Tim Rhey Team

09/10/2025

🎲 Closing costs are like a casino table — if you don’t know the game, the house always wins.

Rule #6 of Mortgage Club: Points. Fees. Mortgage Math.
Learn how to play — or you’re gonna get played.

🏡 Whether you’re buying a home or refinancing, reach out to Tim Rhey at True Rate Mortgage Group for great rates, low fees, and expert guidance you can trust. 970-786-0222

Local to Colorado and able to close loans nationwide.

📘 Want to become a smarter homebuyer?

Grab your copy of Mortgage Club: 12 Rules They Don’t Want You To Know today:
👉 https://www.amazon.com/dp/B0FR213BR1

09/10/2025

08/10/2025

🎲 Closing costs are like a casino table — if you don’t know the game, the house always wins.

Rule #6 of Mortgage Club: Points. Fees. Mortgage Math.
Learn how to play — or you’re gonna get played.

🏡 Whether you’re buying a home or refinancing, reach out to Tim Rhey at True Rate Mortgage Group for great rates, low fees, and expert guidance you can trust. 970-786-0222

Local to Colorado and licensed to close loans nationwide.

📘 Want to become a smarter homebuyer?

Grab your copy of Mortgage Club: 12 Rules They Don’t Want You To Know today:
👉 https://www.amazon.com/dp/B0FR213BR1

07/10/2025

When other lenders “go dark,” you’re left wondering what’s happening with your loan.

Not with Tim Rhey at True Rate Mortgage Group.

💡 In the mortgage world, “going dark” means communication stops and you’re left in the dark about your loan. Tim never lets that happen.

✅ Clear updates
✅ Transparent answers
✅ A smooth path from start to close

Whether you’re buying a new home or refinancing, Tim keeps you informed every step of the way. Reach out today to start your mortgage journey. You will not be disappointed.

🏠 Local to Northern Colorado — Able to close loans nationwide.
📞 Call or text 970-786-0222 for your free quote today.

06/10/2025

📘 MORTGAGE CLUB is finally here!
Homebuyers. Refinance clients. Real estate investors.
⚠️ If you're getting a mortgage — this book will change everything.

🎯 Learn how to:
• Shop lenders without wrecking your credit
• Outsmart rate games & junk fees
• Negotiate like a pro & save thousands
• Take control of underwriting chaos
• Unlock the 12 insider rules lenders never talk about

🚫 Don’t get sold.
✅ Get smart. Get prepped. Get approved — on your terms.

📕 Grab your copy of Mortgage Club: 12 Rules They Don’t Want You to Know now →
👉 https://www.amazon.com/dp/B0FR213BR1

To reach out to me directly to start your home buying or refinancing journey. Give me a call or text at 970-786-0222 or send me a DM. Local to Northern Colorado but able to close loans nationwide.

06/10/2025

US Veterans & Military Families — your service deserves the best.

Did you know VA loans let you buy a home with:
✅ $0 down
✅ No PMI
✅ Competitive rates

I’m Tim Rhey, your trusted Northern Colorado mortgage broker with True Rate Mortgage Group, and I help veterans nationwide get every benefit they’ve earned. Whether it’s your first home, a move-up, or even a refinance, I’ll make sure you get the right loan with the lowest costs possible.

👉 Call or text me at 970-786-0222 today to get pre-qualified.

Your dream home — and your VA benefits — are waiting for you. 🏡

05/10/2025

Looking for a mortgage in Northern Colorado? 🏡 Don’t get stuck with one bank’s limited menu. At True Rate Mortgage Group, Tim Rhey shops dozens of lenders — like Costco, but for home loans — so you get more options, better terms, and less rejection. ✨

✅ Low fees
✅ Local expertise (Windsor, Fort Collins, Loveland, Greeley)
✅ Trusted by Northern Colorado buyers & realtors

Because your dream home deserves real choices (and yes, Wi-Fi 📶).

👉 Call/Text Tim Rhey today at 970-786-0222 to get prequalified and find the loan that actually fits you.

01/10/2025

🌎 Great rates across 43 states—and right here in Northern Colorado!

As a local mortgage broker, I’m committed to finding the loan that’s the best fit for YOU. Whether you’re buying your first home, upgrading, or refinancing, I’ll guide you through the process with clear communication, low fees, and competitive rates.

From Fort Collins and Loveland to Windsor, Timnath, Greeley—and across the country—I make the mortgage process simple and stress-free.

📲 Call or text me today at 970-786-0222 to get started.

30/09/2025

🏡 Thinking about buying a fixer-upper in Northern Colorado? A Renovation Loan could be your smartest move! These loans let you roll the purchase price and renovation costs into one loan—so you can turn that “needs work” home into your dream home without draining your savings.

From updating kitchens in Fort Collins to tackling major remodels in Loveland, Windsor, or Greeley, I make the process simple with low fees, competitive rates, and quick approvals.

📲 Call or text me, Tim Rhey, today at 970-786-0222 to get started. I’m based in Northern Colorado, but I can help clients nationwide!

👉 Don’t let that “fixer-upper” scare you—let’s make it your dream home.

26/09/2025

⭐ Another Happy Client! ⭐

Clear communication, quick answers, and a loan officer who works weekends to keep your deal moving—that’s what you get when you work with me!

I consistently receive client praise for breaking down the mortgage process in a way that’s easy to understand, am always available whenever they need me, and I keep client best interests at heart.

Whether you’re buying your first home, upgrading, or refinancing, I make sure the process is smooth, efficient, and stress-free.

📲 Call or text me today at 970-786-0222 to start your home loan journey with a broker who always picks up the phone and gets it done!

Local to Northern Colorado, but able to close loans in almost every state!

26/09/2025

✨ Dream bigger with Jumbo Loans! ✨

Looking to buy a luxury home in Fort Collins, Loveland, Windsor, Timnath, Greeley or anywhere in Northern Colorado? Jumbo Loans give you the power to finance higher-priced properties without compromise. At True Rate Mortgage Group, Tim Rhey offers unbeatable rates, low fees, and a smooth process to help you secure your dream home.

📲 Call or text 970-786-0222 today to see if you qualify for a Jumbo Loan. Tim is based in Northern Colorado but can close loans almost anywhere in the U.S.!

24/09/2025

💥 Deals Don’t Die on My Desk. 💥

When it comes to buying or refinancing your home in Northern Colorado—Fort Collins, Windsor, Loveland, Greeley, or Timnath—you deserve a lender who will fight for your deal until the finish line. I don’t let files stall out, and I don’t take “no” for an answer when solutions exist.

With super low fees, unbeatable rates, and a dedicated local team, I make sure your loan closes smoothly and on time. And if you’re outside Colorado—great news—I can close loans in almost every state.

👉 Call/Text me today at 970-786-0222 to get started. Your homeownership goals won’t die on my desk.