Financial Insight Zambia

Financial Insight Zambia An international award winning media company, focused on business and financial news, including economic and development-related content. Get to Knowโ€ฆ

Provides media consulting, content creation, events media management and digital marketing services. Financial Insight is a dynamic media management company whose central ethos is to bridge the gap between businesses and their target audiences. We are focused on business and financial news and related media, including economic and development-related content. We provide media consulting, content creation and digital marketing services alongside high-quality events media management operations.

NRFA INTRODUCES MOBILE MONEY PAYMENTS AT TOLL GATESThe National Road Fund Agency (NRFA) has introduced Mobile Money Paym...
13/04/2026

NRFA INTRODUCES MOBILE MONEY PAYMENTS AT TOLL GATES

The National Road Fund Agency (NRFA) has introduced Mobile Money Payment options to provide motorists with a flexible and convenient way of paying tolls at all Toll Gates operated by the Agency countrywide.

NRFA Public Relations Manager Alphonsius Hamachila said the Mobile Money Payment system will operate alongside existing payment methods which include E-Toll Card and cash payments.

He said motorists will now have three easy and accessible ways to settle toll charges, helping to reduce localised congestion, improve traffic flow and enhance overall customer convenience.

Mr. Hamachila has said the payment initiative will not be applicable at Public Private Partnership operated Toll gates.

And NRFA Information Communication Technology (ICT) Manager Mumba Mubili stated that the adoption of Mobile Money was part of the Agency's ongoing digital transformation agenda aimed at making toll payments more efficient and user friendly.

He said the NRFA remained committed to leveraging technology to modernise toll operations and strengthen revenue collection for the construction, rehabilitation and maintenance of the national road network.

And several motorists have described the Mobile Money payment process as easy, secure and faster with Toll Collectors only asking for the mobile telephone number which they input in the system and the motorists is prompted to approve the transaction on their mobile phone.

ALPHONSIUS HAMACHILA
MANAGER PUBLIC RELATIONS

12th April 2026

11/04/2026

Did you know that despite a 90% SURGE in global diesel prices this month, the excise duty on fuel has been suspended in order to safeguard the country's 7.1% inflation rate?

๐€๐Ÿ๐ฅ๐ข๐Ÿ๐ž ๐”๐ง๐ฏ๐ž๐ข๐ฅ๐ฌ ๐๐ž๐ฐ ๐๐ซ๐š๐ง๐ ๐’๐ข๐ ๐ง๐š๐ฅ๐ข๐ง๐  ๐†๐ซ๐จ๐ฐ๐ญ๐ก ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐’๐ž๐œ๐ญ๐จ๐ซ ๐‚๐จ๐ฅ๐ฅ๐š๐›๐จ๐ซ๐š๐ญ๐ข๐จ๐งTodayโ€™s Friday segment of the FIZ Show featu...
10/04/2026

๐€๐Ÿ๐ฅ๐ข๐Ÿ๐ž ๐”๐ง๐ฏ๐ž๐ข๐ฅ๐ฌ ๐๐ž๐ฐ ๐๐ซ๐š๐ง๐ ๐’๐ข๐ ๐ง๐š๐ฅ๐ข๐ง๐  ๐†๐ซ๐จ๐ฐ๐ญ๐ก ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐’๐ž๐œ๐ญ๐จ๐ซ ๐‚๐จ๐ฅ๐ฅ๐š๐›๐จ๐ซ๐š๐ญ๐ข๐จ๐ง

Todayโ€™s Friday segment of the FIZ Show features various stakeholders from the financial markets, including host Aflife, following a corporate breakfast event held on 20 March 2026 at the InterContinental Lusaka in Lusaka, where the Group officially unveiled its refreshed brand identity. The ceremony brought together regulators, financial institutions, partners and clients, with remarks delivered by Group CEO Muna Hantuba, Guest of Honour Akapelwa Imwiko representing the Ministry of Finance and National Planning, and Namakau Mundia Ntini of the Pensions and Insurance Authority.

Speakers highlighted Aflifeโ€™s longstanding contribution as custodians of national savings for over three decades, with the group managing approximately US$845 million in assets and targeting the US$1 billion mark. The rebrand signals consolidation across the groupโ€™s businesses to provide integrated financial solutions while strengthening collaboration with institutions including the Bank of Zambia and the Securities and Exchange Commission, alongside banks and industry partners such as Sanlam.

Regulators commended the transformation as a sign of innovation, resilience and commitment to financial inclusion. Industry performance over the past decade was also spotlighted, with private pension assets growing significantly and expanding opportunities emerging through digital transformation, product innovation and efforts to extend pension coverage to the informal sector and underserved communities.

Government representatives emphasized the private sectorโ€™s role in achieving national development priorities, including increased copper production, agricultural growth, energy expansion and infrastructure investment. Aflifeโ€™s new chapter positions the group as a partner in wealth creation, innovation and inclusive growth as Zambia transitions into a new phase of economic expansion.

FULL EPISODE LINK: https://youtu.be/b4kPQQGCmNQ



Todayโ€™s Friday segment of the FIZ Show features various stakeholders from the financial markets, including host Aflife, following a corporate breakfast event...

๐—ฃ๐—ฅ๐—˜๐—ฆ๐—ฆ ๐—ฅ๐—˜๐—Ÿ๐—˜๐—”๐—ฆ๐—˜๐—™๐—ข๐—ฅ ๐—œ๐— ๐— ๐—˜๐——๐—œ๐—”๐—ง๐—˜ ๐—ฅ๐—˜๐—Ÿ๐—˜๐—”๐—ฆ๐—˜๐— ๐—ง๐—ก ๐— ๐—ผ๐— ๐—ผ ๐—Ÿ๐—ฎ๐˜‚๐—ป๐—ฐ๐—ต๐—ฒ๐˜€ โ€œ๐—ช๐—ถ๐—ป๐—ฎ ๐—ก๐˜†๐˜‚๐—บ๐—ฏ๐—ฎ ๐—ป๐—ฎ ๐— ๐—ผ๐— ๐—ผโ€ ๐—ฃ๐—ฟ๐—ผ๐—บ๐—ผ๐˜๐—ถ๐—ผ๐—ปDate: 9th April 2026๏ฟฝLocation: Lusaka...
10/04/2026

๐—ฃ๐—ฅ๐—˜๐—ฆ๐—ฆ ๐—ฅ๐—˜๐—Ÿ๐—˜๐—”๐—ฆ๐—˜
๐—™๐—ข๐—ฅ ๐—œ๐— ๐— ๐—˜๐——๐—œ๐—”๐—ง๐—˜ ๐—ฅ๐—˜๐—Ÿ๐—˜๐—”๐—ฆ๐—˜

๐— ๐—ง๐—ก ๐— ๐—ผ๐— ๐—ผ ๐—Ÿ๐—ฎ๐˜‚๐—ป๐—ฐ๐—ต๐—ฒ๐˜€ โ€œ๐—ช๐—ถ๐—ป๐—ฎ ๐—ก๐˜†๐˜‚๐—บ๐—ฏ๐—ฎ ๐—ป๐—ฎ ๐— ๐—ผ๐— ๐—ผโ€ ๐—ฃ๐—ฟ๐—ผ๐—บ๐—ผ๐˜๐—ถ๐—ผ๐—ป

Date: 9th April 2026๏ฟฝLocation: Lusaka, Zambia

MTN Mobile Money Zambia has announced the launch of โ€œWina Nyumba na MoMoโ€, a nationwide promotion designed to celebrate and reward customers for their everyday use of Mobile Money services.

This new campaign gives Zambians the chance to win life-changing prizes simply by using the MoMo services they already rely on.
One lucky customer will walk away with a brand-new house. In addition, five customers will each win K100,000 over the course of five months, while 1,000 customers every month will receive cash prizes of up to K2,000.

Participation is simple: customers only need to deposit money into their MoMo accounts and continue with their everyday transactions, such as sending money, paying bills, buying airtime and bundles, or making payments using MoMo. Monthly winners will be contacted via 115 or 215 throughout the promotional period.

Speaking during the launch, MTN Mobile Money Chief Executive Officer, Komba Malukutila, expressed pride in introducing a promotion that not only rewards customers but also acknowledges the essential role MoMo plays in their daily lives.

โ€œMoMo has become part of everyday life for millions of Zambians. People rely on it for payments, transfers, school fees, business transactions, and family support. Wina Nyumba na MoMo is our way of saying thank you by giving customers the chance to win simply for using a service that already makes their lives easier. Last year, we gave away five brand-new cars, creating unforgettable moments for families across Zambia. The excitement, the joy, and the stories inspired us. This year, we are taking things even further. In 2026, we are turning dreams into reality by giving one lucky customer the chance to win a brand-new home of their own, while thousands more walk away with cash prizes,โ€ he said.

Minister of Commerce, Trade and Industry, Hon. Chipoka Mulenga, who was Guest of Honour at the launch, highlighted the broader impact of the initiative.

โ€œMobile money continues to serve as a key enabler of financial inclusion by providing access to financial services for individuals, households, and businesses across both urban and rural areas,โ€ he said.

He further emphasised the role of innovation in national development, adding, โ€œThis promotion reflects a practical application of digital innovation that enhances participation in the formal financial system without creating barriers to entry.โ€

The โ€œWina Nyumba na MoMoโ€ promotion involves Micmar and Dangote Cement, both key players in Zambiaโ€™s construction industry. Their participation supports the initiative and contributes to its successful implementation.
Speaking at the launch, Michael Kroupnik, Chief Executive Officer of Micmar Investments Limited, said owning a home is a significant milestone, and Micmar is committed to supporting such initiatives.

โ€œAt Micmar, we believe in driving meaningful impact within our communities. We are passionate about supporting initiatives that change lives and build a stronger future for all Zambians. This is why we are proud to partner with MTN on the โ€˜Wina Nyumbaโ€™ campaign,โ€ he said.

The โ€œWina Nyumba na MoMoโ€ promotion is open to all active MoMo customers across Zambia and will run from April 2026 to August 2026. Beyond rewarding loyal customers, the promotion supports MTN MoMoโ€™s broader vision of increasing financial inclusion by ensuring that safe, convenient, and accessible financial services reach individuals, families, and small businesses across both rural and urban communities.

๐—”๐—•๐—ข๐—จ๐—ง ๐— ๐—ง๐—ก ๐— ๐—ข๐—•๐—œ๐—Ÿ๐—˜ ๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—ญ๐—”๐— ๐—•๐—œ๐—”

MTN Mobile Money Zambia Ltd is Zambiaโ€™s leading mobile financial services provider, offering secure, convenient, and innovative digital financial solutions. The service provides a wide range of financial offerings, including local and international money transfers, merchant payments, bill payments, savings, and loan services. With a vast nationwide agent network, MTN Mobile Money is committed to driving financial inclusion and supporting Zambiaโ€™s digital economy.

๐—”๐—•๐—ข๐—จ๐—ง ๐— ๐—œ๐—–๐— ๐—”๐—ฅ

Micmar Investments Limited is a premier Zambian hardware and construction supply company established in 1991. Headquartered in Lusaka, the company operates eight retail branches across the country, including in Kitwe and Kasumbalesa, serving both the retail DIY market and large-scale commercial sectors.

With an inventory of over 30,000 products, Micmar specialises in high-quality building materials, electrical supplies, and power tools. In recent years, the company has diversified into renewable energy solutions and modernised its operations through a customer-centric self-service model. As a major supplier to national infrastructure projects, Micmar is committed to driving Zambiaโ€™s construction and energy sectors forward through technical expertise and reliable service.

10/04/2026

๐—™๐—œ ๐—˜๐˜ƒ๐—ฒ๐—ป๐˜ ๐—ฆ๐—ฝ๐—ผ๐˜๐—น๐—ถ๐—ด๐—ต๐˜

At last yearโ€™s Land-Linked Conference by Africast, Zambiaโ€™s Minister of Transport and Logistics, Hon.Frank Tayali, delivered a compelling call to action on Africaโ€™s trade potential and the urgent need for deeper regional collaboration.

He highlighted a critical reality Africa continues to trade more with the rest of the world than within itself, despite a population of over 1.4 billion people. This represents a powerful, untapped market one that can only be unlocked through stronger connectivity, deliberate partnerships, and strategic investment in transport and logistics.

Guided by the vision of His Excellency President Hakainde Hichilema and his emphasis on economic diplomacy, Zambia is steadily positioning itself as a key driver in facilitating trade, strengthening regional ties, and enabling seamless movement of goods and services across borders.

It is this momentum that brings us to the next phase not just conversation, but action.

Africa is moving. The question is, are you part of the journey?

Land-Linked Zambia 2026 lands in Lusaka.

๐Ÿ“ 23rdโ€“24th April 2026 | Ciรชla Resort

Where Africaโ€™s transport and logistics leaders meet to connect, collaborate, and move trade forward.

If youโ€™re in the business of moving goods across the continent this is where you need to be.

๐Ÿ”— Register now: https://Inkd.in/dgC4qznZ
๐Ÿ“ž +260 955 159945
๐Ÿ“ง [email protected]






๐—™๐—œ ๐—ฃ๐—ต๐—ผ๐˜๐—ผ ๐—ฆ๐—ฝ๐—ผ๐˜๐—น๐—ถ๐—ด๐—ต๐˜The Indigenous Brands Launch marked a significant milestone in Zambiaโ€™s entrepreneurial landscape, bri...
10/04/2026

๐—™๐—œ ๐—ฃ๐—ต๐—ผ๐˜๐—ผ ๐—ฆ๐—ฝ๐—ผ๐˜๐—น๐—ถ๐—ด๐—ต๐˜

The Indigenous Brands Launch marked a significant milestone in Zambiaโ€™s entrepreneurial landscape, bringing together innovators, creatives, and business leaders committed to building and elevating local brands.

The platform, founded on a vision to identify, support, and scale Zambian enterprises, is designed to work directly with entrepreneurs through bootcamps and structured development programmes. These initiatives focus on strengthening product quality, refining branding and packaging, and enhancing overall market readiness.

Through Indigenous Brands, entrepreneurs are not only equipped with practical tools for growth but are also provided with platforms that amplify visibility and unlock new opportunities for expansion.

The launch event served as a formal introduction of this bold vision, uniting key stakeholders, partners, and indigenous brands in a shared commitment to positioning Zambian products for both local and global competitiveness.

More than just a launch, the occasion signified the beginning of a movement one that seeks to redefine standards, champion authenticity, and ensure that Zambian brands are built to compete, scale, and represent the nation with excellence.






Event CoveragePHOTO STORYIndigenous Brands was launched at Africa Works Agora Village.
10/04/2026

Event Coverage

PHOTO STORY

Indigenous Brands was launched at Africa Works Agora Village.

Klapton Reinsurance  ๐๐จ๐ฌ๐ญ๐ฌ ๐’๐ญ๐ซ๐จ๐ง๐  2024/2025 ๐‘๐ž๐ฌ๐ฎ๐ฅ๐ญ๐ฌKlapton Re continues to deliver, with insurance revenue growing 3% to...
09/04/2026

Klapton Reinsurance ๐๐จ๐ฌ๐ญ๐ฌ ๐’๐ญ๐ซ๐จ๐ง๐  2024/2025 ๐‘๐ž๐ฌ๐ฎ๐ฅ๐ญ๐ฌ

Klapton Re continues to deliver, with insurance revenue growing 3% to K3.07 billion and profit after tax more than doubling up 123% from K175M to K389M. The numbers speak for themselves.



๐—ฃ๐—ฟ๐—ฒ๐˜€๐˜€ ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ๐—บ๐—ฒ๐—ป๐˜ERB Takes Enforcement Action Against 29 Companies for Breach of Licence ConditionsThe Energy Regulation B...
09/04/2026

๐—ฃ๐—ฟ๐—ฒ๐˜€๐˜€ ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ๐—บ๐—ฒ๐—ป๐˜

ERB Takes Enforcement Action Against 29 Companies for Breach of Licence Conditions

The Energy Regulation Board (ERB) has taken enforcement action against twenty-nine (29) companies for breaching licence conditions and failing to meet their statutory obligations.
These actions follow comprehensive compliance audits and regulatory oversight aimed at ensuring adherence to the operational standards prescribed under the Energy Regulation Act.

Among the key enforcement actions, Uno Energies Zambia Limited was fined K180,000 for fuel contamination and failure to conduct mandatory quality checks, while ZESCO Limited was fined K100,000 for failure to establish and maintain appropriate safety systems and standards. Harvest Group of Companies Limited, at both its Tokyo Way and Buluwe Road sites, was fined K60,000 each for construction-related violations and Sany International (Zambia) Industrial Limited was fined K60,000 for constructing an electricity generation facility without a construction permit.

In addition, eight (8) companies, were each issued formal warnings for failure to comply with an ERB Directive dated 27th February 2025, which required the submission of a self-audit report within the prescribed timeframe. These companies are Chingases Company Limited, Exclusive Brands Africa, Oryx Energies (Z) Limited, Falcon Gas (Z) Limited, Lake Gas (Z) Limited, Gastec Trading & Supply Limited, Rubis Energy (Z) Limited, and Minegases Company
Further, fifteen (15) companies settled outstanding statutory fees comprising Licence Fees, Strategic Reserve Fund Fees, and Fuel Marking Fees, amounting to K366,507.25, following debt collection enforcement measures.

These companies are: JMKY Trading and Transport Limited (K89,229.81), Dousue Petroleum Limited (K77,378.97), Hesouth Technology Services Limited (K5I,279.12), G.U.D Filters Zambia Limited (K30,288.35), Luapula Oils Limited (K26,526.88), RGPM Chemicals (K21,534.02), Bridge Energy Limited (K18,257.27), Mishi Energy Limited (K14,640.00), Finecop Enterprises Limited (K13,279.65), Oil Save Investment Limited (K8, [83.60), Sanrup Investment Limited (K6,833.40), Martch Enterprise Limited (K3,424.57), Nat-Group Energy Solutions Limited (K2,553.38), Widenergy Africa Limited (K1,849.50), and Yougo Limited (K1,227.73).

The ERB remains committed to ensuring strict compliance with regulatory requirements, protecting consumer interests and promoting safety and efficiency within the energy sector.
These enforcement actions underscore the ERB's determination to ensure that all licensed entities comply with their licence conditions and operate within the framework of the Energy Regulation Act.

The ERB will continue to strengthen its monitoring and enforcement activities to enhance compliance across the energy sector.
Members of the public are encouraged to report any concerns related to energy products and services provided by any licensee through the ERB Toll-Free Line at 8484.

09/04/2026

๐Š๐ฅ๐š๐ฉ๐ญ๐จ๐ง ๐‘๐ž๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ฌ ๐š ๐๐ซ๐ž๐š๐ค๐จ๐ฎ๐ญ ๐˜๐ž๐š๐ซ

Klapton Reinsurance's 2025 financial performance highlights show strong numbers with revenue rising to K3.07 billion, insurance service result surging 81% to K668M, and profit after tax (PAT) jumping over 100% from K175M in 2024 to K389M in 2025. Efficiency also strengthened with the combined ratio improving to 78%, while consolidated equity climbed to K696M.

This milestone year also marked Klapton Reโ€™s debut on the Lusaka Securities Exchange Plc via a direct listing on 24 March 2025, with shares now actively trading at K0.35. A strong listing. A stronger performance. The journey is just getting started.



09/04/2026

Itโ€™s not what you think it is and itโ€™s definitely not what you think itโ€™s not. But keep your eyes open.




๐‹๐ข๐Ÿ๐ž๐ฌ๐ญ๐ฒ๐ฅ๐ž & ๐“๐ซ๐š๐ฏ๐ž๐ฅ๐๐ฒ ๐€๐ฆ๐š๐ง๐๐š ๐Œ๐ฏ๐ข๐ง๐ฃ๐ž๐ฅ๐ฐ๐š โ€” ๐’๐จ๐œ๐ข๐š๐ฅ๐๐ž ๐‹๐จ๐œ๐š๐ฅ ๐†๐ฎ๐ข๐๐ž, ๐‚๐š๐ฉ๐ž ๐“๐จ๐ฐ๐ง๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜๐˜ฏ๐˜ด๐˜ช๐˜จ๐˜ฉ๐˜ต ๐˜”๐˜ฆ๐˜ฅ๐˜ช๐˜ข | ๐˜”๐˜ข๐˜ณ๐˜ค๐˜ฉ 2026There is a mo...
09/04/2026

๐‹๐ข๐Ÿ๐ž๐ฌ๐ญ๐ฒ๐ฅ๐ž & ๐“๐ซ๐š๐ฏ๐ž๐ฅ

๐๐ฒ ๐€๐ฆ๐š๐ง๐๐š ๐Œ๐ฏ๐ข๐ง๐ฃ๐ž๐ฅ๐ฐ๐š โ€” ๐’๐จ๐œ๐ข๐š๐ฅ๐๐ž ๐‹๐จ๐œ๐š๐ฅ ๐†๐ฎ๐ข๐๐ž, ๐‚๐š๐ฉ๐ž ๐“๐จ๐ฐ๐ง

๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜๐˜ฏ๐˜ด๐˜ช๐˜จ๐˜ฉ๐˜ต ๐˜”๐˜ฆ๐˜ฅ๐˜ช๐˜ข | ๐˜”๐˜ข๐˜ณ๐˜ค๐˜ฉ 2026
There is a moment, somewhere between the first glimpse of Table Mountain rising above the Atlantic morning mist and the last glass of Franschhoek rosรฉ in a lamp-lit courtyard, when the Western Cape stops being a destination and becomes a feeling. I have lived it for years, shared it with hundreds of travellers, and I am here to tell you: there is nowhere on earth quite like it. This is not a brochure. This is a guide from someone who actually lives here โ€” and who wants you to leave changed.

The Western Cape is not one story. It is many, layered over one another like the geology of the Swartberg Mountains: the ancient, wide-open silence of the Cape Karoo; the drama of the Cape Peninsula with its cliff roads, wine estates, and two oceans; and the cultural, culinary, and social heartbeat of Cape Town itself. Across all of them runs a single thread โ€” the generosity of a land that asks only that you show up with an open mind and a willingness to go beyond the obvious.
__________________________________________
๐‘น๐’†๐’‚๐’… ๐’Ž๐’๐’“๐’† ๐’Š๐’ ๐’•๐’‰๐’† ๐’‚๐’•๐’•๐’‚๐’„๐’‰๐’†๐’… ๐‘จ๐’“๐’•๐’Š๐’„๐’๐’†.

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