Consumer Protection with Miriam Lira-Hickerson

06/07/2025

02/07/2025

Discover the impact of AI in insurance, from underwriting to customer service. Learn about AI's role in claims processing, big data utilization, and the future of risk management.

02/07/2025

(ﾉ◕ヮ◕)ﾉ*:･ﾟ✧

02/07/2025

fyi

An acre of land in the Las Vegas Valley is selling for more than $1 million and homebuilders are finding it increasingly difficult to pencil in projects because of government control of land, a housing industry executive said.
READ MORE: lvrj.com/post/3391888

02/07/2025

SIGNED into law!
Now, health care providers must offer free language assistance to patients with limited English proficiency. 💬
✅Everyone deserves to fully understand their care.
✅Everyone should be able to make informed health decisions in a clear and timely matter!
This is a huge step towards a more inclusive healthcare access for all Nevadans!

02/07/2025

🎆 Celebrate Smart: Summer Fun & Insurance Protection Tips for Nevadans 🎆

As we head into the Fourth of July holiday and peak summer travel season, it’s a perfect time to pause and make sure your safety plans and insurance coverage are in order. Whether you’re hosting a BBQ, hitting the road, or enjoying fireworks, a little preparation now — and knowing how your insurance protects you — can help you avoid costly surprises later.

Here’s how insurance fits into your summer safety plans:

🏠 Fireworks & Home Insurance
Before lighting up the night, check your local firework laws and review your homeowners or renters' policy. Many policies cover fire-related damage if fireworks are legal in your area, but coverage could be denied if you violate local regulations. Make sure you understand what’s covered, including liability if a guest is injured on your property.

🚗 Road Trips & Auto Insurance
July 4th is statistically the deadliest day on U.S. roads. Before you hit the highway:

Confirm your auto insurance policy is active and up to date.

Check your coverage for roadside assistance, rental reimbursement, and comprehensive coverage for theft or damage while you’re away.

If someone else is driving your car, ensure they’re listed or covered by your policy.

🛥️ Water Fun & Watercraft Insurance
Heading out on a boat, jet ski, or personal watercraft? Make sure you’re covered.

Confirm your watercraft liability and medical coverage, especially if you’ll have guests on board.

Designate a sober boat operator — alcohol is the leading cause of boating fatalities and could void coverage in the event of an accident.

🍔 Grilling & Liability Protection
Backyard barbecues are a summer staple, but open flames and crowded gatherings raise risks.

Keep grills safely away from your home and deck railings.

Review your homeowners policy for personal liability coverage in case a guest is injured or property is damaged.

If you’re renting a space or traveling, consider a short-term event liability rider.

🍗 Food Safety & Health Coverage
Outdoor dining and heat can lead to foodborne illnesses.

Know what your health insurance covers in the event of a trip to urgent care or the ER.

If hosting, liability coverage may help if a guest becomes ill from your event — check your policy for specifics.

☀️ Heat Safety & Medical Costs
Extreme heat can cause heat exhaustion or heat stroke.

Carry water and sunscreen, and know the signs of heat-related illness.

Review your health insurance to understand urgent care vs. emergency room copays and coverage for out-of-network care if traveling.

🏖️ Vacation Plans & Travel Coverage
If you're heading out of state or overseas this summer:

Check your auto, health, and renters/homeowners policies to understand what coverage follows you.

Consider travel insurance for trip cancellations, medical emergencies, or lost luggage.

📋 The Bottom Line:
Summer should be about making memories, not dealing with insurance surprises. Review your coverage now, talk to your agent if you have questions, and keep your policies handy during holiday activities.

Learn more at:
🔗 NAIC’s Independence Day Safety Insight
https://content.naic.org/article/consumer-insight-keeping-spark-without-bang-independence-day
🔗 Insuranceopedia’s Summer Safety Guide
https://www.insuranceopedia.com/fourth-of-july-safety-guide
🔗 Nevada consumer insurance resources at doi.nv.gov/Consumers

🎆 Wishing you a safe, fun, and responsibly insured 4th of July weekend, Nevada!

02/07/2025

Proteja a sus mascotas de los fuegos pirotecnicos !

We’re urging you to please keep your pets safe this 4th of July! 🎆 🎇 🇺🇸 ⁣
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While this is a fun day of festivities, it can also be a frightening and dangerous time for our furry friends. ⁣
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Ensure that your pet is wearing a collar and ID tag with up-to-date contact information. Make sure your pet’s microchip is current. Nevada SPCA offers $5 microchipping by appointment (please visit https://nevadaspca.org/pet-microchipping/)
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Secure your home; double check that the latches on doors, gates, and windows are locked. ⁣
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Create a safe, quiet space inside your home. ⁣
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Consult your veterinarian if medications or treatments are right for pets that may experience high anxiety or panic. ⁣
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Prevention and preparation is key…let’s keep pets at home safe and sound! 🏡❤️🐾⁣
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02/07/2025

01/07/2025

🗓️Save the date! Our annual Back to School Giveaway will be August 9 at 8 a.m. inside Neighborhood Recreation Center. Kids can receive free school supplies and hair cuts thanks to Amazon.com and many of our community partners.🍎✏️

Supplies is limited so we recommend you arrive early.

01/07/2025

28/06/2025