Ralph Funded

Ralph Funded I'm Ralph Funded — I help startups & small businesses secure $20K–$100K in funding to grow & scale! Let’s get your business funded! 💡

Get $20k–$100k in business funding to fuel your growth.
✨ I help entrepreneurs access the capital they need.
✔️ Build credit | Secure funding | Scale faster.
📩 DM me to get started today. I used these same strategies to fund and build my own businesses, and now I’m sharing the blueprint with you.

✅ Fast approvals
✅ Banking Relationships
✅ Tailored funding solutions

DM or email [email protected] to get started.

11/15/2025

Growing up is realizing credit is the real cheat code.
With the right LLC + EIN structure, banks are literally required to hand out no-doc business funding, no tax returns, no pay stubs, no proof of income.
Some banks offering 💰:
✅ Navy Federal – $100K
✅ Chase – $150K
✅ Wells Fargo – $100K
✅ Amex – $100K
…and more.

Most people never tap into this game because they don’t know where to start.

Drop “FUNDING” if you’re serious about getting access to capital.




11/14/2025

There’s a federal law that gives you the right to remove negative accounts from your credit
report legally.

It’s called the FCRA (Fair Credit Reporting Act), and it’s designed to protect YOU, not the
bureaus.

Here’s what you can challenge and remove:

🚫 Student loans
🚫 Medical bills
🚫 Bankruptcies
🚫 Repos
🚫 Evictions
🚫 Hard inquiries

You just need the right process, and the right wording.

If you’re trying to hit a 750+ score and finally get in position for

11/11/2025

Stop using your personal credit for business. 💳❌

Here’s how the wealthy build credit the smart way using their EIN, not their SSN.

Start with vendor accounts like Grainger or Sumo Office, then move to fuel cards like Shell or Pilot J.

They report fast and don’t touch your personal score. 🧠💼

💥 Comment CREDIT if you’re ready to build like the 1%.

11/11/2025

Your LLC name could be costing you funding. 🚫 Banks flag certain industries as high risk, making it harder to get approved. Use neutral names like‘Enterprises,’ ‘Holdings,’ or ‘Solutions’ to position your business for maximum approvals.

Play it smart and get the capital you deserve.

11/09/2025

Trump is in office... and here’s what that means for small business owners 👀

Under federal law, lenders are required to make funding available to small businesses, and with the right structure, you can qualify for $25K–$50K with:

✅ No proof of income
✅ No complicated paperwork
✅ Just a 500+ credit score and a clear business plan
The money is out there, most people just don’t know how to access it.

Having the right setup is the difference between getting denied and getting approved.

Knowledge is power, structure is leverage.

11/07/2025

Step 1: First, I’d pull my credit report, read it, and break it down piece by piece.

Step 2: I’d update all my personal info, remove old addresses and incorrect names, so creditors stop
linking outdated data to my profile.

Step 3: Make a list of all negative accounts and send disputes (using consumer laws) to delete them
from my report.

Step 4: Stop going back and forth with the credit bureaus. Focus on building strong evidence for your
case with the law behind you.

Step 5: Use the CFPB website to escalate your disputes, this will speed up the process and get you
results faster.

Step 6: For hard inquiries, I’d submit my disputes and then call the bureaus 24 hours later to fast-track
them.

Step 7: Add credit builder accounts like Rental Kharma, Self, and Grain to establish positive payment
history .

Step 8: Bring my credit utilization to as close to 1% as possible to maximize my score.

Step 9: Add 2 authorized user tradelines with 10+ years of age for a big score boost.

Step 10: Join a community of people who are also on their credit journey for ongoing support and
guidance.

Comment “750” to learn more today!

11/05/2025

Follow for more credit hacks, funding tips, and financial game-changers 🔑

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11/04/2025

Follow for insider strategies to build real funding power.

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11/01/2025

Before You Apply for Business Credit, Do This:

• Use ChatGPT to find 10 local banks offering 0% APR business credit cards
• Check which credit bureaus each bank pulls from
• Apply at 2 A.M. when underwriting bots are relaxed
• Banks batch apps at midnight, this helps you sneak through with fewer flags
• Let AI do the heavy lifting

Want the exact prompt I used? Drop “KEY” in the comments.

Address

2431 Aloma Avenue
Winter Park, FL
32792

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