Dream Catcher Realty- GA & SC

10/12/2025

10/12/2025

🚨 OFFER ACCEPTED! 🚨
Huge congratulations to my seller for officially going under contract! 🎉

In just the past week, we received multiple offers …. a true testament to great preparation, strong marketing, and a home that buyers loved the moment they saw it. 🏡

So excited for the smooth closing ahead! If you’re thinking about selling and want results like this, let’s chat!

“Turning Dreams Into Reality”

Serving GA & SC areas!

Dream Catcher Realty

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]

01/12/2025

Congratulations to Mr. Orike, a proud veteran, on receiving his mortgage pre-approval today! Your service to our country is deeply appreciated, and it’s an honor to support you in your homebuying journey. 🇺🇸

VA Loan Benefits:
• No down payment
• No PMI
• Lower interest rates
• Easier qualification standards
• Limited closing costs
• Reusable benefit

Here’s to the next chapter!

“Turning Dreams Into Reality”
Dream Catcher Realty
Latoya Hill, REALTOR®️

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]

01/12/2025

Hello, December! ❄️

Here we are, at the final month of the year. Let's make the last 31 days count! Wishing everyone a month filled with joy, warmth, and successful strides toward those end-of-year goals. How are you kicking off the month?

22/11/2025

🏡 BANNED BY A BANK? Don't Let a Charge-Off Stop Your Home Dreams! 🚫

Ever been denied a mortgage because of a "charge-off" on your credit report? 😔 It's incredibly frustrating, and it happens to more buyers than you think!

Here is the truth about charge-offs and home buying that many people don't realize:

The Charge-Off Myth: You Might Be Ready NOW! 🚀

Many people automatically assume they need expensive and time-consuming credit repair or have to dispute the item before they can qualify. STOP! This is not always the case!

❌ Don't immediately jump to credit repair.

✅ Did you know? Certain lenders may EXCLUDE charge-offs from your debt-to-income ratio (DTI) when calculating your approval!

The Lender Loophole You Need to Know:

Some mortgage programs simply won't count the debt against you if the charge-off is outside of a specific timeframe (often 2 years or more).

The real reason many standard lenders say NO is that the file requires manual underwriting…often called a lender 'overlay.' These are just internal rules some lending companies put into place, NOT industry-wide laws!

💡 The Bottom Line: ALWAYS Get a Second Opinion 💡

If you've been denied, remember this critical rule:

One lender may say NO, but another lender may say YES!

Don't let one denial stop you. You might be closer to approval than you think and don't even know it! You may already be ready for an approval and don't even know it.

If you don't know where to start, start here:

➡️ Connect with a trusted Real Estate Agent (like me!) or a seasoned Mortgage Professional.

We can help you connect with the right lender who specializes in these guidelines and can give you an expert opinion!

Send me a quick message today to discuss your situation confidentially! Let's get you on the path to homeownership! 🔑

21/11/2025

🚨 Just Sold! 🚨

🎉 Congratulations, to my client and her family on the purchase of their beautiful new home… 4 🛌 and 3 full 🛁! You all truly deserve it. From knowing you personally, I can say your heart is just as big as your smile.

I’m so grateful you trusted me to guide you through the journey of becoming a homeowner. Wishing you and your boys nothing but the absolute best in this next chapter. 🏡💛

Cheers to new beginnings! 🥂



“Turning Dreams Into Reality”
Dream Catcher Realty
Latoya Hill, REALTOR®️

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]

20/11/2025

🚨 Just Sold! 🚨

Congratulations to this family on closing on your beautiful new home! 🥂

It has been a genuine pleasure working with you throughout the homebuying process. Cheers to a fresh start and new beginnings in your new location!

Thank you for entrusting me to be your realtor. Wishing you all the best!



“Turning Dreams Into Reality”
Dream Catcher Realty
Latoya Hill, REALTOR®️

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]

17/11/2025

🚨 Just Listed! 🚨

Listed at $149,900!!

Charming All-Brick Home with Endless Potential!

This all-brick home is ready for your vision and a little TLC. Perfect for investors or buyers looking to customize their dream space, this property is available for all cash offers or with special financing options that allow renovation costs to be included in your mortgage.

Step inside to discover an open floor plan that offers flexibility and natural flow, making it easy to design the layout you’ve always wanted. Located just minutes from downtown Hartwell, you’ll enjoy convenient access to restaurants, shopping, and the beauty of Lake Hartwell.

Whether you’re seeking a renovation project or an investment opportunity, this home is a blank canvas waiting for your personal touch.

Click here to view more photos>>> https://gamls-portal.connectmls.com/shared-link/hartwell-residential-single-family-residence-88-thornton/ca69b268-6b0e-481c-9e67-0a8f15bb3324

10/11/2025

🚨 Just Sold! 🚨

Congratulations to the Martinez Family on the purchase of your first home just in time for the holidays! 🍂

Thank you again for your service to our country and for allowing me to be part of this special milestone. What a perfect way to bring in Veterans Day with the keys to your very own home! 🇺🇸🔑

Wishing you many years of happiness, love, and new memories in your beautiful home! ❤️



“Turning Dreams Into Reality”
Dream Catcher Realty
Latoya Hill, REALTOR®️

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]

08/11/2025

🚨 Just Sold! 🚨

Congratulations to this young family on the purchase of your beautiful new home! I am so proud of you and your determination truly paid off. 💪🏽

May your new home be filled with love, laughter, and endless happiness. 🏠❤️

Thank you for trusting our team to guide you through your real estate journey. Wishing you nothing but amazing memories in this next chapter!




“Turning Dreams Into Reality”
Dream Catcher Realty
Latoya Hill, REALTOR®️

📞 864-883-0306
🌐 www.latoyahill.realtor
📧 [email protected]