Emerald Insurance Advocates

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Emerald Insurance Advocates

We're here to make good things happen for other people. We're here to do good things for other people.

Emerald Insurance Advocates is a woman-owned, veteran-owned independent insurance agency dedicated to making a meaningful impact on the lives of those we serve. Launched in 2025, we bring nearly 15 years of industry expertise, offering a comprehensive range of insurance solutions, including Auto, Home, Landlord, Boat, RV, Classic Car, Motorcycle, Business, Umbrella, Life, and Cyber Insurance. At E

merald Insurance Advocates, we believe insurance should be more than just policies—it should be about people. Our mission is simple: to help every individual and business we encounter, ensuring they leave in a better position than when they started with us. With a streamlined, digitally enabled process, we make securing coverage effortless and accessible. Libby Woolcock, our founder, a Texas native, began her insurance career in Houston with Liberty Mutual, earning nearly every recognition award available, including the prestigious Pursuit of Sales and Lamplighter’s Award. Transitioning to an independent agency, she built her business while supporting her husband’s military career, navigating the complexities of insurance regulations across multiple states. Her resilience and commitment to excellence are the foundation of Emerald Insurance Advocates—a firm rooted in service, integrity, and expertise. Whether protecting your assets, securing your family’s future, or safeguarding your business, Emerald Insurance Advocates is your trusted partner in insurance.

09/17/2025

🚗💥 Did you know that 1 in 8 drivers on the road has no insurance at all?

That’s where Uninsured/Underinsured Motorist Coverage (UM/UIM) comes in. If you’re hit by someone who doesn’t have insurance—or doesn’t have enough—this coverage helps pay for:
✅ Medical bills for you and your passengers
✅ Lost wages if you can’t work
✅ Pain and suffering from the accident
✅ Even damage to your car in some cases

Without it, you could be left holding the bill for someone else’s mistake.

At Emerald Insurance Advocates, we make sure you’re protected no matter who’s on the road with you. Because you can control your driving—but not theirs. 💚

09/16/2025

💡 So… what is life insurance, really?

At its core, life insurance is a promise:
👉 You pay a set amount (your premium).
👉 In return, your loved ones get financial protection if something happens to you.

That protection can:
👨‍👩‍👧 Cover living expenses for your family
🏡 Pay off a mortgage or debts
🎓 Fund education for your kids
⚰️ Cover final expenses so your family doesn’t have the burden

It’s not about money—it’s about making sure the people you love can keep moving forward, no matter what. 💚

At Emerald Insurance Advocates, we’re independent, which means we shop multiple carriers to find the right plan for you.

09/15/2025

🌮🥘🎶 Hispanic Heritage Month is here (Sept. 15–Oct. 15) and we’re celebrating the flavors, music, and traditions that make life a little richer.

From tacos and tamales to arroz con pollo and tres leches cake—let’s be honest, the food alone is worth celebrating! 😋

This month, we honor the culture, history, and contributions of Hispanic and Latino Americans who shape our communities every day. 💚

👉 Tell us your favorite Hispanic dish in the comments—we’re always looking for new recipes to try!

09/14/2025

💚👵👴 Today we celebrate Grandparents Day—the storytellers, the wisdom-sharers, the cookie-bakers, and the biggest cheerleaders in our lives.

At Emerald Insurance Advocates, we know family is everything. So here’s to the grandparents who have shaped us, supported us, and spoiled us just a little too much (and we wouldn’t have it any other way).

Tag a grandparent you love in the comments and let them know how much they mean to you! 🥰

09/13/2025

🥤🍫 Today is National Chocolate Milkshake Day—and honestly, who doesn’t love an excuse to celebrate with something sweet?

We want to hear from YOU: what’s your go-to milkshake recipe? Do you keep it classic with ice cream + chocolate syrup, or do you throw in something wild like peanut butter, Oreos, or a splash of coffee? 👀

Drop your best recipe in the comments ⬇️—we might just have to try it here at the office!

09/12/2025

🏡💡 A lot of people ask me: “If my home is paid off, do I really need homeowner’s insurance?”

The answer? YES.

Here’s why:
🔥 Fires don’t care if you have a mortgage.
🌪️ Storms, hail, and hurricanes don’t ask if the bank owns your house.
🚨 Theft, vandalism, or accidents on your property could still cost you thousands.
💸 Without insurance, every repair—or even a total rebuild—comes straight out of your pocket.

Your home is likely your biggest investment, and protecting it doesn’t stop when the mortgage is gone. In fact, that’s the time to make sure you’re protecting it on your terms—not the bank’s.

At Emerald Insurance Advocates, we’ll walk you through the right coverage so your hard-earned home stays safe, no matter what life throws at it. 💚

09/11/2025

On this solemn day, I am reflecting on the events of September 11, 2001, and sending my thoughts to all those who lost their lives and their loved ones.

I am also inspired by the courage of the heroes who helped others and the strength of the human spirit that emerged in the aftermath.

09/10/2025

⚓️🚤 Owning a boat is all about freedom, fun, and soaking up the water—but it also comes with responsibility. That’s where boat insurance comes in.

Most boat policies cover things like liability, theft, damage, and even towing—but did you know you can also add mechanical breakdown coverage?

For example, Travelers offers this protection to help cover sudden engine, lower unit, or other major component failures—so you don’t get stuck with a huge repair bill. And while Travelers is a great option, we represent several carriers that offer this type of coverage, which means we can find the best fit for your boat and your budget.

At Emerald Insurance Advocates, we’ll make sure your boating season isn’t cut short by an expensive surprise. Because nothing should sink your plans… except your anchor. ⚓️💚

09/09/2025

📊 When was the last time your business insurance got a check-up? Too many business owners set up a policy and forget about it—but your risks change as your business grows.

That’s where we come in. At Emerald Insurance Advocates, we don’t just sell policies—we partner with you to make sure your coverage keeps up with your business. As an independent agency, we can shop multiple carriers to get you the right fit, not a cookie-cutter plan.

Your business is your livelihood. Don’t leave it underinsured or outdated—call us first. We’ll make sure you’re covered so you can focus on running your business. 💼💚

09/08/2025

💚 Why do people buy life insurance? Because it’s about more than money—it’s about peace of mind.

People choose life insurance to:
👨‍👩‍👧 Protect their family’s future
🏡 Cover mortgage or other debts
🎓 Fund children’s education
💼 Keep a family business running
⚰️ Cover final expenses so loved ones aren’t left with the burden

At Emerald Insurance Advocates, we’re an independent insurance agency. That means we’re not tied to just one company—we shop around with multiple carriers to find the best fit for you and your family. One size doesn’t fit all, and your coverage shouldn’t either.

Life insurance is love insurance—it’s a way to take care of your family, even when you’re not there. 💚

09/07/2025

🔥🍂 Nothing says fall like a cozy campfire with friends and family. Whether you’re out camping for the weekend or just enjoying s’mores in the backyard, fire safety is a must.

A few quick tips for safe campfires:
✅ Keep water and a shovel nearby to fully extinguish your fire
✅ Never leave a fire unattended (even “small” ones can spread fast)
✅ Build your fire away from tents, campers, and anything flammable
✅ Watch kids and pets closely around the flames
✅ Only burn wood—no trash or plastics

And here’s the part most people don’t think about: if you’re camping or renting a camper/RV, vacation liability insurance can help protect you if an accident happens—like a campfire that damages property or causes injury. The same goes for RV policies that include liability while you’re parked.

Enjoy the great outdoors, but do it safely—your memories should be about marshmallows, not mistakes. 🏕️🔥

09/06/2025

🐾 Ever wondered what pet insurance actually covers? It’s more than just “emergencies.” With the right plan, your furry family member can be protected in all kinds of situations, like:

✅ Surgeries & injuries (because accidents happen)
✅ Exams & routine checkups
✅ Medicines & prescriptions
✅ Behavioral therapy (yes—even training help!)
✅ Prosthetic devices for pets who need extra support
✅ Spaying & neutering, to keep them healthy long-term

Our pets are part of the family, and just like us, they deserve the best care without breaking the bank. 💚

Thinking about pet insurance for your dog or cat? Let’s talk—we’ve got options to fit your family and your budget. 🐶🐱

Address

290 SW Broad Street, Suite H
Southern Pines, NC
28387

Website

http://EmeraldInsuranceAdvocates.com/

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