Pru Life UK Licensed Insurance Agent - Norie Nuñez

24/09/2025

If you're a business person, one of the assets you should accumulate at an early age is Life Insurance.

Simply because it has tax shielding feature that allows you to preserve your capital, insurance gains, and proceeds.

Kapag dinala mo 'yan lahat sa bank, instantly, you're allowing yourself to get TAXED 20%.

Life insurance is one of the best "𝗪𝗘𝗔𝗟𝗧𝗛 𝗘𝗤𝗨𝗔𝗟𝗜𝗭𝗘𝗥" tools. 👌

14/09/2025

PROMISE DELIVERED BY PRU LIFE U.K

Granted a total of 600K Critical Illness claims and 4K hospital income after 5 months of paying their premuim (12K in total) 🙏

My first claim story after 2 years of being a Financial Advisor. Ngayon alam ko na kong gaano ka totoo at kahalaga ng plan na inooffer ko. Every time may client ako, palagi kong sinasabe na “hindi natin alam kong hanggang kelan tayo healthy” hindi tayo nag iipon para magkasakit, pero mas mabuti na ang prepared.

Na-diagnose si client ng Obstructed Hydrocephalus at kailangan ng shunt surgery.
20 years old lang si client and na triggered daw sa pag o-online class. Need nila ng malaking halaga pero mabuti nalang covered ito ng insurance plan nya. One month din bago namin na complete and submit sa office ang mga kailangan, sa tulong nadin ng mga managers ko. Pero this week lang, approve na at pumasok na sa bank account nila ang proceeds.

5 months palang ang plan ni Client, and napakabata nya pa pra ma claim ang ganitong benefit. Thankful ako sa parents ni client kasi kumuha sila ng plan para tulungan ako, ngayon binalik lang ni Lord ang tulong na binigay nila sa akin.

First time ko mag process ng claims, mag pabalik balik sa hospital at school ni Client para kunin ang mga kailangang documents. Ganito din kalaki ang responsibilidad na meron sa career na ito pero napaka fulfilling pag alam mong nakapagbigay ka ng malaking tulong kay client. Praying padin sa fast recovery ni client.

Pru Life UK is always Listening, Understanding and delivering. I am so proud to be part of this company😊

PS: This post is with the consent ng parents ni client and blurred any hint which may relate to them.

06/09/2025

"𝗦𝘁𝗼𝗰𝗸𝘀. 𝗖𝗿𝘆𝗽𝘁𝗼. 𝗥𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲. Ang galing mo magpalago ng pera — pero, sino ang magbabayad kapag tinamaan ka ng isang ng malubhang sakit?"

Kwento ng isa kong client, si Ate Jen, 42, breadwinner.

Solid ang investments niya — may UITFs, may VUL (pero minimal lang), may condo pa na pinapa-airbnb.
Sabi niya, “𝘐’𝘮 𝘨𝘳𝘰𝘸𝘪𝘯𝘨 𝘮𝘺 𝘮𝘰𝘯𝘦𝘺 𝘱𝘢𝘳𝘢 𝘴𝘢 𝘧𝘶𝘵𝘶𝘳𝘦 𝘯𝘨 𝘮𝘨𝘢 𝘢𝘯𝘢𝘬 𝘬𝘰. 𝘎𝘶𝘴𝘵𝘰 𝘬𝘰 𝘴𝘦𝘤𝘶𝘳𝘦𝘥 𝘴𝘪𝘭𝘢 𝘬𝘢𝘩𝘪𝘵 𝘢𝘯𝘰𝘯𝘨 𝘮𝘢𝘯𝘨𝘺𝘢𝘳𝘪.”

Pero life had other plans.

Nagka-breast cancer si Ate Jen. Early stage, thank God. Pero ang treatment? Over ₱𝟱𝟬𝟬,𝟬𝟬𝟬 in less than 8 months.

Walang critical illness coverage. Ang ending?
𝗕𝗲𝗻𝘁𝗮 𝗻𝗴 𝗰𝗼𝗻𝗱𝗼. 𝗪𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝘀𝗮 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱𝘀.
At habang nagpapagaling siya, wala munang income.

Ang sakit marinig 'no? Pero alam mo ang pinaka-masakit?
Sabi niya sakin:
"𝘼𝙣𝙜 𝙩𝙖𝙜𝙖𝙡 𝙠𝙤𝙣𝙜 𝙥𝙞𝙣𝙖𝙜𝙝𝙞𝙧𝙖𝙥𝙖𝙣 𝙮𝙪𝙣𝙜 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩𝙨 𝙣𝙖 ‘𝙮𝙤𝙣… 𝙥𝙚𝙧𝙤 𝙞𝙨𝙖𝙣𝙜 𝙙𝙞𝙖𝙜𝙣𝙤𝙨𝙞𝙨 𝙡𝙖𝙣𝙜, 𝙪𝙗𝙤𝙨."

💭 Here’s the truth nobody likes to say out loud:
𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂 𝗿𝗶𝗰𝗵. 𝗕𝘂𝘁 𝗶𝘁 𝗸𝗲𝗲𝗽𝘀 𝘆𝗼𝘂 𝗳𝗿𝗼𝗺 𝗴𝗼𝗶𝗻𝗴 𝗯𝗿𝗼𝗸𝗲.

And if you’re the breadwinner, the business owner, the one your family relies on —
𝘏𝘪𝘯𝘥𝘪 𝘱𝘸𝘦𝘥𝘦𝘯𝘨 𝘱𝘶𝘳𝘰 𝘨𝘳𝘰𝘸 𝘭𝘢𝘯𝘨. 𝘋𝘢𝘱𝘢𝘵 𝘮𝘢𝘺 𝘨𝘶𝘢𝘳𝘥 𝘬𝘢 𝘳𝘪𝘯.

Kasi habang pinapa-tubo mo ang pera mo, 𝘄𝗵𝗼’𝘀 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗻𝗴 𝘆𝗼𝘂?

Hindi ito takutan. Ito ay paalala.
You can be a smart investor 𝗔𝗡𝗗 a wise protector.
Pwede namang sabay eh — 𝗷𝘂𝘀𝘁 𝗱𝗼𝗻’𝘁 𝘀𝗸𝗶𝗽 𝘁𝗵𝗲 𝘀𝗮𝗳𝗲𝘁𝘆 𝗻𝗲𝘁.

📩 Message me if you want to talk about balancing both. Walang pilitan, usap lang. Baka makatulong.

25/08/2025

25/08/2025

📊 𝗦𝗮𝗮𝗻 𝗺𝗼 𝗱𝗮𝗱𝗮𝗹𝗵𝗶𝗻 𝗮𝗻𝗴 𝗽𝗶𝗻𝗮𝗴𝗵𝗶𝗿𝗮𝗽𝗮𝗻 𝗺𝗼, 𝗦𝗦𝗦, 𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨.𝗞. or BOTH?

Let’s say a 25-year-old contributes monthly for 20 years:
📌 SSS (₱2,500/month)
➡️ Pension starts at age 65
➡️ May disability benefit (pero limited)
➡️ Max death benefit: ₱60,000

📌 Pru Life U.K. (₱3,000/month)
➡️ Projected fund by age 45: ₱7.5 MILLION 💰
➡️ Covered for critical illness, disability & accidents
➡️ Death benefit: ₱2.5 MILLION + investment returns
____________________________________

⚖️ REAL TALK:
✔️ SSS = guaranteed pension. Solid yan.
✔️ With insurance + investment, lumalaban ang pera mo habang buhay ka pa.

This isn’t “SSS OR insurance.”
✅ Kung may SSS ka, good job!
Pero don’t stop there. Add protection + growth to your financial plan.

👉 𝘏𝘪𝘯𝘥𝘪 𝘭𝘢𝘯𝘨 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘢𝘯𝘨 𝘥𝘢𝘱𝘢𝘵 𝘱𝘪𝘯𝘢𝘨-𝘪𝘪𝘱𝘶𝘯𝘢𝘯 𝘱𝘢𝘵𝘪 𝘦𝘮𝘦𝘳𝘨𝘦𝘯𝘤𝘪𝘦𝘴, 𝘪𝘭𝘭𝘯𝘦𝘴𝘴, 𝘢𝘵 𝘧𝘶𝘵𝘶𝘳𝘦 𝘯𝘨 𝘱𝘢𝘮𝘪𝘭𝘺𝘢 𝘮𝘰.

💬 Curious how it works? Let’s do a FREE Financial Check-Up. 📩

23/08/2025

It's unfortunate na dumarami yung nakakausap ko na hindi na insurable due to medical reasons.

Kung may chance kayo kumausap ng advisor this 2025, do it ASAP, lalo na sa mga ganitong sitwasyon.

Mas bata ka, mas mura, mas madali mag-apply at mas mabilis ma-approve.

15/08/2025

💸 Payday checklist:

✅Something for my cravings
✅Something for my future
✅Something for my family
✅Something for my health

What’s on your payday checklist? 👀

Happy friday everyone 🤗

11/08/2025

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘! 👨🏻👩🏻👦🏻👧🏻
𝗔𝗹𝗹-𝗶𝗻 𝗳𝗼𝗿 𝟲,𝟬𝟬𝟬 𝗼𝗿 𝟭𝟬,𝟬𝟬𝟬

Below are sample computations not just for you but for your entire family's protection.

Start your insurance now for peace of mind and more savings for your family. 𝗪𝗮𝗹𝗮𝗻𝗴 𝗺𝗮𝘀𝗮𝗺𝗮 𝗺𝗮𝗴𝗶𝗻𝗴 𝗵𝗮𝗻𝗱𝗮.

Feel free to PM me. 📩

30/07/2025

"Tomorrow is never promised — which is why life insurance shouldn't be delayed"

DM me for more details 📩

13/07/2025

This is just one of the reason why I keep on posting about 'PruLife UK' and 'Life Insurance'. 🥹

It is never a waste of money. It is choosing to protect yourself, family, assets and income. ☺️