Death & Taxes

08/10/2025

Here's how much it would take to go from $0 to $1,000,000 in a retirement account by age (approximately):

20-65: $100/mo
25-65: $160/mo
30-65: $265/mo
35-65: $445/mo
40-65: $755/mo
45-65: $1,320/mo

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07/12/2025

In 2015, Jeff Bezos offered the CEO of Wish $10 billion to buy him out.

He respectfully declined.

The meeting?

Secret Amazon HQ. NDAs everywhere. Lawyers filling the room.

Bezos made the pitch himself:
$10 billion in cash.

For the Wish CEO, Piotr Szulczewski, it was like meeting his idol.

And still—he said no.

Then Alibaba came knocking with the same offer.
$10 billion. Again.

He turned them down too.

Why?

“We can become bigger than Walmart.”

Fast-forward to today…

Wish stock is down 99% from its all-time high.

That $10 billion offer?

Gone.

Possibly the most expensive “no” in Silicon Valley history.

07/11/2025

Maybe it’ll get better, but I doubt we’ll see 2% ever again.

07/03/2025

Anyone ever notice Kevin O'Leary wears a watch on each wrist?

06/27/2025

Preface: I have much respect for the Ramsey team and what they’ve accomplished

BUT they consistently tell people they don’t need a degree/cert while pushing their coaching course at $1800. I can’t speak on the quality of their offering, but you need nothing to be a financial coach, so it doesn’t make much since to push a product while condoning “useless” degrees/certs.

THAT SAID, I do think their referral program offsets the cost of the course, but that’s a different conversation.

06/26/2025

06/26/2025

Some more food for thought: many of us hate how giant corporations pay essentially no taxes but we try to contribute to causes we care about.

When *insert giant corporation* asks if you’d like to round up/donate to *cause*, you should 1000% decline.

In you’re head, you’re doing the right thing, but giant corporations are using YOUR money to donate in their name and zero their tax bills.

Your “credit” is some star on their wall with your name on it.

Donate directly to causes you care about.

06/24/2025

Don’t take this seriously. Or do and tell me how it goes for you.

But if you actually want to straighten out your finances and stop struggling, let’s make a plan?

06/22/2025

You can use a USDA one-time construction loan to buy rural land and build a house for $0 down.

Restrictions and limitations apply, obviously, but point is, there’s more than one way to home ownership.

06/18/2025

100k is an easy choice for me. Live off 10k or less per month, invest the rest, and you should be able to generate more than 10k/mo in passive income.

05/15/2025

Yesterday, UnitedHealth stock dropped nearly 18% after the company announced its CEO is stepping down and it's suspending its annual forecast.

Just recently, we also learned United Health Group is now under criminal investigation for possible Medicare fraud — and shares fell another 8% after hours.

That puts share of UnitedHealth stock 48% this past month.

05/12/2025

Emails are starting to roll out for the Siri lawsuit. Look out for this email, likely going to your Apple ID and get your money!