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Frugal Magazine Frugal Magazine Frugal Magazine issues will be available as a physical magazine.

Frugal Magazine is about frugal living tips, frugal recipes, frugal life, frugality, ideas on how to save money, better budgeting, living on less, living within your means, etc.

Free 3D SVG of the Week - A cute 3D SVG layered cupcake-themed card perfect for birthdays, showers, etc. Did I mention i...
04/06/2025

Free 3D SVG of the Week - A cute 3D SVG layered cupcake-themed card perfect for birthdays, showers, etc. Did I mention it's free? :) Grab it before it's gone!

Click here and download the Party Invitation · Window, Mac, Linux · Last updated 2025 · Commercial licence included ✓

FREE: How to Sell Spreadsheets - 🎯 Get everything you need to start selling ready-made (or your own) spreadsheets with t...
08/03/2025

FREE: How to Sell Spreadsheets - 🎯 Get everything you need to start selling ready-made (or your own) spreadsheets with this FREE toolkit. Great for Google Sheets and Excel! Did I mention this is FREE? 🙂

📌 It includes:

• A step-by-step guide to help you make more sales with your spreadsheets
• A success checklist to cover the key points
• Practical tips for selling spreadsheets on Etsy

Checkout page for How to Sell Spreadsheets.

20/10/2024

Word of Wisdom for the Day: You can't spend money on nonsense if you want to have money for needed things.

❤ ❤ ❤ The new $1 Deals Event is LIVE at 11 am CST! This is your chance to grab 44 products for just $1 each, even the hu...
25/09/2024

❤ ❤ ❤ The new $1 Deals Event is LIVE at 11 am CST! This is your chance to grab 44 products for just $1 each, even the huge bundles! SVG files, sublimation designs, clipart, fonts, and more! ❤ ❤ ❤

https://designbundles.net/dollar-deals?ref=LETU6V

One hour only, so GO GO GO!! Everything's just one dollar each, even the huge bundles!! What a deal! Christmas designs, tumbler wrap designs, fonts, printables, stickers, etc. Go grab some GREAT deals!

Welcome to the Design Bundles Dollar Deals event. All items are priced at $1 and go back to full price after 1500 copies have been sold. Be quick!

There was a time when things lasted - homes, vehicles, appliances, lawnmowers, clothing, shoes, gadgets, etc. Pride was ...
23/09/2024

There was a time when things lasted - homes, vehicles, appliances, lawnmowers, clothing, shoes, gadgets, etc. Pride was taken in putting out quality products that were made to last a lifetime and beyond.

Then things changed, and it was so gradual that most people never noticed it. The greed for money became more important than quality. Things were no longer created to last, but to break, fall apart, stop working, or wear out many years before they should. Quality was killed off and consumerism was created.

Consumerism has actually been around for a while, and it really began in the past 40 years or so, and has only increased massively since then.

Consumerism, especially in today's world, has evolved into a culture where people feel compelled to buy, replace, and upgrade products regularly. This stems from a combination of planned obsolescence - where products are designed with a limited lifespan (on purpose) - and the relentless marketing that convinces us we need the latest, trendiest versions of things.

Many items, from electronics to clothing, are no longer built to last. This “throwaway culture” not only drives constant purchasing but also fuels waste and environmental degradation. When someone stops working or breaks, we feel the need to go buy a new so (and made to last for even less time).

People are encouraged to consume more and keep replacing cheap made junk sold at high prices, believing it brings happiness or status, while companies profit from the cycle of production and disposal. This approach is draining, both financially and emotionally, as it creates a never-ending need for the new and replacing items, without a sense of lasting value or satisfaction.

How can you fight consumerism? There are several ways to fight consumerism. Buy only what you need, not what you want. If something can be repaired, repair it rather than toss it out. Look for parts and price replacing parts instead of buying an entire new item. Buy older vintage type items that were made to last instead of modern versions. Check out yard sales and Facebook Marketplace for older vintage items that you need.

Break the cycle of consumerism. It will save you a lot of money, it will teach your children what real value is when it comes to buying things, and it will help the environment.

21/09/2024

Frugality and Financial Stability: The Power of Budgeting

In today's fast-paced world, it's easy to get caught up in the hustle and bustle of daily life. However, neglecting financial planning can lead to serious consequences. One of the most crucial tools for achieving financial stability is budgeting. By creating a budget, you can gain control over your finances, reduce stress, and work towards your long-term goals.

Understanding Budgeting

Budgeting is essentially a plan for how you will spend your money. It involves tracking your income and expenses, identifying areas where you can cut back, and allocating funds towards savings and debt repayment. By creating a budget, you can gain a clear picture of your financial situation and make informed decisions about how to spend your money.

The Benefits of Budgeting

There are numerous benefits to budgeting, including:
• Reduced Stress: Knowing where your money is going can help alleviate financial anxiety.
• Increased Savings: By identifying areas where you can cut back, you can free up money to save for important goals like a down payment on a home or retirement.
• Debt Reduction: Budgeting can help you prioritize paying off debt and avoid accumulating more.
• Improved Financial Discipline: Creating and sticking to a budget can help you develop better financial habits.

Creating a Budget

Creating a budget doesn't have to be complicated. Here are some simple steps to get started:
1. Track Your Income: List all of your sources of income, including your salary, investments, and any side hustles.
2. Track Your Expenses: Keep a record of all of your expenses for a month, including fixed costs like rent and utilities, and variable costs like groceries and entertainment.
3. Calculate Your Net Income: Subtract your expenses from your income to determine your net income.
4. Create a Budget: Allocate your net income to different categories, such as housing, transportation, food, and savings.
5. Review and Adjust: Regularly review your budget and make adjustments as needed.

Tips for Successful Budgeting

Here are some tips to help you stick to your budget:
• Set Realistic Goals: Break down your long-term financial goals into smaller, achievable steps.
• Be Flexible: Life happens, so be prepared to adjust your budget as needed.
• Use Budgeting Tools: There are many budgeting apps and tools available to help you track your expenses and stay on track.
• Celebrate Your Successes: Reward yourself for sticking to your budget and achieving your financial goals.

By incorporating budgeting into your daily life, you can take control of your finances and build a stronger financial future. Remember, frugality and financial stability go hand-in-hand. With a well-crafted budget, you can achieve your dreams and live a more fulfilling life.

17/09/2024

Welcome to Frugal Magazine! :)

Frugal Magazine is about frugal living tips, frugal recipes, frugal life, frugality, ideas on how to save money, better budgeting, living on less, living within your means, etc.

Frugal Magazine issues will be available as a physical magazine.

28/08/2024

Welcome to the Design Bundles Dollar Deals event. All items are priced at $1 and go back to full price after 1500 copies have been sold. Be quick!

This has been a long time coming. Lots of things have kept me from finally launching the Frugal Magazine. But at last, f...
13/08/2024

This has been a long time coming. Lots of things have kept me from finally launching the Frugal Magazine. But at last, finally, I am ready and able to do this! 😍

And so, over the next few days I will begin the first issue of Frugal Magazine. It'll be available as a PDF download (save it and/or print it) AND it will be available to purchase as a physical product, and possibly as an ePub and/or Kindle format. My goal is to put out one issue per month, along with special issues.

We're getting ready to soar and we want you to come along for the ride! ❤ Invite your Facebook friends and family who you think might enjoy the frugal page too. 🙂

13/08/2024

Frugal Magazine - Frugal Living Tips, Frugal Recipes, Frugal Life. We are all about frugality, such as: frugal living tips, ideas on how to save money, frugal recipes, better budgeting, etc.

Frugal Magazine issues will be available as a printable PDF and in physical print that your can order in as a physical magazine.

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