Consumer Protection with Miriam Lira-Hickerson

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Consumer Protection with Miriam Lira-Hickerson Trusted outlet of information and education with legitimate local, state, federal & foreign goverment

11/11/2025

What’s on the agenda for Nevada’s upcoming special session? Read more from The Nevada Independent.

10/11/2025

BREAKING: Republicans and enough Senate Democrats have reached a deal to end the government shutdown after 40 days, a source familiar tells FOX News.

07/11/2025

🚗 Now Available: Nevada’s 2026 Consumer’s Guide to Automobile Insurance Rates

The Nevada Division of Insurance is pleased to announce the release of the 2026 edition of its Consumer’s Guide to Automobile Insurance Rates — a trusted annual resource designed to help drivers make informed, confident decisions when purchasing or renewing auto coverage.

As Insurance Commissioner Ned Gaines shares in his message to readers, understanding how auto insurance works is a vital step in protecting yourself, your passengers, and your financial well-being. The Division’s mission is to protect the rights of Nevada consumers and ensure a fair, competitive, and financially sound insurance marketplace — and this guide directly supports that mission.

Inside, you’ll find unbiased, accessible information to help you navigate Nevada’s competitive auto insurance market and select coverage that best fits your needs, preferences, and budget.

Highlights of the 2026 Guide:
⚡The importance of auto insurance and understanding your policy
⚡“Check Before You Write a Check” — verify your agent and insurer are licensed
⚡A glossary of automobile insurance terms and coverage types
⚡A new Automobile Insurance Terms and Types supplement with easy-to-read graphics
⚡Smart tips for comparing coverage and shopping for rates
⚡Information about Electric Vehicle coverage in Nevada
⚡A list of insurers offering personal auto coverage statewide
⚡18 rate survey examples across multiple driver and vehicle profiles
⚡A Vehicle Insurance Shopping List worksheet
⚡A Vehicle Accident Guide to help you stay organized after an incident
✨ And more ✨

📘 Download your copy today:
🔗 2026 Consumer’s Guide to Automobile Insurance Rateshttps://doi.nv.gov/uploadedFiles/doi.nv.gov/Content/News_and_Notices/CG%20to%20Auto%20Insurance%20Rates%202026%20-%20Final.pdf

🧾 Automobile Insurance Terms and Types Supplementhttps://doi.nv.gov/uploadedFiles/doi.nv.gov/Content/News_and_Notices/CG%20to%20Auto%20Insurance%20Rates%202026%20-%20Terms%20Sheet.pdf

Explore additional consumer guides and reports at:
🌐 https://doi.nv.gov/News-Notices/Publications/

By using these resources, Nevadans can make insurance decisions that protect their families, their finances, and their peace of mind — while supporting a fair, competitive insurance marketplace in Nevada.

06/11/2025
06/11/2025
05/11/2025

LAS VEGAS (KLAS) — The Las Vegas City Council passed a new ordinance Wednesday that would ban Las Vegas pet shops from selling several different kinds of animals, including dogs and cats. The…

05/11/2025

👀 Open Enrollment is Here — Take Steps Now to Prepare for 2026! 👀

is underway through January 15, 2025, and now is the perfect time for consumers to review their health insurance options. Assessing your coverage now helps you understand changes in costs or benefits, confirm your doctors and prescriptions are covered, and ensure you select a plan that meets your needs while avoiding gaps in coverage. With rising healthcare costs and potential changes to subsidies, making informed choices today is more important than ever.

Consumers can take several steps to stay on top of their options: review current coverage, visit HealthCare.gov
before automatic re-enrollment occurs, stay informed about federal updates that could affect subsidies, and contact your state insurance department for guidance. Be cautious of any “discount coverage” outreach and always verify legitimacy.

For additional support, the following resources are available:

🦮 Consumer Health Insurance Guides — Nevada Division of Insurance: https://tinyurl.com/NDOIHealth

📚 Guide to Health Plans — National Association of Insurance Commissioners (NAIC): https://tinyurl.com/NAICGuide

🧮 Insurance Calculator — Nevada Health Link: https://tinyurl.com/NVHealthLink

Taking action now ensures you and your family remain covered and well-prepared for 2026.

04/11/2025
04/11/2025

Clark County officials are warning residents about a new fraudulent phone scam.Reports indicate that residents have been receiving calls from someone claiming t

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