15/08/2025
๐๐จ๐ ๐๐ข๐ญ๐ฅ๐: ๐๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐๐ง๐๐๐ซ๐ฐ๐ซ๐ข๐ญ๐๐ซ โ ๐๐ซ๐ข๐ฏ๐๐ญ๐ ๐๐จ๐ซ๐ญ๐ ๐๐ ๐๐ฌ
Employment Type: Full-time
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๐๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง ๐๐ฏ๐๐ซ๐ฏ๐ข๐๐ฐ
We are seeking an experienced Mortgage Underwriter to assess, structure, and approve private mortgage applications. The ideal candidate will have strong analytical skills, in-depth knowledge of private lending guidelines, and the ability to balance risk assessment with client-focused service.
๐๐๐ฒ ๐๐๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐๐ข๐ฅ๐ข๐ญ๐ข๐๐ฌ
๐๐ง๐๐๐ซ๐ฐ๐ซ๐ข๐ญ๐ข๐ง๐ & ๐๐ข๐ฌ๐ค ๐๐ฌ๐ฌ๐๐ฌ๐ฌ๐ฆ๐๐ง๐ญ
โReview mortgage applications, supporting documents, and credit reports.
โAssess borrower creditworthiness, income, assets, and property valuations.
โEnsure files meet company lending guidelines and regulatory requirements.
Structure deals to optimize lender security while meeting borrower needs.
โDocumentation & Compliance
โVerify and analyze financial, legal, and property-related documents.
โIdentify and request additional documentation to complete the file.
โPrepare and issue Letters of Intent (LOIs) and Commitment Letters using our master conditions list.
โMaintain accurate and compliant underwriting records.
๐๐ญ๐๐ค๐๐ก๐จ๐ฅ๐๐๐ซ ๐๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐๐๐ญ๐ข๐จ๐ง
โLiaise with mortgage brokers, solicitors, and internal team members to clarify requirements.
โProvide timely status updates and communicate decisions clearly.
โSupport relationship-building with broker partners through professional service.
๐๐จ๐ซ๐ค๐๐ฅ๐จ๐ฐ ๐๐๐ง๐๐ ๐๐ฆ๐๐ง๐ญ
โPrioritize and manage multiple applications with tight turnaround times.
โEnsure all conditions are satisfied before funding approval.
โCollaborate with administrative and funding teams for a smooth closing process.
๐๐ฎ๐๐ฅ๐ข๐๐ข๐๐๐ญ๐ข๐จ๐ง๐ฌ
โMinimum 2 years of experience in mortgage underwriting (private or alternative lending preferred).
โStrong understanding of Canadian mortgage regulations, private lending practices, and real estate market trends.
โFamiliarity with mortgage software platforms (e.g., Velocity, Filogix, Lendesk, or GHL).
โExcellent attention to detail, organizational, and time management skills.
โStrong analytical and problem-solving abilities.
โExceptional communication skills, both written and verbal.
โAbility to work independently in a fast-paced environment.
๐๐ซ๐๐๐๐ซ๐ซ๐๐ ๐๐ค๐ข๐ฅ๐ฅ๐ฌ
โExperience with both 1st and 2nd mortgage underwriting.
โKnowledge of foreclosure processes and mortgage enforcement.
โPrevious experience working with broker networks.
๐๐ก๐๐ญ ๐๐ ๐๐๐๐๐ซ
โCompetitive salary and performance-based incentives.
โOpportunity to work with an experienced, supportive team.
โGrowth opportunities within a growing private lending company.
โFlexible work environment.
If you are a detail-oriented professional who can balance risk management with client service, and you thrive in a fast-moving lending environment, weโd love to hear from you.
๐ฉ Apply now by sending your resume to: [email protected] with subject: Experienced Mortgage Underwriter
