at a reasonable valuation.
• Nvidia — the backbone of the AI buildout. Its chips power nearly every major AI system right now. More volatile and pricier relative to earnings, so it’s the higher-risk, higher-conviction pick — but the growth story is hard to ignore.

I’d pick one, not both, and let the ETFs do the heavy lifting underneath it.

None of this is flashy. But flashy isn’t usually what builds wealth. Consistency is.

DISCLAIMER: This is not financial advice. This is for educational purposes only and what I would personally do with $1000. Do your own research because investing involves risk including potential loss of capital 📈

👇 Comment “STOCK” and I’ll add you to my free weekly newsletter with my stock pick of the week and a mini investing lesson! You can also see a free breakdown

08/06/2026

Unpopular opinion: I think we’ve been measuring wealth the wrong way. Net worth is one of the most overrated metrics in personal finance.

Comment INCOME and I’ll send you my FREE Beyond the Paycheck Premium Starter Kit, a premium 90-day action guide that walks you step by step through building your first income stream beyond your paycheck.

People obsess over hitting six figures.

Then seven figures.

Then spend years chasing a bigger number that changes almost nothing about their daily life.

A bigger net worth doesn’t automatically mean more freedom because most of the time you can’t even touch your networth because it’s sitting in illiquid assets.

Net worth doesn’t automatically mean more security.

And it definitely doesn’t mean you’ve built a life that’s independent of your paycheck.

08/02/2026

Saving money is important. It’s the foundation to building wealth but it can’t be the strategy.

Because there’s a limit to how much you can cut.

At some point, you have to shift from asking, “How can I spend less?” To “How can I earn more?”

You can only skip so many dinners out, cancel so many subscriptions, or negotiate your bills so many times.

Your expenses have a ceiling.

Your income doesn’t.

That shift led us to build multiple income streams, invest in assets, and create income that wasn’t tied to trading more hours for more money.

Frugality helped us build the foundation.

Strategy helped us build wealth.

Comment STOCKS and I’ll send you my free weekly newsletter with my stock pick of the week, a 5-minute macro market summary, and one investing lesson to help you build wealth beyond your paycheck.

07/30/2026

Staying chic while I continue to build long-wealth and financial security! I loved everything I got from Rent The Runway this month!

Tried new styles that would have normally cost me hundreds and my closet stays clutter free since I can return the pieces when I'm done!

Cost me a fraction of what it would have buying all these high end pieces which is the real winner!

07/30/2026

Yapping might be the internet’s favorite growth strategy right now but there’s a better way to grow.

I started with a dead account with 5k followers in a different niche, brought it back to life, and gained more than 200K followers in one year without turning every reel into a monologue.

I didn’t grow by saying more. I grew by learning how to make people care faster.

I learned how to create content that felt unmistakably mine even in a world where anyone can use AI to repeat the same information.

You don’t need to become the loudest person on the internet.

You need a repeatable way to make your ideas impossible to scroll past.

Comment VIRAL and I’ll send you my FREE viral reels formula, the framework that helped me gain 200K+ followers in one year.

07/29/2026

Most people think making more money automatically buys more freedom and a better life.

Sometimes it does the opposite.

The higher your income climbs, the easier it is for your lifestyle to quietly expand until your paycheck isn’t creating options anymore, it’s maintaining obligations.

This shift is so subtle that most people don’t notice it until years later.

That’s why I started thinking about my money differently.

Not just how much I earn, but what my assets are doing while I’m busy living my life.

The goal was never a bigger paycheck.

The goal was building financial freedom that doesn’t depend on one.

Comment “STOCKS” and I’ll send you what I’m invested in for both long-term growth and short-term cash flow. 📈

Not financial advice. Investing involves risk. I may earn a small commission from some links I share.

07/28/2026

The most important part of a big meeting often happens before you ever enter the room. ChatGPT

As a tech lawyer, I may need to pull context from multiple teams, documents, emails, and my own notes before I can confidently advise leadership. With ChatGPT Work, I choose the meeting, connect the relevant sources, and give it a clear goal: organize the context, decisions required, key risks, and recommended next steps into one executive-ready brief.

Work analyzed only the sources I select, separated confirmed facts from assumptions, flagged missing information, and checked in so I can could continuing directing the strategy.

ChatGPT Work is available today in ChatGPT on web and mobile for Pro, Enterprise, and Edu, with Plus and Business rolling out over the next few days.

In the ChatGPT desktop app, Chat, Work, and Codex are available on every plan, including Free. The desktop app is available globally to download on Windows and Mac.

Try out ChatGPT Work here: https://chatgpt.com/download/

07/26/2026

Being Frugally Rich means spending on what matters and cutting what doesn’t.

Frugally Rich isn’t about deprivation.
It’s about alignment.

It means:
• investing in relationships, not things
• buying back your time, not more stuff
• choosing experiences that bring real joy
• building freedom instead of lifestyle clutter

And cutting:
• impulse purchases
• status spending
• stuff that looks good but adds stress

This is how you:
- feel wealthy before you look wealthy
- create more space in your life
- and build money habits that support freedom

Frugally Rich is quiet.
Intentional.
And deeply fulfilling.

Comment PORTFOLIO to see what I invest in (for free) to build real wealth and financial security for a frugally rich life!

Some links may be affiliate links, which means I may earn a small commission at no extra cost to you.

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