Basin Living with Mike Stengel

Basin Living with Mike Stengel Basin Living with Mike Stengel. Presented by LIVUtah®. Covering local-regional news and events, the economy, jobs, housing, and tourism.

Sponsored by Freedom Realty Corporation (Vernal); with three offices in the basin. Mike Stengel is the Branch Broker.

Mortgage rates likely won’t drop sharply overnight, and they won’t mirror the Fed’s moves one-for-one. But if the Fed be...
09/15/2025

Mortgage rates likely won’t drop sharply overnight, and they won’t mirror the Fed’s moves one-for-one. But if the Fed begins a rate-cutting cycle, and markets continue to expect it, mortgage rates could trend lower later this year and into 2026.

If you’ve been waiting and watching the housing market, now’s the time to talk strategy. Even small changes in rates can make a meaningful difference in affordability, and understanding what’s ahead helps you make the best decision for your situation.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? 

Patience isn’t a strategy. Pricing is.If your home isn’t moving, the market is telling you something – and the right pri...
09/11/2025

Patience isn’t a strategy. Pricing is.

If your home isn’t moving, the market is telling you something – and the right price can change everything. Your house will sell, if you price it strategically.

Talk to your agent about what buyers are willing to pay right now to make sure your home stands out for all the right reasons.

Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why.

This is the shift you’ve been waiting for.Mortgage rates just saw their biggest decline in over a year. And if rates sta...
09/10/2025

This is the shift you’ve been waiting for.

Mortgage rates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.

What would today’s rates save you on your future monthly payment? Let’s connect so you can find out.

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

You don’t want to fall behind in this market.So, let's talk about what buyers in our area are paying right now. With loc...
09/08/2025

You don’t want to fall behind in this market.

So, let's talk about what buyers in our area are paying right now. With local expertise and a strategy that gets your house noticed in those crucial first two weeks, anything is possible.

Want to know what your house would sell for?

If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset.

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, pri...
09/04/2025

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, price cuts in play, and builders itching to move inventory, this is the best time in years to buy new construction.

Curious how far today’s incentives could stretch your budget? Let’s connect so you can see what builders are offering in our area.

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price.

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a c...
09/03/2025

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a crash ahead.

This is something industry professionals are going to watch in the days ahead. If you want to stay up to date, let’s connect so you always have the latest information.

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.

Before you decide to rent your house, make sure to carefully weigh the pros and cons of becoming a landlord. For some ho...
09/01/2025

Before you decide to rent your house, make sure to carefully weigh the pros and cons of becoming a landlord. For some homeowners, the hassle (and the expense) may not be worth it.

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? 

Just because there are more new homes for sale right now, it doesn’t mean we’re headed for a crash. The data shows today...
08/28/2025

Just because there are more new homes for sale right now, it doesn’t mean we’re headed for a crash. The data shows today’s overall inventory situation is different.

If you have questions or want to talk about what builders are doing in our area, let’s connect.

You may have seen talk online that new home inventory is at its highest level since the crash.

If today’s housing market feels stuck, remember it’s never stayed down for good. Slowdowns end, activity returns, and pe...
08/27/2025

If today’s housing market feels stuck, remember it’s never stayed down for good. Slowdowns end, activity returns, and people get moving again. So, let’s connect, because when the next wave of buyers shows up, you won’t want to miss it.

As activity picks up again, will you be ready to put your house back on the market, or do you need to move sooner?

Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market.

If concerns about bidding wars have been holding you back, it may be time to take another look. Nationally, competition ...
08/25/2025

If concerns about bidding wars have been holding you back, it may be time to take another look. Nationally, competition is down. In some markets, it’s down significantly. And with more sellers offering concessions, buyers today have more power and flexibility than they’ve had in a long time.

Want to find out what the market looks like where you’re buying? Let’s connect.

If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go.

If the chaos of the past few years drove you to hit pause, this is your green light. The market’s pace has shifted. You ...
08/21/2025

If the chaos of the past few years drove you to hit pause, this is your green light. The market’s pace has shifted. You have more time. More options. More power.
And with the right agent guiding you, you’re in the best position you’ve been in for years.

Let’s talk about what the pace looks like in our area, and if now could be the right time for you to re-enter the market.

If you tried to buy a home a few years ago, you probably still remember the frenzy.

Condos aren’t just a fallback option. In today’s market, they’re one of the most strategic ways to buy. With more option...
08/20/2025

Condos aren’t just a fallback option. In today’s market, they’re one of the most strategic ways to buy. With more options, softening prices, and more room to negotiate, now could be the right time to make your move.

Could a condo check more boxes than you expected? Let’s talk through your options and find out.

Not every homebuyer wants the biggest house on the block.

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235 W Main Street
Vernal, UT
84078

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Tuesday 5pm - 6pm
Wednesday 5pm - 6pm
Thursday 5pm - 6pm

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