02/09/2025
EURORISK kindlustusmaakler
🌦️ Last year, drought caused me trouble, and drought insurance came to my aid. This year, however, it turned out that I needed hail insurance instead. 🌾
In May, I decided to insure my spring crops against extreme weather events. Thanks to PRIA's support, the cost of insurance came to about €5/ha. Compared to all the other work and expenses in the field, this cost is actually quite small. 💶
Of course, I hoped I wouldn't need to use the insurance and wouldn't have to call Eurorisk. But unfortunately, one of my fields was hit by a heavy hailstorm that flattened the oats. An expert came to the field, assessed the damage, and confirmed that it met the insurance case criteria - more than 20% of the crop had been damaged. 🌩️
The result: I received compensation of €42/ha. It doesn't fully cover the lost yield, but it's still valuable support that helps soften the blow. 🙌
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🌦️ Eelmisel aastal kimbutas mind põud ja siis tuli appi põuakindlustus. Sel aastal osutus aga vajalikuks hoopis rahekindlustus. 🌾
Maikuus tegin otsuse kindlustada oma suviviljad ekstreemsete ilmastikunähtuste vastu. Tänu PRIA toetusele kujunes minu kindlustusmaksumuseks ligikaudu 5 €/ha. Kui seda võrrelda teiste põllul tehtavate tööde ja kuludega, siis on see summa tegelikult üsna marginaalne. 💶
Muidugi lootsin, et mul ei lähe kindlustust üldse tarvis ja Euroriskile helistama ei pea. Paraku tabas aga ühte minu põldu tugev rahehoog, mis lõi kaera pikali. Kohapeal käis ekspert, hindas kahjusid ning kinnitas, et põld täidab kindlustusjuhtumi tingimused - kahjustusi oli üle 20%. 🌩️
Lõpptulemusena maksti mulle kindlustushüvitis 42 €/ha. See ei kata küll kaotatud saaki täielikult, aga on siiski oluline toetus ja aitab lööki pehmendada. 🙌