04/11/2025
A client just bought $17K in equipment with ZERO upfront cost.
A used Directional Drill.
Their old lender wanted 20% down + personal guarantees. They had to PG for me too!
I got them:
- 100% financing
- No money down
- Payment terms that match their cash flow. They did have to provide a PG though.
The equipment went live last week.
They're already generating revenue to cover the payments.
Here's what made the difference:
Most equipment lenders look at credit scores first.
I got my credit officer to look at the business opportunity first.
- What revenue will this equipment generate?
- How quickly does it pay for itself?
- Does the cash flow support the payment?
If the numbers work, we structure the deal around YOUR business.
Not some outdated lending checklist.
This client went from 'we can't afford this' to 'equipment installed' in 3 weeks.
That's what happens when financing actually works for you.