Retire Sooner Team

19/03/2024

Hey, thanks for finding us on Facebook. We no longer post here often, for the most up-to-date information we'd love for you to join us in our vibrant community over at the "Retire Sooner Facebook Group"! 🎉

In this group, we'll continue sharing valuable insights, tips, and discussions about achieving financial freedom and retiring sooner. Plus, you'll interact with fellow members who share your passion for early retirement!

Click the link below to join the group and stay connected with us on your retirement journey:
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06/03/2024

Johnny Hiles just completed his rookie year of retirement, and his stats are lookin’ really good. He plays pickleball 4-5 times per week and works out even more. He attends a weekly men’s Bible study and volunteers as a greeter every other week at church. He and his wife just took their first trip to Greece and Turkey, with their sights set on taking a big trip at least every other year.

After a full career, Johnny has no regrets about retiring, and he’s hoping his story will help others decide the right time in their own lives.

As a professional, he went by John. Now, more and more people call him Johnny. In a way, retirement has recreated his identity. John had to get up every day and go to work. Johnny gets to explore the world, enjoy his family, and even tackle that honey-do list.

John had to act like a grown-up. Johnny’s far too happy for that.

After a year in the retirement game, it’s safe to say Johnny is well on his way to a promising career of happiness.

Johnny Hiles just completed his rookie year of retirement, and his stats are lookin’ really good. He plays pickleball 4-5 …

05/03/2024

On today’s episode, Wes is joined in the studio by Connor Miller, Chief Investment Officer for Capital Investment Advisors. They analyze Warren Buffett’s annual letter to shareholders and what Berkshire Hathaway’s abundant cash reserves might signify about market confidence. They also discuss housing prices, the confusion about Wendy’s new pricing announcement, meat thermometers, personal consumption expenditures (PCE), and the positive earnings news.

On today’s episode, Wes is joined in the studio by Connor Miller, Chief Investment Officer for Capital Investment Advisors. They …

29/02/2024

On today’s episode, Wes explains the generosity component of the Retire Sooner podcast and welcomes Chris Anderson to the show. Chris is the curator of TED, a nonprofit media organization that leverages the power of ideas to make a better future, perhaps more well-known for its TED Talks Series. He is the author of the New York Times bestseller TED Talks and has overseen the introduction of TEDx, TED-Ed, TED Fellows, and the Audacious Project, a new form of collaborative philanthropy.

Chris describes his new book, Infectious Generosity, as his way of fighting against the increasingly divided world and how the internet and social media platforms have contributed to it. He makes his case for shifting the conversation from a negative outlook to one that dreams about positive possibilities. He wants people to look for and amplify the good in online interactions. Wes then describes how Chris’s lessons can help give people an enduring sense of gratitude and guidance in finding outlets for it.

29/02/2024

This week on Forbes.com Wes Moss shares the 5 money secrets of the happiest retirees!

Securing retirement happiness often requires fighting against financial tunnel vision. Having enough in the bank is the starting point, not the finish line. That said, you can’t win the race without starting it. Money doesn’t generate automatic happiness, but living your best life without it often proves challenging. Learning the Five Money Secrets Of The Happiest Retirees can be enormously helpful.

Having enough in the bank is the starting point, not the finish line. Retirees have 5 financial habits that increase their likelihood of happiness in retirement.

27/02/2024

On today’s episode, Wes is joined by Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors. They tackle the news about Walmart’s earnings announcements, Capital One agreeing to buy Discover Financial, Nvidia as a juggernaut, a rare change in the Dow Jones, and a thought experiment about airline monopolies. They then analyze the FED trying to get to the coveted 2% inflation rate before shifting to an in-depth look at Morgan Housel’s top money lessons from his bestselling book, The Psychology of Money.

On today’s episode, Wes is joined by Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors. They tackle the news …

22/02/2024

Social Security is an absolutely crucial element of many retirement plans across the United States. Understandably, people want to know how to maximize their earnings, but wading through the dense rules and regulations can be overwhelming. I wanted to cut through the red tape and get some straight answers, so I brought in a ringer.

Mary Beth Franklin is one of the country’s foremost voices on Social Security. An award-winning journalist and CERTIFIED FINANCIAL PLANNER™, she’s literally written the book on Social Security.

Let’s dig into a few key takeaways in this first installment of Maximizing with Mary Beth.

Social Security is an absolutely crucial element of many retirement plans across the United States. Understandably, people want to know how to maximize their earnings, but wading through the dense rules and regulations can be overwhelming.

22/02/2024

NEW EPISODE!

On today’s episode, we ponder the question, “Can money buy happiness?” The answer might surprise listeners, and Wes borrows the words of best-selling author Morgan Housel to help discuss the positive and negative psychological effects money can have on retirees. Wes then uses his own “Bucket System” analogy to explain income investing and how three keys can help folks sleep well at night.

On today’s episode, we ponder the question, “Can money buy happiness?” The answer might surprise listeners, and Wes borrows the …

21/02/2024

Penny Martinez started saving money at six and investing at 18. Her goal was to retire early, be debt-free, and find opportunities to give back to her community. She accomplished all three and has never looked back.

Penny volunteered for service throughout her life, but retirement allows her to pursue it full-time. She reads to children in elementary schools, works in the kitchen at an emergency shelter, writes holiday cards to care facility residents, picks up trash, supports a pregnancy center, fights human trafficking, organizes blood and clothing drives, coordinates a local veterans group and community neighborhood watch, puts wreaths on veteran graves, and even dabbles in politics.

As a two-time breast cancer survivor, one could argue she’s earned the right to spend more time pampering herself. But that’s not Penny. Oh, she definitely has fun, but she insists that the true joy of life can be found in serving others.

Penny Martinez started saving money at six and investing at 18. Her goal was to retire early, be debt-free, and …

20/02/2024

Capital Investment Advisors’ Wealth Analyst Jeff Lloyd joins Wes in the studio on today’s podcast. They lament the end of football but get straight into financial news. They explain the dynamic of a “Larry David Economy” and discuss what it could mean for the Fed’s future interest rate decisions. They analyze energy behemoth NVIDIA, delve into concepts from Morgan Housel regarding behavioral finance, and offer tips for how to sleep well at night.

Capital Investment Advisors’ Wealth Analyst Jeff Lloyd joins Wes in the studio on today’s podcast. They lament the end of …

15/02/2024

On today’s episode, Wes sits down with Steve Tarr, a Fellow at the Drucker School of Management, to discuss how difficult the retirement transition can be for busy and successful people. Using the SOAR Program as a guide, they analyze the positive effects of discovering new pathways to meaning, community, and purpose and how they can lead to retirement happiness.

On today’s episode, Wes sits down with Steve Tarr, a Fellow at the Drucker School of Management, to discuss how …

15/02/2024

Wes moss is now a contributor to Forbes check out this weeks article on What Retirees Need To Know About The Hidden Power Of Dividends.

Dividends are a way for companies to return a portion of their profits to shareholders. Call it a cash reward for being an investor—each allotment is often paid out as small amounts per share.

I like to explain the concept by sharing a story about my eight-year-old son. One day, he noticed a dollar coin on the ground. Lying next to it was a lonely old beat-up penny. He bent down but only picked up the dollar. “What about the penny?” I asked. “Dad, a penny doesn’t even buy a piece of candy these days,” he scoffed.

My son’s catch-and-release treasure hunt was a wake-up call for me—the youth have no love for the coin of the realm. Instead, it’s all about the Benjamins. Or, at least, the Washingtons. Dividends, however, make the counterargument: cents make sense.

Dividends are a way for companies to return a portion of their profits to shareholders. They often protect purchasing power.