Bre Holloway - Guild Mortgage- NMLS #2383445

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Bre Holloway - Guild Mortgage- NMLS #2383445

Helping my clients navigate through the home buying process as easily and stress free as possible.

10/09/2025

🏡 What Are First-Time Homebuyer Loans?

They’re special loan programs designed to help you buy your first home—**even if your credit isn’t perfect or your savings are limited.**

Here are a few popular options in 2025:
✅ **FHA Loans** – Just 3.5% down with flexible credit requirements
✅ **VA Loans** – 0% down for eligible veterans & active military
✅ **USDA Loans** – 0% down for homes in rural/suburban areas
✅ **HomeReady/Home Possible** – 3% down with income-based eligibility

These loans often come with **lower interest rates, reduced fees, and easier approval**—making homeownership more accessible than ever!

📞 Want to know which loan is right for you? Call me at **(318) 562-0722** and let’s get you home!

09/09/2025

🏡 What Is the First-Time Homebuyer Credit? 💸

It’s a proposed refundable tax credit designed to help first-time buyers afford their dream home!
Here’s what it could offer:
✅ A credit equal to your down payment, up to $50,000
✅ Income-based eligibility (phases out above $150K–$300K depending on filing status)
✅ Must live in the home for at least 5 years to avoid repayment

This credit could make a huge difference in your upfront costs and monthly budget! 🙌

📞 Want to know if you’d qualify? Call me at (318) 562-0722 and let’s talk about your options!

08/09/2025

🎁 **First-Time Home Buyer Perks You Should Know!** 🏡

Buying your first home? You might qualify for some amazing benefits:

✅ Lower down payments
✅ Reduced interest rates
✅ Down payment assistance programs
✅ Tax credits & grants
✅ Flexible credit requirements

These perks are designed to make homeownership more affordable and accessible—especially if you’re just starting out!

📞 Want to know what _you_ qualify for? Call me at **(318) 562-0722** and let’s get you home!

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07/09/2025

Your Dream Home Awaits at 760 County Road 198, Nacogdoches, TX 75965 — $334,900

As a mortgage loan officer who's helped many families achieve homeownership, I can tell you that properties like this don't come around often. This beautifully updated 3-bedroom, 2-bathroom brick home in Woods Edge represents everything my clients tell me they're looking for—and more.

What Makes This Home a Smart Investment:

1,995 sq. ft. of thoughtfully designed living space on a generous 0.66-acre lot

Completely updated interior means you can move in without the stress and expense of renovations

Split-bedroom layout provides the privacy growing families need

-Open floor plan with modern finishes creates the perfect backdrop for making memories

-Covered back patio overlooking an expansive fenced backyard—ideal for children and pets

Storage building included for all your tools, hobbies, and seasonal items

The Financial Opportunity:
In today's market, finding a move-in ready home at this price point is rare. With current loan programs available—including FHA, VA, USDA, and Conventional options—your path to homeownership might be more affordable than you think.

Here's What I Want You to Know:
After working with many clients across Louisiana and Texas, I've learned that the biggest mistake potential homebuyers make is waiting to understand their financing options. Many of my clients are surprised to discover they qualify for programs with low down payments and competitive rates.

This Woods Edge gem offers the complete package—style, comfort, and functionality—all in a peaceful setting just minutes from town. But more importantly, it represents the opportunity to stop paying someone else's mortgage and start building equity for your family's future.

Ready to Take the Next Step?
Don't let another family beat you to this incredible opportunity. Call or text me directly at **318.562.0722** to get a personalized idea of your monthly payment and current interest rates. I'll walk you through your options and help you understand exactly what homeownership could look like for your family—with no obligation and complete transparency.

Your dream of homeownership is closer than you think. Let's make it happen together.

Listing Courtesy of Ed Pool with Charles Pool Real Estate

Bre Holloway, Mortgage Loan Officer
Guild Mortgage | 318.562.0722

26/08/2025

The human brain is designed to keep you from doing things that it perceives to be dangerous.

Did you know, your brain processes rejection and failure the same way that it processes physical pain?

Your brain will prevent you from putting yourself in a situation where you could fail or could feel rejected the same way it would prevent you from touching a hot stovetop.

Your brain can sometimes be mistaken. Sometimes theres more pain looking back at a chance you should have taken but fear held you back.

Did you know if you pay $1800 a month over 5 years you’ve paid $108,000 towards someone else’s mortgage with nothing to show for it for yourself.

What’s stopping you from becoming a homeowner? If it’s fear of rejection, we should talk.

Even if you are not currently mortgage ready. We can work to get you there, together.

23/08/2025

🎁 First-Time Home Buyer Perks You Should Know! 🏡
Buying your first home? You might qualify for some amazing benefits:

✅ Lower down payments
✅ Reduced interest rates
✅ Down payment assistance programs
✅ Tax credits & grants
✅ Flexible credit requirements

These perks are designed to make homeownership more affordable and accessible—especially if you’re just starting out!

📞 Want to know what you qualify for? Call me at (318) 562-0722 and let’s get you home!

06/08/2025

🎁 First-Time Home Buyer Perks You Should Know!🏡

Buying your first home? You might qualify for some amazing benefits:

✅ Lower down payments
✅ Reduced interest rates
✅ Down payment assistance programs
✅ Tax credits & grants
✅ Flexible credit requirements

These perks are designed to make homeownership more affordable and accessible—especially if you’re just starting out!

📞 Want to know what you qualify for? Call me at (318) 562-0722 and let’s get you home!

06/08/2025

🌟 DO NOT SETTLE FOR LESS – This Home Has It ALL! 🌟

Welcome to 4595 Hwy 87 N, Center, Texas – a stunning 5 bed, 3.5 bath, 3,571 sq. ft. home sitting proudly on 8.46 beautiful acres. Built with love and thoughtful design, every detail here says “welcome home.”

Offered at $585,000

🍳 Dream Kitchen Goals – Gather around the large island, enjoy solid wood cabinets, granite countertops, a spacious pantry, and built-ins that make storage a breeze.

🍽 Room for Everyone – Formal dining room for special occasions + a breakfast area for casual mornings.

🔥 Cozy & Inviting – Wood-burning fireplace in the living area, perfect for chilly nights, with a patio view made for evening BBQs.

🛏 Smart Layout –

Downstairs: 3 spacious bedrooms + master suite, 3 full baths, and a half bath.
Upstairs: Private guest retreat with large closets, sitting area, attic access, and its own HVAC.

🚗 Extras That Wow: 2 septic tanks, 2 water heaters, double garage with storage, gutters, beautiful landscaping, a storage building, separate carport, and an improved hay meadow.

✨ Space, comfort, and country charm – all wrapped into one amazing property.

🤔 Could you qualify for 100% financing? Let’s see!

📞 Know before you go take a look! Call or text 318.562.0722 for your estimated monthly payment and possible interest rate!

Listing Courtesy of Jodi Fountain with Town and Country Real Estate

06/08/2025

🚨 Welcome to 1420 Shelbyville St, Center Texas 75935 – Nearly 10 Acres Inside the Loop! 🚨

Offered at $425,000

🤔Want to know your numbers? Let’s go over your estimated monthly payment and possible interest rate.

🏡 Home– 3 bed / 2 bath / 1,816 sq ft
🏢 Huge 5,000 sq ft shop – 3 bays + office + bath/shower
🚛 Soil-cemented yard for trucks & equipment
🚐 RV hookup
🎣 Stocked pond full of fish
📍 PRIME location

✨ Could you qualify for 100% Financing?

📲 Call or text 318.562.0722 to get started on your estimate!

Listing Courtesy of Brandon Barr with Coldwell Banker Home Place Realty

21/07/2025

🔍 Thinking of buying a home? Here’s what lenders check when you apply for a mortgage:

✅ Income & employment
✅ Credit history
✅ Debt-to-income ratio
✅ Assets & savings
✅ Identity verification
✅ Property details

📄 Be ready with pay stubs, W-2s, tax returns, bank statements, and ID.

📦 The more organized you are, the smoother the process!

Looking for a lender to discuss your options with? Drop a 🏡 in the comments.

Let’s Help you get home.

06/01/2025

Are you on the fence about buying a home because you are not finding your dream home?

Hear me out….

Statistically speaking, home values have only gone down 7 times in the last 70 years. It is safe to say home values are only going to continue to go up. Waiting to make a purchase on a starter home could cost you thousands in equity that you could apply to your purchase by the time that dream home comes along.

Continuing to rent, means you will continue to miss out on the tax benefits that come along with your housing expense that you’re already paying (your rent)

Renting doesn’t allow you control over your housing expense. Your rent can continue to increase as the average cost of rent continues to increase. Your home purchase can allow you to lock in the principal and interest of your house payment for up to 30 years allowing you to stay in control of your monthly housing payment allowing you more security in your budget.

I would love to help you with the purchase of your dream home, but sometimes the first step in getting into your dream home, is a starter home that allows you to make a way for you to upgrade without continuing to throw money away on rent.

If you’re ready to get off the sidelines and start working towards getting you into your dream home (someday) let’s get you started:
www.guildmortgage.com/breannehayes

Address

4910 Newcastle Drive Ste. A
LA
71129

Telephone

+13185620722

Website

http://guildmortgage.com/breannehayes

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