10/22/2025
⏳ ACA Subsidies Are Set to Expire — Will Health Plans Be Ready for 2026?
More than 4 million Americans could lose coverage.
Premiums may rise by 18%, and out-of-pocket costs could spike 75%.
Marketplace health plans are bracing for impact.
Paul Schuhmacher, Managing Director at AArete, LLC, outlines how health plans can navigate the coming storm of subsidy uncertainty, affordability volatility, and shifting member behavior.
🔥 Key strategies include:
• 📊 Predictive modeling to identify churn risk
• 💡 Value-based provider partnerships
• 🤝 High-touch retention for high-risk members
• 💻 Simplified digital enrollment experiences
• 💬 Transparent communication that builds trust
His message is clear: volatility is the new normal—but with data-driven agility and member-centric design, health plans can not only survive, but lead.
Read the full article (link below).