Ian Builds Wealth

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Ian Builds Wealth I help people learn about personal finance with tips you can use TODAY.

03/09/2026

The cruel part is that all eight of these are possible, just not all of them, and not at the same time.

Every dollar you put toward one of these is a dollar the other seven never see.

Most people never actually pick.

They spread themselves across all eight and land on none of them, and then call it bad luck at 60.

Picking two is not giving up on the rest.

It is the only reason any of them ever happen.

Comment your two.

Just the numbers.

Follow for more.

Comment SHEET and I'll send you my free Financial Freedom Spreadsheet.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

02/09/2026

What you might miss from this post 👇

First, SHARE this with a friend or family member!

I want you to understand something: the takeaway here is the compounding effects of money.

Imagine if someone started this for you when you were new to the world?

How would that have changed your life?

This is what we can do for our kids.

If you’re wondering how much you need to invest, use these numbers as a guide.

But something is better than nothing.

Even $25/month will grow over decades.

And if you need help understanding how to grow your money, I have a free guide to investing with index funds.

Comment SHEET and I’ll send you the link to download it.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

01/09/2026

Would you invest for your kids?

Comment "CHILD" and I'll send you my free guide to investing for your kids.

And don't forget to follow


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

31/08/2026

Becoming a millionaire from $0 is just math and the right order of moves.

Comment SHEET and I'll send you my free Financial Freedom spreadsheet.

Follow for more.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

28/08/2026

Your kids will one day have their own strategies.

They will one day find ways to earn a living. And they will find their own ways to grow that money.

But YOU can get them started.

If you want a path to help you get started, I created a free financial freedom spreadsheet.

Comment the word SHEET and I’ll send it over for free.

Make sure you FOLLOW to grow your family’s wealth!

#529
All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

27/08/2026

Three dads, same goal, three very different endings.

Savings account: $37K by 62.
S&P 500 with no contributions after 18: $8.2 million.
A Roth IRA funded every year once the kid started working: $10 million, tax free.

Same kid. Same 44 years. Different account.

You don't need a perfect plan.

You just need to open one.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

26/08/2026

Neither of them ever made six figures and they still end up with more than most people who did.

The whole thing is $1,500 a month, split three ways, automated the day after payday.

No inheritance, no side hustle, no raise required.

Follow for more.

Comment SHEET and I'll send you my free Financial Freedom Spreadsheet.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

25/08/2026

$500 a month into the S&P 500. Same amount, same fund.

The only thing that changes is when you start.

This assumes an avg annual return of 8% (the market has historically returned 10% per year or closer to 8% when you adjust for inflation).

The early bird gets the worm!


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

24/08/2026

Nobody talks about the raise you get when the kids leave but it's real, and for most families it's $1,000 to $2,000 a month.

The catch is that lifestyle absorbs it silently within about 90 days.

Automate it the same month it frees up and you never miss it.

Follow for more.

Comment SHEET and I'll send you my free Financial Freedom Spreadsheet.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

21/08/2026

Enjoy today.

But don’t wait to plan for tomorrow.

The more you put it off, the harder it gets.

Share this message with a loved one and don’t forget to follow for daily personal finance gems.


All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.

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