HUGO A RUIZ, Agent with New York Life

29/11/2024

The Fed's rate cut will provide relief for some borrowers, but savers will have to work harder to get decent returns.

The Fed's rate cuts will provide relief for some borrowers, but savers will have to work harder to get decent returns.

28/11/2024

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

25/11/2024

The IRS recently unveiled the new income tax thresholds for capital gains in 2025, reflecting adjustments for inflation.

For the 2025 tax year, the IRS has increased the capital gains tax income thresholds. Here's what you need to know.

24/11/2024

The end of the year can serve as a motivator for getting your finances in order. What moves should you be making?

From applying for Social Security and donating to charity to maximizing your savings accounts, here are seven retirement moves to make before 2025.

23/11/2024

What you should know about AI integration strategies and how to address the challenges and opportunities.

This article offers insights into how leaders can integrate AI into their organizational strategy while also addressing the challenges and opportunities it presents.

21/11/2024

Borrowers can once again apply for the new Saving on a Valuable Education plan, but it's unclear if and when the benefits will go into effect. Learn more.

Borrowers can once again apply for the new Saving on a Valuable Education plan, but it's unclear if and when the benefits will go into effect.

17/11/2024

Looking for life insurance that's versatile and flexes as your needs change? See how the customizable options in our term life insurance can help you meet both short- and long-term goals. https://nyl.co/48QnHmB

14/11/2024

Let's celebrate and support the small businesses that make our community special. Shop local

14/11/2024

All three major indexes moved higher in late trading following Powell's comments about the strength of the US economy.

"Overall, the economy is in solid shape," Powell said in his prepared remarks on Monday. "We intend to use our tools to keep it there."

14/11/2024

Perhaps no one knows more about the importance of protecting the future than military families. I'm honored to be able to work with many of these homefront heroes on a daily basis. From providing financial protection to helping you save for retirement, learn about the different insurance options available and reach out. I have your back every step of the way.

14/11/2024

Nobody knows what the future may bring. That's why it's important to prepare early—when rates are typically at their lowest. Whether you’re looking to remain at home rather than a nursing facility, avoid being a burden to your loved ones, or protect your assets for your family—we have ways to help. Reach out, and together we'll come up with a strategy that gives you more financial flexibility when you need it most.