Stallholding SA

01/09/2026

💳 WHAT ACTUALLY REACHES YOU FROM A R100 CARD SALE?

Good news for SA vendors: card-payment fees are becoming more competitive. Yoco has introduced lower rates—so let’s compare what a R100 sale costs with Yoco and iKhokha.

Using the published lowest-volume rates for a vendor processing less than R40,000 per month, with a customer paying in person using a South African-issued card:

YOCO CORE

▪️ Published rate: 2.30% excluding VAT
▪️ Approximate fee including VAT: R2.65
▪️ After the transaction fee: approximately R97.35

iKHOKHA

▪️ Published rate: 2.75% excluding VAT
▪️ Approximate fee including VAT: R3.16
▪️ After the transaction fee: approximately R96.84 before payout

There is one more iKhokha cost to understand.

iKhokha also charges R2.50 per bank payout—not per sale.

If your R100 sale is the only sale in that payout, you receive approximately R94.34. If several sales are grouped together, the R2.50 applies to the full payout.

Yoco’s standard bank payout is free and usually arrives within one to two working days.

THE BOTTOM LINE

On the R100 card transaction alone, Yoco Core leaves approximately 51 cents more before iKhokha’s payout fee.

Are card fees already included in your prices, or are they quietly reducing your profit?

Payment fees are one part of your wider business health. Use the free Stallholding SA Vendor Health Check to see how your pricing and costs are affecting your profit:

stallholding.co.za

Fees checked on 1 September 2026 using official Yoco and iKhokha pricing and payout information. This comparison covers published lowest-volume rates for in-person South African cards, including VAT. It excludes device costs, subscriptions, international cards, online payments and negotiated rates. Rates can change.

28/08/2026

Where are you in your vendor journey? 🌱🌿🌳

Meet Portia.

After years of learning, improving her stallholding skills and gaining experience as a vendor, Portia’s journey has grown beyond the stall into a preloved shop.

We’d describe Portia as an Evolving Vendor — building on experience and working towards the next stage of growth.

Whether you are an Emerging, Evolving or Established vendor, it isn’t about how long you’ve been in business. It’s about where your business is now and what it needs next.

🌱 Emerging — developing your entrepreneurial and stallholding skills
🌿 Evolving — building experience, stronger systems and consistent growth
🌳 Established — experienced, systemised and ready for greater scale

Which one sounds most like you?

Take the FREE Stallholding SA Vendor Health Check to get a clearer picture of where your business stands — including your profit margin, sales targets and vendor health.

👉 https://stallholding.co.za/

21/08/2026

Whats's Your Stalls First Impression?

At a market, customers make very fast decisions about where to slow down, what to look at and which stalls feel easy to approach.

Your first job is not to explain everything. It is to make the stall easy to understand from a few steps away: what you sell, what makes it interesting and where the customer should look first.

This week, stand back from your stall and view it as a shopper would. What grabs attention first — and is that the thing you want noticed?

Your stall presentation is only one part of business health. The free Vendor Health Check helps you see the wider picture.

Check where your vendor business stands with the vendor beta free check
https://stallholding.co.za/

20/08/2026

A busy stall can still hide a money problem.

A busy market day can feel successful — people stop, products move and cash comes in. But the real question is what remains after product costs, stall fees, transport and other selling costs are covered.

One useful habit is to stop judging a market day only by turnover. Track what you sold, what it cost you to make or buy, and what the day itself cost you.

If you are unsure how healthy those numbers really are, the free Stallholding SA Vendor Health Check gives you a practical starting point.

Start with the free Vendor Health Check.

Beta participants may also receive a free personalised Business Growth Report.

stallholding.co.za

https://stallholding.co.za/

17/08/2026

FREE VENDOR HEALTH CHECK

Are you actually making money from your vendor business?

Check your pricing, costs, profit and sales targets with the free Stallholding SA Vendor Health Check.

As part of our Founding Beta, the first 30 vendors who complete the Health Check can also receive a FREE personalised Business Growth Report in exchange for brief feedback.

Start your free Vendor Health Check here:
stallholding.co.za

Practical support to help South African vendors understand where they are now — and what to work on next.

https://stallholding.co.za/

Stallholding SA Link Hub