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Industry interviews, articles and blogs Brainerd Communications, Inc., publishes newspapers and magazines related to several niche industries nationwide.

Brainerd's own AssociationHelpNow® publications and website are geared toward the condominium, co-op, and homeowners association industries. Brainerd Communications, Inc., also works as a consultant with many industry associations, providing marketing, management and administrative direction for clients, including producing their trade shows, magazines, membership directories, seminars, and golf o

utings. "With our association, professional, and legal partner-clients, we are committed to providing our readership and event attendees with the best industry materials and resources available," said Raymond Dickey. Raymond Dickey is President of Brainerd Communications, Inc. (the company which owns the AssociationHelpNow® brand) as well as Executive Director of the Hudson Valley New York and South Carolina Chapters of Community Associations Institute (CAI).

23/03/2025

Everything Insurance, Cyber Attacks and Q&A

The right insurance coverage is your superpower against unexpected events. You have the power to fend off financial fallout from accidents, natural disasters, lawsuits and unforeseen circumstances.

Insurance is a labyrinth of complexity, the rules are ever-changing and the terminology seems like a foreign language. What you don't know can come back to haunt you. From deciphering policy exclusions, understanding coverage limits and deductibles, there are countless factors to consider.

Our panel will discuss often overlooked exclusions and missed opportunities. They will discuss who decides why premiums cost what they cost.

Plus: frequent and costly data breaches have cyber insurance in demand. Learn important cybersecurity aspects to reduce liabilities and reputational damage.

Lastly, our panel is there to answer your questions.

Don't wait for disaster to strike — ensure a more secure future for your association and yourself whether a manager or board member.
1 CEU for CAMICB and FL-DBPR

Please register for Become an Insurance Superhero & Cyber Attack on Mar 26, 2025 10:20 AM EDT at:
https://attendee.gotowebinar.com/register/747285720216390750

18/03/2025

Every Breach of Fiduciary Duty is Unethical, But Not Every Unethical Action is a Breach of Fiduciary Duty

During this week’s livestream, we were joined by attorneys from multiple states, including David Byrne, Esq., of Ansell, Grimm & Aaron, P.C., who represents condos and HOAs in New Jersey, New York and Pennsylvania.

Our program, “Breach of Fiduciary Duty – Not Just for Board Members Who Vote ‘Yes,’ But Also for Those Who Vote ‘No’”, took a deep dive into the complexities of fiduciary duty. All the attorneys on our panel did an excellent job highlighting gray areas where board members and managers often find themselves.

One of David’s key insights—also the title of this blog—was, “Every fiduciary duty breach is unethical, but not every unethical action is a breach of fiduciary duty.” His comment, along with the follow-up discussion, illustrated just how fluid and open to interpretation fiduciary duty can be for boards, managers, attorneys, and the courts.

After the livestream, I asked Dave to elaborate further:

“Legally, community association board members are subject to a code of ethics – whether a general or specific code – only insofar as that “code” helps to set and/or define that board’s fiduciary duty. In general, that means respect of and adherence to the relevant laws and the terms of the community’s governing documents with respect to each action or inaction, with each action or inaction being free of fraud, self-dealing and bad faith.”

You can find the recorded video, along with past livestreams and the schedule of upcoming events, on our website: AssociationHelpNow.com. Many of our discussions go beyond the basics, diving into complex and crucial topics relevant to the community association industry.

16/03/2025

LIVESTREAM • 1 CEU CAMICB FL-DBPR
MAR 19 • 10:20-11:20AM

Everything Landscaping and Any Topic Q&A

Landscaping is a significant and costly investment and HOA boards have a fiduciary responsibility to protect and maintain these elements. Proper maintenance not only enhances the aesthetic appeal and value of the community but also ensures the longevity and health of the landscaping.

- W**d & Pest Management
- Aeration
- Fertilization
- Seeding
- Shrubs
- Trees
- Soils
- Storm Prep.
- Storm Post Response
- New Technology
…and more

Agenda:
10:20 - 10-50 AM: Everything Landscaping
10:50 - 11-00 AM: Insurance and Legal Aspects of Landscaping
11:00 - 11:20 AM: Any Topic Goes Q&A

REGISTER:
https://attendee.gotowebinar.com/register/6964070698707569241

09/03/2025

CEU Livestream: Breach of Fiduciary Duty - Mar 12, 2025

The panel discusses the legal liability of just knowing your fellow board members, even with approval from your association attorney are breaching fiduciary duty.

Your “no” vote may not be enough to keep you out of legal peril when your board takes action that violates the board’s duty to the association. This gets particularly complicated when these actions fall under your responsibility to keep certain board business confidential.

Please register for Breach of Fiduciary Duty on Mar 12, 2025 10:20 AM EDT at:
https://attendee.gotowebinar.com/register/1603408354542920284

1 CEU for CAMICB and FL-DBPR

07/03/2025

Thank you to the over 100 attendees and panelists and who participated in "Collections: Easy or the Hard Way" livestreams this week. If you missed them you can find the link to the videos and panelists below.

https://associationhelpnow.com/collections-easy-or-hard-way/

Panel:

David Byrne, Esq.
Ansell Grimm & Aaron, PC
[email protected]

April Ahrendsen
First Citizens Bank
[email protected]

Ashley Green, Esq.
McCabe, Trotter & Beverly, P.C.
[email protected]

John LaGumina, Esq.
The LaGumina Law Firm, PLLC
[email protected]

Mike Luzzi, CIRMS
Acrisure
[email protected]

Thomas Engblom, PhD., PCAM
First Citizens Bank
[email protected]

Lisa Magill, Esq., BCS
Kaye Bender Rembaum
[email protected]

Cory Kravit, Esq.
Kovitz Shifrin Nesbit
[email protected]

Dawn Becker-Durnin, CIRMS
Acrisure
[email protected]

Kristine Bates, CMCA, AMS, PCAM
Associa New York
[email protected]

Thank you attendees!

Max R • Deb D • Jim G • Amy B • Bob B • Joy S • Ron O • Catalina A • Dara B • Sara B • Megan H • Melanie E • Lisa H • Anna T • Donald T • Suzanne E • Tywana M • Barbara Y • Erac P • Magdalena S • Randi D • Sandra M • Sandy M • Cindy H • Kindra S • Ronda B • Ronda R • Todd b • James V • Janet S • Karen J • Pamela H • Pamela T • Valerie F • Valerie V • Derek F • Meredith E • Peter D • Teresa C • Mike D • Amberlee D • Lorelei A • Roger D • Rose C • Kyle B • Tiffany M • Birgit B • Greg F • Catherine J • Catherine W • Katherine R • Kathleen M • Kathryn K • Kathy B • Beth M • Michael M • Michelle L • Richard S • Anthony A • Ruth W • Danielle S • Jamica R • Kari C • Karin S • Maria V • Maria W • Addie C • Christine W • Christopher L • Julie B • Jack M • Paul S • Sally T • Kelli B • Kelly A • Kelly W • Bill C • William C • William M • Emily S • Colleen F • Tammy W • Bernadette H • Shannon H • Diane G • Alan P • Bonnie H • Joanne W • John J • John R • Rodney L • Erin W • Pranav G • Carol S • Caroline A • Carolyn G • Jason K • Simone S • Delphin T • George K • George T • Charles F • Sharon M • Sharon O • Sherri-Lou S • Aubrey J • Hans L • Marsha P • Marsha S • Jessica G • Kristin M • Betty B • Heather C • Cynthia A • Cynthia V • Sylvia B • Alexandria D • Abby T

02/03/2025

Collections: Easy or Hard Way

Boards must collect delinquent payments to maintain financial stability and ensure the association can meet its obligations, funding maintenance, repairs, and essential services. If left unaddressed it can force other residents to bear the financial burden. Delinquencies can also create issues in regard to insurance and lending. Delinquent assessments have a direct impact on your association's ability to function and board’s have a fiduciary responsibility to act.

No Cost: CAMICB and FL-DBPR CEUs

FLORIDA - Mar 4, 2025 10:20 AM EST:
https://attendee.gotowebinar.com/register/8653707809282472280

SOUTH CAROLINA - Mar 5, 2025 10:20 AM EST:
https://attendee.gotowebinar.com/register/7582180951456759642

NEW JERSEY, NEW YORK, PENNSYLVANIA - Mar 6, 2025 10:20 AM EST:
https://attendee.gotowebinar.com/register/3571034989981104471

More events at AssociationHelpNow.com

28/02/2025

Hudson Valley CAI Reverse Show - 100% Attendance!

Thank you, attendees - Three hours of managers and boards relaxing at tables while industry leaders did all the walking. Many said this is the way it should always be : ).

Then a great lunch for more networking.

Great group!

Kingston HOA
First Citizens Bank
Associa New York
Becker
Heritage Management Services, LLC
Griffin Alexander, P.C.
Axela
Smith Buss & Jacobs LLP
BELFOR Property Restoration
Gerelli Insurance Agency, Inc.
Changepoint Property Management Inc.
Archway Property Management, Inc.
Mr. Sandless
Associa New York
Alliance Association Bank
Lint-X Dryer Vent Cleaning
Integra Management Corporation
Dryer Vent Cleaning
High Rose Ridge
Hellman Management, LLC
Add Ventures, Inc.
Ansell Grimm & Aaron, PC
Gonzalez Landscapes
Reserve Advisors, Inc.
Falcon Engineering
Heritage Hills of Westchester Society
The LaGumina Law Firm, PLLC
Denali Property Management, Inc.
Meadow Winds II
Taylor Management Company
Hudson Terrace Owners Corp.
United Pool Service dba Arch Pools
The Baldwin Group

Join our email list to keep up with all the Hudson Valley CAI (NY) and other state events:
https://lp.constantcontactpages.com/sv/jvgg9pT?source_id=b1684256-7eb1-4153-8d86-103b1ef5b6d7&source_type=em&c

24/02/2025

HOA/ Condo Luncheon - Feb 27th, 12:00 PM - 1:30 PM

The earlier session is at capacity but we still have spots for the great luncheon that follows.

NO CHARGE for and limited to HOA / Condo board members, volunteer leaders, managers and sponsors.

Homewood Suites
180 Breunig Rd
New Windsor, NY 12553

Lunch - Prizes - Network with MGRs & BODs

Register at: https://lp.constantcontactpages.com/ev/reg/a95e4n7

22/02/2025

8 Reasons Why Smart Boards Make Bad Decisions
When Based on Honest Intentions

It is frustrating — your board consists of smart and common sense people. Yet, the board has made some mistakes that seemed obvious to everyone except them.

We provide eight reasons why even smart boards make bad decisions along with solutions.

REGISTER: https://attendee.gotowebinar.com/register/6132217584493190485

FLYER:https://files.constantcontact.com/8d350562101/5d7e70ee-bf47-44f4-a6ff-d33c75c1f886.pdf

11/02/2025

Two Events: Feb 12 and Feb 13th.

Feb 12: Beating Social Media Trolls, The Right Way (1 CEU CAMICB)
Feb 13: Evidence-Based Happiness - 7 Research-Backed Strategies for MGRs - BODs (1 CEU CAMICB and 1 CEU FL-DBPR)

---------------

FEB 12: Beating Social Media Trolls, The Right Way

Engaging in direct battle with trolls is generally considered a bad idea. However, when associations have decided to defend themselves it is critical they communicate under professional guidelines.

This segment will cover:

- The “Cons” of getting involved in social media battles
- How to evaluate what you maybe getting yourself into
- If you feel you must, the best way to get your point across
- Tricks trolls use to bait you into a negative position
- The legal and insurance implications
- Instead of engaging, using other alternatives

REGISTER (1 CEU CAMICB) Feb 12, 2025 at 10:20 AM EST:
https://attendee.gotowebinar.com/register/5097801443124835670

---------------

FEB 13: Evidence-Based Happiness: 7 Research-Backed Strategies for MGRs and BODs

Evidence-based strategies to help managers and boards achieve greater happiness. Learn how to practice gratitude by recognizing life’s positives, building meaningful relationships and engaging in acts of kindness. Cultivate optimism to enhance life satisfaction. Highlights the importance of physical and mental well-being through stress management.

We are not licensed mental health professionals, and the topics discussed are not a substitute for professional advice, diagnosis, or treatment. Our goal is to encourage thoughtful discussions about wellness.

REGISTER (1 CEU CAMICB and 1 CEU FL-DBPR) Feb 13, 2025 at 11:20 AM EST:
https://attendee.gotowebinar.com/register/7552174181055981146

---------------

Answers and advice do not constitute legal or other professional advice. Consult your legal, accounting and other professionals to assess any situation before taking action.

02/02/2025

Feb. 4th, 5th and 6th: HOA/Condo Livestream
FL-NJ-NY-PA-SC

The HOA Investor Invasion

The "HOA Investor Invasion highlights the challenge boards face as investors purchase properties. They often prioritize rental income and property appreciation over community well-being, leading to potential declines in property upkeep, and participation in HOA matters. Renters typically have less incentive to participate in the community, while investors may push for minimal HOA dues and less restrictive regulations to maximize profits. Our panel will discuss solutions.

New Owner Best Practices

New owner best practices are essential for associations to foster a smooth transition, promote positive engagement and ensure new residents understand the community’s values, rules and resources. Introducing new owners to community boards and managers can help prevent misunderstandings and encourage active participation from the start.

1 CEU for both CAMICB and FL-DBPR

Feb. 4th, 10:20-11:20AM EST (FL) REGISTER:
https://attendee.gotowebinar.com/register/6552037512251209050

Feb. 5th, 10:20-11:20AM EST (SC) REGISTER:
https://attendee.gotowebinar.com/register/7477169894397641047

Feb. 6th, 10:20-11:20AM EST (NJ NY PA) REGISTER:
https://attendee.gotowebinar.com/register/4663213974686350165

Find all upcoming events at: https://associationhelpnow.com

29/01/2025

Studio Audience Participation Livestream: Something Different
Friday, Jan. 31: 10:20am - 11:20am (EST) - 1 CAMICB CEU

The panel and audience will be presented with a range of challenging topics to choose from. The relaxed format will allow more of the audience, if they choose to ask questions and offer commentary directly. The content will be used for future programs that will be broadcast on multiple social media platforms.

- Disparate Impact: Policies Appearing Neutral but Affect Groups
- Hidden Legal Perils of Welfare Checks on Residents
- PLUS: Anything goes Q&A

Register at: https://associationhelpnow.com
Register direct at: https://attendee.gotowebinar.com/register/3212769023261544284

23/10/2024

Oct 29: Hudson Valley CAI Expo (in-person)
Oct 30: Corporate Transparency Act (livestream)

——————

Hudson Valley CAI Expo: Oct 29 - 9:00am - 2:45pm (5 CEUs)
No charge and limited to board members, volunteer leaders, managers and sponsors.

Homewood Suites - Newburgh-Stewart
180 Breunig Rd
New Windsor, NY 12553

Register and more info at: www.cai-hvny.org

——————

The Corporate Transparency Act Livestream: Oct 30 - 10:20am - 11:20am (1 CEU)

Community associations are upset and concerned about the Corporate Transparency Act (CTA) because it imposes new reporting requirements that many feel are burdensome. Boards are reluctant to provide personal information such as their full legal names, addresses, and Social Security numbers to the Financial Crimes Enforcement Network (FinCEN).

This added legal and administrative burden, combined with the potential penalties for non-compliance, has caused widespread concern among community associations.

Register and more info at: www.associationhelpnow.com
Register direct at: https://attendee.gotowebinar.com/register/635809533642928734

14/10/2024

Oct. 16, 10:20am Livestream: Active Shooter Liabilities and Emergency Preparedness Legality and Liabilities

TOPIC ONE: Active Shooter Liabilities

Many general liability insurance policies fail to fully cover the huge losses that often follow such events. Under-covered associations and boards could be left under-covered and left on the hook for what could be millions of dollars.

Other factors as counseling, communications, water damage from fire systems, medical and funeral costs for beneficiaries may not be covered or have gaps in coverage under the association's current coverage.

TOPIC ONE: Emergency Preparedness Legality and Liabilities

It is vital for community association board members and managers to understand emergency preparedness legality and liabilities to safeguard residents' well-being and protect the association from legal repercussions.

This understanding not only enhances community safety and resilience but also builds trust among residents, reassuring them that the association is prepared to handle emergencies responsibly and lawfully.

More information and to REGISTER:

https://attendee.gotowebinar.com/register/842634266567586645

26/09/2024

Congratulations to Lisa Tumminelli, CMCA, AMS, PCAM and Dunes West Property Owners Association being awarded the prestigious South Carolina CAI Blue Ribbon Award.

The South Carolina CAI Blue Ribbon Community Program recognizes communities that work hard to develop and maintain standards, encourage community participation, maintain fiscal stability and positively impact the quality of life for the residents. Not every association successfully creates a community within its borders, Lisa and Dunes West has.

22/09/2024

On Sept 24 we continue our popular, “What to Expect from a Major HOA Fire Real Case Study” program in White Plains, NY. There's no charge for board members, managers and association volunteers (lunch on us).

You can RSVP here: www.cai-hvny.org

—

On Sept 25 we have a two topic livestream. “The Blurry Lines Between Vendor Gifts and Kickbacks”. In some cases states are filing criminal charges against board members and managers who cross that line. We then wrap up with “Learning How to Read a Lawsuit”.

No charge and anyone is welcome. You can register here: www.associationhelpnow.com under “Upcoming Events” (or direct at https://attendee.gotowebinar.com/register/7686554289133698137)

18/09/2024

CAI presenter Adam Clarkson, Esq. has traveled 8 hours, 417 miles for South Carolina CAI’s “Legislative Update Road Tour”. Adam and the CAI industry leader team are up to 10 hours of event time.

But there is still 149 miles, 3 hours of driving and 4 hours of session time to go!

Join us tomorrow in Greenville and Rock Hill.

There are plenty of important issues to be discussed. One interesting item is a prohibition against clothing restrictions allowing owners to throw n**e keg parties in the common areas.

No charge for boards and managers: REGISTER at www.cai-sc.org.

12/09/2024

8 in-person events next week in SC and NY!

The seven South Carolina events will concentrate on South Carolina legislation. There are plenty of important issues to be discussed. One interesting item is a prohibition against clothing restrictions allowing owners to throw n**e keg parties in the common areas without an ability for an association to stop them! With seven opportunities over 7 locations there should be an in-person session near you.

At the one New York event, learn what to expect from a real case study of a major HOA fire. This fire even involved a loss of life. Fires happen and can wreak havoc, be emotional, stressful, complicated for managers and boards. You don't want to be left with no plan if the unforeseen happens to your association. Fires happen all the time, be prepared.

You can find links for both these events (under "Upcoming Events") at:
https://associationhelpnow.com

You can also find just South Carolina events at:
https://www.cai-sc.org/

You can also find just New York events at:
https://www.cai-hvny.org/

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