CAPitalize Your Finances

CAPitalize Your Finances Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from CAPitalize Your Finances, Podcast, University Place, University Place, WA.

📈 Managing $180M+ at 35
🎙️ Keynote Speaker on Finance, Sales & Leadership
📕 Author, Husband & Father
Securities offered thru LPL Financial Member SIPC
www.capitalizeyourfinances.com

09/22/2026

Raising a child is one of life's greatest joys, but it's also one of its biggest financial commitments.

On average, a middle-income family may spend $300,000 to $350,000 raising one child from birth to age 18, and that's before college costs enter the picture.

The good news? You don't need to have every dollar saved before becoming a parent. You simply need a plan that grows alongside your family.

Understanding the long-term costs ahead of time can help you make smarter financial decisions without sacrificing the experiences that matter most.

For more tips on planning financially for a growing family, listen to the latest episode of the CAPitalize Your Finances podcast, available now on Spotify, Apple Podcasts, YouTube, and wherever you get your podcasts.

09/21/2026

Having kids isn't just a financial decision.

It's one of life's biggest decisions that also happens to have a significant financial impact.

The biggest costs often aren't diapers or toys. They're the long-term expenses that shape your family's lifestyle, including housing, childcare, activities, and college planning.

Understanding where the biggest costs come from allows you to plan ahead, reduce financial stress, and make confident decisions as your family grows.

Want to learn how to prepare financially for raising a family? Listen to the latest episode of the CAPitalize Your Finances podcast, available now on Spotify, Apple Podcasts, YouTube, and wherever you get your podcasts.

09/17/2026

Most people spend their lives chasing money.

The most successful people focus on building wealth.

There's a big difference.

Money is what you earn. Wealth is what you keep, invest, and allow to grow over time. Chasing a bigger paycheck alone won't create lasting financial freedom if your habits don't change along the way.

Shift your focus from earning more to building assets, creating long-term value, and making intentional financial decisions. That's the game that leads to lasting wealth.

For more practical strategies on building long-term financial success, listen to the latest episode of the CAPitalize Your Finances podcast, available now on Spotify, Apple Podcasts, YouTube, and wherever you get your podcasts.

New this week on the CAPitalize Your Finances podcast: How to Recover When You've Fallen Behind on Your Financial GoalsF...
09/16/2026

New this week on the CAPitalize Your Finances podcast: How to Recover When You've Fallen Behind on Your Financial Goals

Falling behind financially doesn't mean you've failed. It simply means it's time to adjust the plan and move forward with intention.

In this episode, we discuss:
• The four biggest levers you can pull to accelerate your financial recovery.
• Why reframing your mindset from "I'm behind" to "I'm recalibrating" can change the way you approach your goals.
• The difference between chasing money and building lasting wealth.
• Practical strategies for getting back on track without losing sight of your long-term vision.

No matter where you are on your financial journey, this episode is a reminder that setbacks don't define your future. A thoughtful plan and consistent action can put you on a completely different path.

🎧 Listen or watch here:

Spotify: https://open.spotify.com/show/2eaXdmgmuEygxHfCvS6kij

Apple Podcasts: https://podcasts.apple.com/us/podcast/capitalize-your-finances/id1661018721

YouTube: https://www.youtube.com/

09/15/2026

If you feel like you're behind financially, try changing the way you think about it.

Instead of saying, "I'm behind," tell yourself, "I'm in the recalibration phase."

Your financial journey isn't a straight line. Life happens. Careers change. Unexpected expenses come up. The important thing isn't where you are today—it's that you're willing to adjust your plan and keep moving forward.

A recalibration isn't failure. It's an opportunity to refocus, make smarter decisions, and build a stronger financial future from where you are today.

Want to learn how to recover after falling behind on your financial goals? Listen to the latest episode of the CAPitalize Your Finances podcast, available now on Spotify, Apple Podcasts, YouTube, and wherever you get your podcasts.

09/14/2026

If you've fallen behind on your financial goals, don't assume you're out of options.

There are four powerful levers you can pull to get back on track:

-Increase your income.
-Increase your savings rate.
-Give yourself two or three more working years than you originally planned.
-Reevaluate what kind of lifestyle you truly want in retirement.

The biggest question to ask yourself is: What lifestyle am I actually trying to build? Once you're clear on that answer, your financial plan becomes much easier to shape.

Falling behind doesn't mean you've failed. It simply means it's time to adjust the plan and keep moving forward.

09/03/2026

One of the most overlooked types of insurance is also one of the most affordable.

Umbrella liability insurance provides an extra layer of protection above your auto and homeowners insurance, typically adding $1 million to $5 million in liability coverage.

Why does it matter? As you build wealth, you become a bigger financial target. If you're involved in a serious accident or lawsuit, an umbrella policy can help protect the assets you've worked so hard to build.

The best part? Many policies cost only $150 to $300 per year, making it one of the best values in insurance.

If you've never looked into umbrella coverage, this is a conversation worth having with your insurance agent.

09/02/2026

When people think about protecting their financial future, life insurance usually comes to mind first.

But for most working adults, your ability to earn an income is your greatest asset.

Statistically, you're more likely to become disabled during your working years than to pass away. That's why disability insurance can be one of the most important types of coverage you own.

If you're evaluating a policy, pay close attention to the definition of disability. Ideally, you'll want own-occupation coverage, which protects your ability to perform the specific job you've trained for. A quality policy should also replace roughly 60% to 70% of your income if you're unable to work.

New this week on the CAPitalize Your Finances podcast: What Insurance You Must Have and What You Can SkipInsurance is on...
09/01/2026

New this week on the CAPitalize Your Finances podcast: What Insurance You Must Have and What You Can Skip

Insurance is one of the most important parts of a financial plan, but that doesn't mean you need every policy that's available. The key is knowing what actually protects your financial future and what may not be worth the cost.

In this episode, we discuss:
• A simple rule of thumb for deciding what insurance you actually need.
• Why your ability to earn an income may be your greatest financial asset and how disability insurance helps protect it.
• The value of umbrella liability insurance and why it can provide millions of dollars in additional protection for a relatively low annual cost.
• How to think strategically about insurance so you're protecting yourself against the risks that could truly derail your financial future.

If you've ever wondered whether you're overinsured, underinsured, or simply unsure where to start, this episode will help you think through insurance with a practical, long-term perspective.

🎧 Listen or watch here:

Spotify: https://open.spotify.com/show/2eaXdmgmuEygxHfCvS6kij

Apple Podcasts: https://podcasts.apple.com/us/podcast/capitalize-your-finances/id1661018721

YouTube: https://www.youtube.com/

08/31/2026

One of the simplest rules for deciding whether you need insurance is this:

Insure what would financially devastate you.

Insurance isn't meant to cover every inconvenience. It's there to protect you from the financial events that could completely derail your future, whether that's a serious illness, disability, major lawsuit, or the loss of your home.

When you look at insurance through that lens, it becomes much easier to determine what's essential and what you may be able to skip.

Want to make sure you're protecting yourself without overpaying? Listen to the latest episode of the CAPitalize Your Finances podcast for a practical breakdown of the insurance policies that matter most.

Address

University Place
University Place, WA

Telephone

+12532143050

Website

Alerts

Be the first to know and let us send you an email when CAPitalize Your Finances posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category