07/11/2025
🚗 Now Available: Nevada’s 2026 Consumer’s Guide to Automobile Insurance Rates
The Nevada Division of Insurance is pleased to announce the release of the 2026 edition of its Consumer’s Guide to Automobile Insurance Rates — a trusted annual resource designed to help drivers make informed, confident decisions when purchasing or renewing auto coverage.
As Insurance Commissioner Ned Gaines shares in his message to readers, understanding how auto insurance works is a vital step in protecting yourself, your passengers, and your financial well-being. The Division’s mission is to protect the rights of Nevada consumers and ensure a fair, competitive, and financially sound insurance marketplace — and this guide directly supports that mission.
Inside, you’ll find unbiased, accessible information to help you navigate Nevada’s competitive auto insurance market and select coverage that best fits your needs, preferences, and budget.
Highlights of the 2026 Guide:
⚡The importance of auto insurance and understanding your policy
⚡“Check Before You Write a Check” — verify your agent and insurer are licensed
⚡A glossary of automobile insurance terms and coverage types
⚡A new Automobile Insurance Terms and Types supplement with easy-to-read graphics
⚡Smart tips for comparing coverage and shopping for rates
⚡Information about Electric Vehicle coverage in Nevada
⚡A list of insurers offering personal auto coverage statewide
⚡18 rate survey examples across multiple driver and vehicle profiles
⚡A Vehicle Insurance Shopping List worksheet
⚡A Vehicle Accident Guide to help you stay organized after an incident
✨ And more ✨
📘 Download your copy today:
🔗 2026 Consumer’s Guide to Automobile Insurance Rateshttps://doi.nv.gov/uploadedFiles/doi.nv.gov/Content/News_and_Notices/CG%20to%20Auto%20Insurance%20Rates%202026%20-%20Final.pdf
🧾 Automobile Insurance Terms and Types Supplementhttps://doi.nv.gov/uploadedFiles/doi.nv.gov/Content/News_and_Notices/CG%20to%20Auto%20Insurance%20Rates%202026%20-%20Terms%20Sheet.pdf
Explore additional consumer guides and reports at:
🌐 https://doi.nv.gov/News-Notices/Publications/
By using these resources, Nevadans can make insurance decisions that protect their families, their finances, and their peace of mind — while supporting a fair, competitive insurance marketplace in Nevada.