If Only I'd Known

If Only I'd Known If Only I'd Known is about sharing lessons about life, love, loss, family, money, and time. Slow down. Learn early and choose intentionally. No fear. No guilt.

Just awareness, compassion, and better choices going forward before they become regrets.

03/11/2026

03/07/2026

Life can be so chaotic. We are all doing our best. This is just a reminder to tame the chaos where you can. Schedule eve...
02/17/2026

Life can be so chaotic. We are all doing our best.

This is just a reminder to tame the chaos where you can.

Schedule even a half hour a day just to cuddle your loved ones. Tell them you love them every opportunity you can.

None of us is guaranteed a tomorrow, so don't forget to savor the moments you can. 💜

For the past couple of years, I've told myself that next year will be different. I believed that there was still time fo...
02/15/2026

For the past couple of years, I've told myself that next year will be different.

I believed that there was still time for all of the things I needed and wanted to do.

I believed that with that time, we could find a new doctor who could help my husband not live in so much pain.

I believed that I would be able to find him a new cardiologist.

I believed I had time to make more money so we could travel wherever we needed to if it meant helping him.

I believed that the years wouldn't keep passing faster and faster as I tried to fix everything, so we had more time to love, to be a closer family again because chronic illness affects everybody in the home, to travel, to have more Sunday dinners at least, to make more memories.

Now, I find myself waiting still to find out why my husband died in his 50s.

Now I find myself in the same boat where I know with more clarity than ever that none of us is guaranteed a tomorrow, yet most days are still so hard. 😔

Yesterday was the first Valentine's Day without you here. It wasn't a day that we made a big deal with our anniversary s...
02/15/2026

Yesterday was the first Valentine's Day without you here. It wasn't a day that we made a big deal with our anniversary so close, yet this one hit differently.

We should have had more time. We are too young for this to be where our story ended. 😪

I miss you. 💔

02/15/2026

Trust who your body breathes easy around. 💜

02/14/2026

LIFE LESSON:

Reposted with permission from Mandy O. 💜

Tax Post - informational only ☺️

I help my adult son file his taxes every year (they are very simple). It’s him, his wife and 2 children. Both of them are employed with his wife carrying the insurance. They had no changes in employment, family size, etc from 2024 to 2025. Taxes were done at the beginning of the week and submitted electronically, only to be rejected!!

The reason was the needed to submit form 8962 for premium tax credits or submit their 1095-A, for having Marketplace insurance. They never had Marketplace insurance!! I advised my son to call Marketplace to see if they could help him and they could!

Someone got insurance for him 7/01/25 in the state of TX (we live in Wi). They started another plan for 2026 too!

This got escalated to their fraud team and it will be closed with no penalty, however, now he can’t submit his taxes until he gets a form from them to send in with his taxes. He also now needs to do all the credit monitoring “things”.

He asked what the benefit of someone doing this would be? The answer was, insurance commission fraud! I had no idea this was a thing! I’m putting this out here in the event it happens to you or someone you know.

Just another reminder we need to keep our stuff safe. Even when we think it’s protected, people are good 🙃

Thank you, Mandy! 💜

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