Bre Holloway - Guild Mortgage- NMLS #2383445

Home
Bre Holloway - Guild Mortgage- NMLS #2383445

Helping my clients navigate through the home buying process as easily and stress free as possible.

31/10/2025

You know what’s scary?! 👻

If you pay $1500 a month in rent, in just 5 short years, you’ve payed $90,000 towards your landlords Mortgage that you’ll never see any benefit from.

Let’s Change that.

www.guildmortgage.com/breholloway

29/10/2025

In a world where everyone wants to take the easy road, it's okay to be different.

Was it easy to start a new business, in a new industry, in a market that wasn't going to do me any favors? It was not.

Were there times that I thought about quitting? More than I care to admit.

I'm still here.

Maybe your road to homeownership isn't going to be an easy one.

Maybe it requires a little work, planning and budgeting to get you there.

The thing is, you don't have to go at it alone. You need a plan? I've got you. You need support, encouragement and motivation to not give up? I'll be your biggest cheerleader.

When you get ready, I'll be here.

I am not saying the process for everyone will be an easy one, I am saying when you get to that closing table and they hand you the keys to your very own home, it will for sure be worth it.

Let's get you on track to becoming a homeowner, together.

www.guildmortgage.com/breholloway

28/10/2025

What is an FHA loan?

It’s a government-backed mortgage that helps buyers with lower credit scores or smaller down payments get into a home—often with just 3.5% down. As your loan officer, I look at your full financial picture and explain exactly how FHA loans work, including the pros, cons, and what makes them different from other options.

Not sure if an FHA loan is your best move? Call me for a free, no-pressure consultation. Let’s make sure you get the loan that truly fits your unique situation and puts you on the path to homeownership with confidence!

Let’s help you get home.

318-562-0722

27/10/2025

Can your mortgage payment go up? The answer: It depends on your loan type. Fixed-rate mortgages keep your payment steady, but adjustable-rate loans can change over time—and even fixed loans can see changes if taxes or insurance go up. As your loan officer, I make sure you know exactly what to expect before you sign anything. No surprises, just clarity and confidence.

Have questions about your payment or want a review of your current loan? Call or text me any time at 318.562.0722—I'm here to help you make the smartest move!

24/10/2025

Wondering how much mortgage you can truly afford? Here’s my take: Don’t just focus on what the bank says you qualify for—focus on what fits your lifestyle and long-term goals. A smart mortgage is one that leaves you room to save, travel, and enjoy life, not just pay bills.

I run the numbers with you, looking at income, debts, and future plans, so you get a clear, confident answer tailored to your real budget. Let’s make sure your new home feels like freedom—not a financial stretch.

Want a personalized breakdown? Drop a comment or message me for a quick review!

23/10/2025

Have you ever wondered if your home could give back to you in retirement? A Reverse Mortgage can help you tap into your home’s equity, providing extra income and freedom—without losing ownership. It’s not just for emergencies; it’s a smart tool for planning a comfortable future and supporting your loved ones.

Curious if this could work for you or your family? Let’s talk through your options and see if a Reverse Mortgage fits your goals.

Ready to get real answers? Let’s Talk.

22/10/2025

Anxiety
Depression
Emotional Distress
Relationship Strain
Social Withdrawal
Decreased Self Esteem
Decreased Brain Health
Cardiovascular Issues
Digestive Problems
Metabolic and Hormonal Changes
Sleep Disturbances
Chronic Illness
Compromised Immune Systems
Substance Abuse
Behavioral Changes
Health Care Avoidance

What do all of these things have in common?

These are all physical, mental and emotional effects long term financial stress can have on the body.

With rising costs of healthcare and insurance premiums skyrocketing, Economic Inflation and not being able to finally catch up after stay at home orders during COVID hundreds of thousands of Americans face crippling debt as part of their every day reality.

What if I told you accessing the equity in your home to consolidate current debt could save you hundreds potentially thousands of dollars in lower interest?

What kind of weight could that kind of adjustment to your quality of life take off of your shoulders?

Maybe refinancing your mortgage or taking out a home equity loan to consolidate debt and lower the amount that you are spending on interest payments isn’t the right answer to your specific situation at this time but having a conversation to look at your options doesn’t hurt either.

Are you ready to consider what options you have available?

Get started at the link below:

www.guildmortgage.com/breholloway

29/09/2025

💰 Will Real Estate Make You Money?
Short answer: It can — if you do it right. 🏡📈

Real estate has long been one of the most powerful ways to build wealth. Here’s how it can pay off:

✅ Monthly cash flow from rentals
✅ Long-term appreciation
✅ Tax advantages
✅ Equity growth over time

But like any investment, it takes strategy, patience, and the right guidance.

📲 Thinking about investing in Louisiana or Texas real estate? Call or text 318-562-0722 to talk through your goals and get started the smart way!

28/09/2025

💳 How Does Your Debt Affect Your Mortgage Application? 🏡
When you apply for a mortgage, lenders don’t just look at how much you make — they also look at how much you owe. This is called your Debt-to-Income Ratio (DTI).
📊 DTI = Your monthly debt payments ÷ Your gross monthly income
✅ A lower DTI shows lenders you can manage your payments
🚫 A high DTI could limit how much you qualify for — or lead to a denial
💡 Pro tip: Pay down credit cards and avoid new debt before applying!
📲 Want help reviewing your DTI and getting mortgage-ready? Call or text 318-562-0722 to get started on your preapproval today!

27/09/2025

📉 **How Your Credit Score Affects Your Mortgage Approval** 🏡

Your credit score is one of the biggest factors lenders consider when you apply for a mortgage. But it’s not just about the number—it’s about the story behind it.

Here’s what lenders look at:

✅ **Your credit score** (higher = better rates)
✅ **Payment history** – Are you on time?
✅ **Credit utilization** – How much of your available credit are you using?
✅ **Length of credit history**
✅ **Recent inquiries** and new accounts
✅ **Types of credit** – A healthy mix helps!

📲 Want to know if your credit is mortgage-ready?
Call or text me at **318-562-0722** and let’s get you preapproved today!

\

Address

4910 Newcastle Drive Ste. A
LA
71129

Telephone

+13185620722

Website

http://guildmortgage.com/breannehayes

Alerts

Be the first to know and let us send you an email when Bre Holloway - Guild Mortgage- NMLS #2383445 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Bre Holloway - Guild Mortgage- NMLS #2383445:

Shortcuts

Want your business to be the top-listed Media Company?

Country:

City: