07/09/2025
🚨 Money transferred to the wrong bank account? 🚨
Don’t panic — it happens more often than you think! 🙈
Here’s what you should do step by step:
✅ Step 1: Immediately contact your bank/UPI app support (PhonePe, Google Pay, Paytm, BHIM, etc.) and report the wrong transaction. Keep your transaction ID, date, time, and recipient UPI ID handy.
✅ Step 2: If your bank doesn’t resolve it quickly, raise a complaint with NPCI (National Payments Corporation of India). Visit npc i.org
→ Dispute Redressal → Submit complaint. NPCI works 24x7.
✅ Step 3: If still unresolved within 30 days, escalate it to RBI’s Ombudsman for Digital Transactions at cms.rbi.org.in
💡 Important to know:
If the UPI ID doesn’t exist, the money usually bounces back automatically.
If it went to a real person’s account, refund requires their consent. That’s why raising an official complaint is so important.
In case of fraud, also file a complaint at cybercrime.gov.in
👉 Always double-check the UPI ID & name before hitting “Pay.”
💬 Share this post with friends & family — it might save someone from losing money!
❤️ Save this for future reference.
