LTC News

23/09/2025

After 50, it is time to step on the gas to protect your retirement savings. There are ways to reduce your investment risk, maximize catch-up contributions, and shield your assets from costly long-term care costs.

After 50, it is time to step on the gas to protect your retirement savings. There are ways to reduce your investment risk, maximize catch-up contributions, and shield your assets from costly long-term care costs.

23/09/2025

Caregiving takes a toll — emotionally, physically, and mentally. It demands time, energy, and sacrifice, often more than most people realize.

Being prepared makes it easier for everyone.

Caregiving is an emotionally and physically demanding role, requiring significant time, energy, and sacrifice. While often seen as an act of love, caregiving comes with substantial financial and personal costs that may be disruptive to daily life.

23/09/2025

Visiting a loved one in a long-term care facility can be emotional and overwhelming. With a few thoughtful steps, you can bring comfort, connection, and joy into their day — and yours.

Visiting a loved one in a long-term care facility can be emotional and overwhelming. With a few thoughtful steps, you can bring comfort, connection, and joy into their day — and yours.

23/09/2025

You may think sleepless nights are just part of getting older. But breathing problems like sleep apnea quietly degrade mood, memory, and health. For adults 45+, diagnosing and treating them can transform their quality of life.

Learn more about aging, caregiving, health, lifestyle, long-term care, and retirement planning by using the resources available on LTC News.

You may think sleepless nights are just part of getting older. But breathing problems like sleep apnea quietly degrade mood, memory, and health. For adults 45+, diagnosing and treating them can transform their quality of life.

23/09/2025

Think Medicare Covers Long-Term Care? Think Again.

Many Americans are shocked to learn that Medicare does not cover most long-term care needs — leaving families with unexpected and often crushing bills.

Advance planning will safeguard income and assets, ensure access to quality care, and ease famiky burden.

Many Americans mistakenly believe Medicare covers long-term care, leading to unexpected financial burdens. Understand the differences between Medicare and Medicaid and explore how Long-Term Care Insurance can provide essential support.

23/09/2025

You want your aging parent to stay independent—but choosing the proper mobility device feels overwhelming. Here’s a direct, expert-backed guide to help you make informed choices with clarity and care.

You want your aging parent to stay independent—but choosing the proper mobility device feels overwhelming. Here’s a direct, expert-backed guide to help you make informed choices with clarity and care.

23/09/2025

Discover how spirituality supports healthy aging. Learn how simple practices bring peace, resilience, and purpose in later life — and how to tell which spiritual services are safe and reliable.

Discover how spirituality supports healthy aging. Learn how simple practices bring peace, resilience, and purpose in later life — and how to tell which spiritual services are safe and reliable.

23/09/2025

Medicare is not an answer for long-term care as, just like health insurance, only pays for short-term skilled care.

https://www.ltcnews.com/articles/medicare-long-term-care-families-face-financial-strain

Before you retire, prepare for the future costs and burdens of aging by considering LTC Insurance.

Use the resources available on LTC News LTC Insurance Education Center - https://www.ltcnews.com/long-term-care-insurance

https://www.ltcnews.com/articles/medicare-long-term-care-families-face-financial-strain

Many Americans mistakenly believe Medicare covers long-term care, leading to unexpected financial burdens. Understand the differences between Medicare and Medicaid and explore how Long-Term Care Insurance can provide essential support.

23/09/2025

Illinois ranks worst in the U.S. for nursing home penalties, with Rhode Island and New Mexico close behind. Assisted living and memory care show troubling violations but lack national oversight.

Medicaid remains the dominant payer for long-term care.

The LTC News Caregiver Directory can help you find a loved one the quality extended care they deserve — www.ltcnews.com/care

https://www.ltcnews.com/articles/illinois-rhode-island-new-mexico-lead-nursing-home-penalties

Illinois ranks worst in the U.S. for nursing home penalties, with Rhode Island and New Mexico close behind. Assisted living and memory care show troubling violations but lack national oversight. Medicaid remains the dominant payer for long-term care.

22/09/2025

Filing a Long-Term Care Insurance claim can feel overwhelming.

LTC News makes it simple—working with our partner, Amada Senior Services, we offer free, no-obligation help with filing any LTC Insurance claim and caregiver support.

Start here ➡️ https://www.ltcnews.com/resources/insurance-companies/filing-a-long-term-care-insurance-claim

22/09/2025

Alzheimer’s isn’t just memory loss — it’s a progressive disease that robs people of independence. Most cases appear later in life, and long-term care and supervision aren’t covered by health insurance or Medicare.

There’s still no cure — planning ahead matters. Learn more on LTC News

https://www.ltcnews.com/caregiving/what-is-alzheimers-disease-causes-stages-treatment