Zambia Loan Directory

20/10/2026

Here are all 35 loan apps currently offering loans in Zambia, listed in alphabetical order. Each one of these is verified to be giving out loans. We have also included links to the Play Store for app downloads.

Browse loan apps and digital lending services listed for Zambia, with application links, published loan amounts and repayment periods where confirmed, and links to KwachaSense reviews. Terms should be verified with each provider before borrowing.

16/10/2026

Ezcash just resumed their loans after a short while of no cash. If you were rejected, try again. Check the loan amounts you can start with. NOT AFFILIATED

If you have ever searched for a quick loan in Zambia, chances are you have come across Ezcash. It promises fast approval, simple requirements, and instant

12/10/2026

If you may miss a Hypera Cash payment, check your written terms and contact official support early. Do not assume penalties or consequences that are not disclosed in your agreement.

If a Hypera Cash payment may be late, check your agreement, contact official support and understand what to verify without assuming penalties.

12/10/2026

Do not assume every late Hypera Cash payment automatically leads to a CRB listing. Check your agreement, verify the provider's regulatory status and request written information.

Learn what to verify about Hypera Cash credit reporting, check the latest CBK directory and understand how to dispute inaccurate loan information.

12/10/2026

Find Kula Plus's published phone number, email, customer-service hours and the best way to report payment, application or account problems.

12/10/2026

Check Kula Plus's published registration requirements, including phone verification and a valid NRC, plus the extra information that may be requested during assessment.

12/10/2026

Learn the typical MiraKash application steps, the information applicants may need and what to check before accepting a loan offer.

Follow these steps to apply for a MiraKash loan in Zambia, prepare your details, review the offer and avoid common application mistakes.

12/10/2026

Zenka advertises fast M-Pesa disbursement for approved loans, but timing is not guaranteed for every application. Here's what to check.

Learn what Zenka says about disbursement, what can delay a transfer and how to check your application status safely.

12/10/2026

Kula Plus advertises quick decisions and payouts, but timing can vary. Learn its published processing estimates, what may cause delays and how to check a payout.

12/10/2026

A practical guide to applying for a Hypera Cash loan in Kenya, from downloading the official app and completing identity checks to reviewing the total repayment before accepting an offer.

Step-by-step Hypera Cash loan application guide for Kenya. Check ID requirements, the M-PESA process, costs and repayment terms before accepting an offer.