12/12/2025
AI and cloud are rewriting India’s digital stack – but they’re also widening the blast radius when data goes wrong.
At the “AI, Cloud & Data Protection: The Next Battleground of Trust” panel, leaders from India’s digital payments and banking ecosystem unpacked this tension:
Praveen Parihar, CISO, Razorpay
Sarang Nagmote, DPO, Paytm Payments Bank
Dr Arijit Ghosh, Chief Data & Analytics Officer, Bandhan Bank
Ankit Gupta, CTO, PolicyBazaar for Business
Samrat Jaligama, Lead Sales Engineer, Skyhigh Security
Moderator: Muqbil Ahmar, Executive Editor, ETCISO
Praveen connected it to India’s digital journey: UPI, Aadhaar, DigiLocker, DigiYatra. Each time the state created a trusted digital rail, innovation exploded on top of it. DPDP, he argued, is the next such rail – a regulatory stack that will force better consent, better controls, and more responsible cloud and AI adoption.
Ankit framed the core paradox: enterprises want velocity of innovation, but not at the cost of runaway risk. AI assistants, code copilots, cloud-native platforms – all of them can supercharge build speed, if they are wrapped with guardrails like secure coding reviews, policy-driven access, and strong data controls.
Sarang and Samrat zoomed into the threat side. AI and cloud aren’t just tools for defenders – they’re also amplifiers for attackers.
Multi-stage attacks, LLMs scraping sensitive data, exposed APIs and cross-border data flows are turning every endpoint, log, and dataset into potential attack surface.
Dr Arijit brought it back to fundamentals:
enterprises must know what data they collect, why they collect it, where it resides, and how long they keep it.
Without that, DPDP is impossible to implement, and AI models become opaque risk engines sitting on top of unknown data.
The shared conclusion was clear:
AI + Cloud are now the primary battleground of digital trust.
DPDP is not a “tick-the-box” exercise; it is an architecture and culture reset.
The organisations that map their data, modernise their controls, and embed privacy and security by design will be the ones that win both innovation and trust.
Know more about ETCISO: https://ciso.economictimes.indiatimes.com/