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The Penny Hoarder We’re here to help you make and save more money. The Penny Hoarder is one of the world's largest personal finance websites, with 88 million visitors in 2020.

We empower our readers to make smart money decisions, and we envision a world with less money stress. For the complete Penny Hoarder story, visit our Wikipedia page at: https://en.wikipedia.org/wiki/The_Penny_Hoarder

Don't worry, we did the research and found out everything you need to do to get it overturned.
10/06/2025

Don't worry, we did the research and found out everything you need to do to get it overturned.

You pay insurance premiums to make sure you’re protected when things go wrong. However, if you do need to file a claim, your insurance company can, and may, deny it. There are some steps you can take next. But first, let’s take a look at the possible reasons why an insurance claim was denied. Ma...

Snap a pic, submit and get paid. (THEN you can throw your receipts away.)
09/06/2025

Snap a pic, submit and get paid.
(THEN you can throw your receipts away.)

Throwing away your receipts and deleting your emails could be costing you money. Here are eight apps that will pay you money for receipts when you shop.

Love deals? PROVE IT.
09/06/2025

Love deals? PROVE IT.

Wondering how the woman in the checkout line ahead of you got that pile of awesome coupons? She probably reads all the best coupon sites — and you can, too.

Take a deep breath and repeat after me:The pants that are 2 sizes too small...I'm gonna ❄️ let it go, let it goooo. ❄️
09/06/2025

Take a deep breath and repeat after me:
The pants that are 2 sizes too small...
I'm gonna ❄️ let it go, let it goooo. ❄️

What’s the best way to sell clothes? In person. Here are six stores where you can sell used clothes for cash — plus tips on how to get the best quote.

Time to get strategic. 😈One of these cunning plans will match your payoff needs.
09/06/2025

Time to get strategic. 😈
One of these cunning plans will match your payoff needs.

Your reasons for getting into debt are unique; the ways you get out of it should be, too. Some Penny Hoarders shared their personal debt payoff strategies to inspire you.

You work hard for your Social Security — don't settle for less than you deserve. When the time comes, make sure you’re g...
09/06/2025

You work hard for your Social Security — don't settle for less than you deserve. When the time comes, make sure you’re getting every penny. Here’s how to maximize your benefits.

The average monthly Social Security retirement benefit is $1,907 as of January 2024, and that’s not going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement pl...

No credit card interest all year is a wonderful feeling.These are the 0% APR cards we like best.
08/06/2025

No credit card interest all year is a wonderful feeling.
These are the 0% APR cards we like best.

If you’re looking for a way to finance large purchases or pay off debt without drowning in interest, zero APR credit cards can be a game-changer. These cards offer a promotional period during which no interest is charged, giving you time to pay off balances or make purchases without worrying about...

Learn how to cool down a room without air conditioning, and you’ll feel a lot cooler when you see your electric bill. 😎🪭
08/06/2025

Learn how to cool down a room without air conditioning, and you’ll feel a lot cooler when you see your electric bill. 😎🪭

Nearly 90% of all homes in the U.S. use air conditioning to keep cool during the summer, according to the US Energy Information Administration1. And while that might stop you from sweating all day long, it does put some pressure on your budget as your electric bill rises with the temperature. When y...

You deserve those golden years of yours to be the most comfortable.Here are strategies for maximizing your Social Securi...
08/06/2025

You deserve those golden years of yours to be the most comfortable.
Here are strategies for maximizing your Social Security benefits. 👇

The average monthly Social Security1 retirement benefit is $1,976 as of January 2025, and that’s not going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement p...

Online dollar stores may not have the same charm as your local brick-and-mortar store, but there are still plenty of dea...
08/06/2025

Online dollar stores may not have the same charm as your local brick-and-mortar store, but there are still plenty of deals to be found. 💅

As things get more expensive, dollar stores are increasingly attractive alternatives to traditional department or grocery stores. Who doesn’t want deeper discounts on everyday items? Not as enticing, however, is the idea of throwing on clothes and schlepping through bins to find bargains. Enter on...

From dollar-store finds to elevator rides, here are a dozen free or cheap summer activities to entertain the kids this s...
08/06/2025

From dollar-store finds to elevator rides, here are a dozen free or cheap summer activities to entertain the kids this season. 🛝🧸🪁🎡

Looking for cheap summer activities for kids? If you’re hosting grandkids, nieces or nephews for vacations this summer or if you’re a babysitter, nanny or family member providing childcare while school is out, you don’t have to spend a lot to keep children occupied and off of those screens. [t...

You told yourself this summer would be different. Prove it. 💅
08/06/2025

You told yourself this summer would be different. Prove it. 💅

Getting in shape requires making a decision and a commitment to putting in the work. It also takes an investment in time and often in money. Choosing a gym can be a very personal decision. The location might be important to you. You may want a gym you pass on your normal commute so you...

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Put More Money In Your Pocket

The Penny Hoarder is a personal finance website that reaches millions of readers each month. Our mission is to put more money in people’s pockets; we do this by sharing job opportunities, personal success stories, practical tips and more. Whether you’re looking for information on weekend side hustles, ways to shave dollars off your grocery budget, or the differences between an IRA or 401(k), we’re here to help you make and save more money.