The Savvy Healthcare Lady

14/11/2025

Are you tired of feeling confused and overwhelmed by all the weight loss options out there? Between the GLP-1 drugs like Ozempic making headlines, countless fad diets flooding social media, and friends sharing their bariatric surgery success stories, it's hard to know what's actually legitimate and what might work for you.

In this enlightening episode, I sit down with Dr. Evan Nadler, the nation's leading pediatric bariatric surgeon who's been treating obesity for over 20 years. His mission extends far beyond the operating room – he's dedicated to changing how we understand and approach weight management for both children and adults.

Breaking Down the Myths and Misconceptions

The truth about GLP-1 medications and how they're changing our understanding of weight management.

Understanding Obesity as a Disease

Why obesity isn't simply a matter of "eating less and moving more"

Exploring Your Treatment Options

How to find the right healthcare provider who understands all your options.

Dr. Nadler shares his powerful perspective that obesity is a disease, not a lifestyle choice, and explains why judging others (or yourself) based on appearance alone misses the bigger picture entirely.

His approach focuses on meeting patients where they are and providing multiple pathways to success.

Whether you're struggling with weight management yourself, supporting a loved one, or simply want to understand this complex health issue better, this episode offers:
Don't let the stigma and misinformation surrounding obesity keep you from getting the help you deserve. It's time to approach weight management with compassion, science, and realistic expectations about what different treatments can achieve.

Listen to the episode now: https://podcasts.apple.com/us/podcast/episode-112-beyond-ozempic-what-really-happens-when/id1649780861?i=1000736762164

Want to be a guest on Get Savvy...Demystifying Healthcare? Send Sandy Kibling a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/getsavvydemystifyinghealthcare

12/11/2025

Are you tired of choosing between your medications and your monthly budget?

Have you recently discovered that your prescription is no longer covered by insurance, leaving you to pay hundreds of dollars out of pocket?

You're not alone in this frustrating battle against rising medication costs.

In this episode, I sit down with Amber Monsalve from Canadian MedStore to explore a solution that's helping thousands of Americans access affordable medications.

We discuss:

Breaking Down the Barriers

Understanding safety protocols and regulatory standards for international medications.

Navigating the Process

Step-by-step guide to ordering from Canadian pharmacies.
Working with healthcare providers who may be hesitant about international options.

The Concierge Difference

Why personalized service matters more than automated online ordering.

Whether you're on Medicare, individual insurance, or dealing with high-deductible plans, this episode reveals options you might not know existed. Amber shares practical advice about everything from prescription transfers to refill reminders, plus addresses common concerns about safety and legitimacy.

Don't let prescription costs force you to make impossible choices about your health. This conversation could be the key to accessing the medications you need without breaking the bank.

Listen to the episode now: https://podcasts.apple.com/us/podcast/episode-111-the-hidden-truth-about-getting-safe/id1649780861?i=1000736344100

Want to be a guest on Get Savvy...Demystifying Healthcare? Send Sandy Kibling a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/getsavvydemystifyinghealthcare

29/10/2025

You Matter and Health Insurance Brokers can be the difference for you!

I sit 5 days a week at a local grocery store waiting for people to talk to me about healthcare. It is that time of the year where open enrollment happens and this impacts your healthcare for 2026.

It is often a lonely time and the truth is people avoid me....because after all who wants to talk about healthcare? I often wonder why it is such a taboo topic.

Yesterday, Sherry chatted with me about a letter she received stating her plan will no longer exist in 2026. She was confused about her options and heard that based on where she lived her only option was to switch from a PPO to and HMO. She was really troubled by this as she always had a PPO plan and was afraid of being limited to healthcare options switching to an HMO.

I shared with her the differences and helped her understand her options and the plan that would be best for her.

I saw her face go from fear to relief. Her words to me were:

"Thank you! I was so afraid of who it is I could trust and you helped me...thank goodness you were here.

My response..."Thank you for asking...you deserve the healthcare that will best meet your needs, so you can live your best life.

This is not a shout out to me but to ALL my fellow brokers who are out there everyday serving others and helping consumers get the healthcare they deserve. Thank you for all you do!

If you need support...be a Sherry...just ASK: [email protected]

https://advocatehealthcareconsulting.com/

Send a message to learn more

23/10/2025

Do you feel like this?

Stop Getting Scammed by Spam Calls and Find a Healthcare Broker Who Actually Cares

Are you tired of those relentless spam calls promising miracle insurance deals or feeling overwhelmed by the alphabet soup of healthcare plans?

In this episode, I'm breaking down why you don't have to navigate the complex world of health insurance alone.

Whether you're dealing with pushy sales tactics from captive agents or wondering if there's a better way to find coverage that actually fits your needs and budget, this information could save you thousands.

The Truth About Insurance Agents vs. Brokers

How a Trusted Broker Can Save Your Wallet

Finding Your Healthcare Champion

Here's something that might surprise you: working with a qualified broker doesn't cost you a penny more than going direct to an insurance company. But the expertise, ongoing support, and peace of mind? That's priceless!

Don't let fear of high healthcare costs or confusion about your options keep you from getting the coverage you deserve.

This episode is packed with practical advice to help you navigate insurance decisions with confidence, whether you're approaching Medicare, an individual or family or dealing with job changes, or simply want better protection for your family.

Remember, smart consumers don't guess – they get guidance.

Reach out to: [email protected]

or My Colleague, Friend and Excellent Broker

H5Healthcare Consulting: [email protected]

Listen now: https://podcasts.apple.com/us/podcast/episode-109-stop-getting-scammed-by-spam-calls-and/id1649780861?i=1000733044770

Want to be a guest on Get Savvy...Demystifying Healthcare? Send Sandy Kibling a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/getsavvydemystifyinghealthcare

15/10/2025

Guess what time it is? That's right...it's Medicare's Annual Open Enrollment Period. Feeling dazed and confused...We've got this!

Two solutions:
1) I am a licensed Health and Life Insurance Broker supporting Arizona, Colorado, Nevada and North Dakota. I am happy to support you in getting the healthcare you deserve. My goal is to make Navigating Healthcare Easy at no cost to you!

2) I launched my 3rd book in The Savvy Healthcare Lady Book Series. Medicare Decoded. Get Savvy! Enrollment, Plans, and Avoiding Costly Mistakes.

Avoid Medicare Confusion—and Costly Mistakes

Are you approaching Medicare enrollment and feeling overwhelmed by all the choices? You’re not alone—and you don’t have to figure it out on your own.

Medicare Decoded is your step-by-step guide to understanding Medicare, comparing plans, and confidently choosing the coverage that fits your health needs and budget.

Whether you’re turning 65, retiring soon, or helping a loved one through the process, this book gives you clear answers, practical tools, and the confidence to make the right decision.

Don't leave your health—and finances—to chance. Decode Medicare today.

Get your copy today: https://www.amazon.com/Medicare-Decoded-Enrollment-Mistakes-Healthcare/dp/B0FRXSTFBB/ref=sr_1_3?crid=20MHXMEF6S6XN&dib=eyJ2IjoiMSJ9.g5TH5_FNyyvuTTw4lFxn7LMSq2AmhJl3KOsLruraqAfGjHj071QN20LucGBJIEps.GjZBDvTRciz-uiSOgCCJMsTzwlIp8Rw0CNd6T8pRNEk&dib_tag=se&keywords=savvy+healthcare+lady&qid=1760534817&sprefix=savvy+healthcar%2Caps%2C146&sr=8-3

Contact: [email protected]

03/10/2025

Have you ever felt invisible during a hospital stay? Or wondered if your cultural background was truly understood by medical staff?

In this episode, we explore how one simple act of kindness can bridge the gap between patients and healthcare providers, creating a more inclusive and compassionate hospital experience.

Join me as I sit down with Dr. Nekaiya Pratt, (Dr. Kay) a pediatric critical care physician and health equity advocate who's transforming hospital care through cultural inclusion – starting with something as simple and powerful as hair care.

Unveiling the Untold Story of Representation in Hospitals

From Crisis to Calling: Dr. Kay's Journey

The Magic of Inclusive Hair Care in Hospitals

We discuss how a simple gesture sparked a system-wide change.

Are you ready to discover how cultural inclusion can transform the hospital experience?

Listen now: https://podcasts.apple.com/us/podcast/get-savvy-demystifying-healthcare/id1649780861?i=1000729906341

Want to be a guest on Get Savvy...Demystifying Healthcare? Send Sandy Kibling a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/getsavvydemystifyinghealthcare

01/10/2025

I visit my Mom every Friday at her independent living facility. While chatting with her, she commented that her (as well as her friends) are receiving at least 7 -10 SPAM calls a day of people claiming they have her best interest in mind when it comes to Medicare plan review and options for 2026.

Replay of the call:
Spam caller: I'm calling to help you with finding Medicare plans.
Mom: I'm okay, my daughter is my Broker and she takes care everything for me.

Spam caller: Oh Brokers are only out to sell you a plan based on their commissions.
Mom: Really...that is my daughter do you really think she would do that to me?

Long pause.....

SPAM caller: ignoring comment....back to script....we are here to help you find the right plan.
Mom: Have a God Blessed Day! Hang up

Why is it that our senior loved ones are constantly bombarded with spam calls where someone claiming to have there best interest in mind, clearly does not.

I love what I do and it brings me such joy to say my job is to help people navigate the healthcare maze...as a Broker, Podcast Host and Author...I have made it my mission to help people get the healthcare they prefer and deserve.

Annual Enrollment for Medicare recipients let's start the conversation now. Enrollment October 15th - December 7th

Individuals and Families - November 1st through January 15th.

Don't let insurance jargon and changes intimidate you into inaction. We've got this together.

Licensed Health Insurance Broker Supporting: Arizona, Colorado, Nevada and North Dakota. Sandy Kibling AKA The Savvy Healthcare Lady
[email protected]

Helping Consumers Navigate Healthcare Partnering with you to find the right healthcare insurance that supports your healthcare needs. Who We Are Navigating our complicated and at times fragmented healthcare system can be challenging.   Let’s work together and make it easy! […]

30/09/2025

Ever tossed an envelope from your health insurance company without a second glance?

You might be making a costly mistake. In this eye-opening episode, we're shining a light on the Annual Notice of Change (ANOC) - that seemingly innocuous letter that could have a significant impact on your healthcare costs and coverage.

Why Your ANOC Matters More Than You Think

Decoding Your ANOC: A Savvy Guide

Beyond Medicare ANOCs. Individuals and Families Receive: Open Enrollment Notifications...TOO!

What individuals, families, and Medicaid recipients need to know.
The crucial differences in notifications for various plan types.
Why staying informed is essential, regardless of your coverage source.

Don't let insurance jargon intimidate you into inaction. This episode equips you with the knowledge to take control of your healthcare decisions. We'll explore how a few minutes of attention now can save you hundreds, if not thousands, of dollars in the coming year.

Are you ready to become a Savvy Healthcare Consumer? Let's unravel the mystery of the ANOC together and ensure you're making informed choices for your health and your budget.

Licensed Health Insurance Broker Supporting: Arizona, Colorado, Nevada and North Dakota. Sandy Kibling AKA The Savvy Healthcare Lady

Listen to this 12 minute episode: https://podcasts.apple.com/us/podcast/episode-107-ten-minutes-that-can-save-you-thousands/id1649780861?i=1000729391203

Want to be a guest on Get Savvy...Demystifying Healthcare? Send Sandy Kibling a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/getsavvydemystifyinghealthcare

13/09/2025

Kicking Annual Enrollment Period Awareness at Sloan Lake Fall Bazaar!!!

Confused about healthcare or need help during enrollment just ask the Savvy Healthcare Lady.

Licensed in Arizona, Colorado, Nevada and North Dakota

My services are no cost to you!

Get the healthcare you deserve!

14/08/2025

Do you worry that your insurance might not be enough when you really need it? You're not alone. In this eye-opening episode, we dive deep into the world of supplemental insurance and explore how it can fill the gaps in your healthcare coverage.

We start by addressing a startling reality: many people are paying thousands of dollars for health insurance, only to find themselves still responsible for significant out-of-pocket expenses.

It's a situation that leaves many wondering if they're truly insured at all.

Understanding Supplemental Insurance

Discover how supplemental insurance works alongside your primary coverage to provide an extra layer of financial protection.

Hospital indemnity insurance
Critical illness coverage
Dental and vision plans
Cancer-specific policies
Short-term disability insurance

Through practical examples, we illustrate how supplemental insurance can make a significant difference in various healthcare situations. From reducing hospital bills to covering lost wages during recovery, these stories bring the benefits of supplemental coverage to life.

Is Supplemental Insurance Right for You?

We explore key factors to consider when deciding if supplemental insurance is a smart choice for your situation.

Feeling confused about where to start? We provide guidance on how to assess your needs and find the right supplemental coverage.

Don't let gaps in your healthcare coverage leave you vulnerable to financial stress.

Are you ready to explore how supplemental insurance could strengthen your healthcare safety net?

Let's Get Savvy about protecting your health and your wallet!

Listen now: https://podcasts.apple.com/us/podcast/get-savvy-demystifying-healthcare/id1649780861?i=1000721999534