08/10/2025
The National Payments Corporation of India (NPCI), the body that manages UPI, is reportedly introducing a new way for users to verify payments through biometrics.
From October 8, users might be able to approve transactions using facial recognition or fingerprint scans, replacing the need to enter a UPI PIN. NPCI plans to showcase the new feature at the ongoing Global Fintech Festival in Mumbai.
As of now Initially, UPI transactions using biometric authentication will be limited to ₹ 5,000, with the cap to be reviewed later. Using fingerprints or facial recognition available on a user's smartphone is expected to make UPI payments easier and safer, especially if implemented securely with proper safeguards.
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National Payments Corporation of India BHIM