Pathwayuk

Pathwayuk I create content on studying, working and living in the UK to help simplify your pathway to the UK. If you find this content interesting, hit the FOLLOW button.

As an expatriate who has experienced studying, working, and living in the UK, I create weekly content to help simplify the pathway for other foreigners looking to thrive in the UK. On this page, I discuss studying in the UK and navigating the UK's higher education system to achieve your goals. Additionally, I provide insight into UK visas, UK corporate life, buying a home in the UK, personal finan

ce, and adjustment tips/hacks for living in the UK as a foreigner. I look forward to chatting with you in the comment section. Just so you know, the videos on this channel are based on my research, experiences, and thoughts. Therefore, they should not substitute for your due diligence research, and anything I say in my videos should be considered an opinion, not advice. Bye for now!

14/09/2024

Are you a tenant in the UK worried about losing your deposit when moving out? If so, this video is for you. It will guide you through how to get your rental deposit back by providing crucial tips to protect your deposit and avoid unfair move-out charges in 2024!

Learn about your rights as a tenant, what deductions landlords can legally make, and how to document the condition of your rental property before you leave. I share insider tips on communicating effectively with your landlord and what to do if you face unfair charges.

Whether you're renting your first home or are a seasoned renter, this video is packed with practical advice to help you secure your hard-earned money. Don't let unfair move-out charges catch you off guard – watch now to ensure a smooth transition to your next home!

13/09/2024

In the comment section, a viewer once asked me when the statement should be printed and submitted for the UK student visa proof of funds if funds are put in on 22nd August.

Here is my reply: For a UK student visa application, the funds you need to show for maintenance must be held in your bank account for at least 28 consecutive days. The 28-day period starts from the day after the funds are deposited into your account.

If the funds were deposited on 22nd August, here’s how you should calculate the dates:

1. Start of the 28-day period: 23rd August
2. End of the 28-day period: 19th September

You can print the bank statement on 19th September or any date after that. However, keep in mind that the bank statement should be dated no more than 31 days before the date you submit your visa application. So, it's essential to apply for the visa within 31 days of the date on the bank statement to meet the visa requirements.

Therefore, the earliest you can submit your bank statement for your visa application is 19th September, and it must be printed within 31 days of your application submission.

13/09/2024

Are you an immigrant in the UK and looking to rent a property? This comprehensive guide covers what you need to know about renting in the UK as an immigrant! From understanding the rental market and your rights as a tenant to navigating the application process, I break down all the essential information to help you find your perfect home.

In this video, I discuss:
- The types of rental properties available in the UK
- Key terms and conditions in tenancy agreements
- Important documents you’ll need to provide
- Tips for dealing with landlords and letting agents
- Understanding your rights and responsibilities as a tenant
- Common pitfalls to avoid when renting

Watch until the end for bonus tips and resources to help you in your renting journey.

07/09/2024

A viewer once asked me in the comment section: Will I be asked for my accommodation contract at the port of entry? Even though I’ll be putting up with a friend?

Here was my reply: When you arrive at the UK port of entry, it's possible, but not guaranteed, that the immigration officer might ask about your accommodation arrangements. They typically ask questions to ensure that your plans in the UK are clear and that you have a legitimate place to stay.

If you're staying with a friend, you won't have a formal accommodation contract like you would if you were renting a place. However, having a letter from your friend confirming that you’ll be staying with them is a good idea. The letter should include:

1. Your friend's full name and address.
2. A statement confirming that you are welcome to stay with them during your time in the UK.
3. The duration of your stay.
4. Contact details in case the immigration officer needs to verify this information.

Additionally, if asked, your friend should be able to provide proof of their address, such as a recent utility bill or rental agreement.

While it's not common for immigration officers to demand this documentation, being prepared can help avoid any potential issues. They are more likely to focus on your visa, financial stability, and the purpose of your visit, but showing that you have a place to stay can be reassuring for them.

07/09/2024

Are you moving and need to change your address in the UK? If yes, this video is for you. It will guide you through the essential organisations you must notify to ensure a smooth transition.

I cover all the crucial steps, from updating your details with your local council and HM Revenue and Customs to informing your bank and utility providers.

Don't miss out on important notifications and potential issues by forgetting to update your address!

06/09/2024

As an international student, can you get a UK driver's licence?

Yes, as an international student in the UK, you can apply for a UK driver’s licence. Here's how it works:

1. Driving with a Foreign Licence: If you have a valid licence from your home country, you can drive in the UK for up to 12 months from when you become a resident.

2. EU/EEA Licence: If your licence was issued in the EU or EEA, you can drive in the UK until you’re 70 years old or three years after becoming a UK resident, whichever is longer.

3. Non-EU/EEA Licence: If your licence is from a non-EU/EEA country, after 12 months of residency, you must apply for a UK provisional licence and pass both the theory and practical driving tests to obtain a full UK driver’s licence.

4. Provisional Licence: You can apply for a provisional licence when you are 17 or older. With this, you can practice driving on UK roads with a qualified instructor or someone over 21 who has held a full UK licence for at least three years.

5. Theory and Practical Tests: After receiving your provisional licence, you must pass the theory test, which covers road signs, traffic rules, and hazard perception, followed by the practical driving test.

06/09/2024

This video provides six practical insights and valuable tips on managing my money on payday: Expenses, savings, and payday routine. You'll gain actionable tips on budgeting, saving, and making wise spending decisions.

06/09/2024

In the UK, several banks and financial institutions offer Individual Savings Accounts (ISAs), which are tax-efficient savings and investment accounts. Here are some of the major providers:

High Street Banks
1. Barclays: Offers Cash ISAs and Investment ISAs.
2. HSBC: Provides Cash ISAs, Stocks and Shares ISAs, and Lifetime ISAs.
3. Lloyds Bank: Offers Cash ISAs, Stocks and Shares ISAs, and Junior ISAs.
4. NatWest: Provides Cash ISAs, Stocks and Shares ISAs, and Help to Buy ISAs (legacy product).
5. Santander: Offers a variety of ISAs, including Cash ISAs, Help to Buy ISAs, and Flexible ISAs.
6. TSB: Offers Cash ISAs and Stocks and Shares ISAs.

Building Societies
1. Nationwide Building Society: Provides Cash ISAs and Stocks and Shares ISAs.
2. Yorkshire Building Society: Offers a range of Cash ISAs.
3. Skipton Building Society: Provides Cash ISAs and Stocks and Shares ISAs.
4. Coventry Building Society: Offers various Cash ISAs.

Online Banks and Fintechs
1. Marcus by Goldman Sachs: Offers a Cash ISA.
2. Starling Bank: Provides a Cash ISA through its app.
3. Monzo: Offers a Cash ISA in partnership with other financial institutions.
4. Revolut: Provides Stocks and Shares ISAs through its platform.

Investment Platforms
1. Hargreaves Lansdown: Offers Stocks and Shares ISAs, Lifetime ISAs, and Junior ISAs.
2. AJ Bell: Provides Stocks and Shares ISAs, Lifetime ISAs, and Junior ISAs.
3. Fidelity: Offers Stocks and Shares ISAs and Junior ISAs.
4. Vanguard: Provides Stocks and Shares ISAs.

Other Providers
1. NS&I (National Savings and Investments): Offers Cash ISAs backed by the UK government.
2. Post Office Money: Provides Cash ISAs.
3. Halifax: Offers a range of Cash ISAs and Stocks and Shares ISAs.

These institutions offer a variety of ISAs, including cash ISAs, Stock and shares ISAs, lifetime ISAs, innovative finance ISAs, and junior ISAs, depending on the provider. The choice of ISA and provider will depend on your financial goals and preferences.

In the comment session, please tell me which financial institutions offer the Individual Savings Accounts (ISAs) you use.

06/09/2024

Having navigated through financial stress, I created this video to empower those experiencing it and offer insights into managing it effectively.

06/09/2024

Do you have an emergency fund?

06/09/2024

This video provides valuable insights into correctly showing Proof of Funds to avoid UK student visa denial. By the end of this video, you will feel more informed, confident, and prepared for your UK student visa application.

06/09/2024

How’s everyone’s weekend going? 🌞 What’s one thing you did this weekend that you really enjoyed? We’d love to hear about it in the comments!

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