I am lending

I am lending I am Lending is a boutique brokerage built on the belief that lending should be simple, transparent, & tailored to you.

With a people-first mindset, I am Lending offers personalised finance solutions for home buyers, investors & refinancers.

One of the biggest advantages of an SMSF is the ability to acquire direct investment property using a Limited Recourse B...
12/11/2025

One of the biggest advantages of an SMSF is the ability to acquire direct investment property using a Limited Recourse Borrowing Arrangement (LRBA).

The benefits are clear:
✨ leverage your super balance to purchase assets.
💰 rental income and capital gains are taxed at concessional super rates.
This is a specialised strategy with strict rules. We can help you understand the risks and rewards.

Contact us today to explore your property investment options within super.

On the 11th hour of the 11th day of the 11th month, we pause to observe Remembrance Day.Today, we honour the extraordina...
10/11/2025

On the 11th hour of the 11th day of the 11th month, we pause to observe Remembrance Day.
Today, we honour the extraordinary courage and sacrifice of all the servicemen and women who have defended our freedoms.
We stand with gratitude for those who served or continue to serve.
Please join us in observing a minute of silence at 11:00am.

Choosing the right loan for a renovation is complex. It's about more than just a low rate; it requires specific features...
06/11/2025

Choosing the right loan for a renovation is complex. It's about more than just a low rate; it requires specific features and progressive drawdown structures that match your build schedule. A standard, one-size-fits-all approach can cost you extra time and money.

We look beyond the basic options to present you with tailored loan structures from our extensive panel of lenders.

Get in touch we’d love to help you explore your finance options.

RBA holds rates at 3.6. This means no change to your variable rate, and less pressure on banks to shift fixed rates furt...
04/11/2025

RBA holds rates at 3.6.

This means no change to your variable rate, and less pressure on banks to shift fixed rates further down. if you'd like to know what it means for you, get in touch.

Sam Neville - I am lending

Good news for borrowers! Lenders are slashing fixed mortgage rates, even though the RBA held the cash rate steady at 3.6...
02/11/2025

Good news for borrowers! Lenders are slashing fixed mortgage rates, even though the RBA held the cash rate steady at 3.6% in September.
Canstar reports that eight lenders cut a total of 50 fixed rates in October, a move signalling fierce competition.
🎓 Some lenders have relaxed how they treat your student (HELP) debt for those close to paying it off, which can significantly boost borrowing power.
🔑 The expanded Home Guarantee Scheme is driving activity, helping more buyers enter the market with a 5% deposit and no lenders mortgage insurance (LMI).
This is a clear sign that banks are competing hard for your business.
Ready to find out what fixed rate you can lock in?

Good news for borrowers! Lenders are slashing fixed mortgage rates, even though the RBA held the cash rate steady at 3.6...
31/10/2025

Good news for borrowers! Lenders are slashing fixed mortgage rates, even though the RBA held the cash rate steady at 3.6% in September... and another rate decision is due on Melbourne Cup day.

Canstar reports that eight lenders cut a total of 50 fixed rates in October, a move signalling fierce competition.

🎓 Some lenders have relaxed how they treat your student (HELP) debt for those close to paying it off, which can significantly boost borrowing power.
🔑 The expanded Home Guarantee Scheme is driving activity, helping more buyers enter the market with a 5% deposit and no lenders mortgage insurance (LMI).

This is a clear sign that banks are competing hard for your business.
Ready to find out what fixed rate you can lock in?

If you need more room on the broom, come see me so we can check your borrowing power against multiple banks, and find th...
30/10/2025

If you need more room on the broom, come see me so we can check your borrowing power against multiple banks, and find the right solution for you.

Sam Neville - I am lending

Ghouls just wanna have fun-ding for their loans. If you're a single lady - find out what loan amount you qualify for and...
29/10/2025

Ghouls just wanna have fun-ding for their loans. If you're a single lady - find out what loan amount you qualify for and treat yourself to a new home. No tricks!

Sam Neville - I am lending

Did you know that some lenders won't accept converted churches as security? But luckily, there's no valuation red flags ...
28/10/2025

Did you know that some lenders won't accept converted churches as security? But luckily, there's no valuation red flags for haunted homes. So as long as the walls are structurally sound, a little blood dripping out of them is NBD. And that basement with the coffins is just extra storage!

Sam Neville - I am lending

As rates reduce and house prices increase, you could find yourself paying a loyalty tax to your current lender. If you h...
27/10/2025

As rates reduce and house prices increase, you could find yourself paying a loyalty tax to your current lender. If you haven't checked your loan against the market, don't be spooked by the process, just give me a call or click the link on my page for a home loan health check.

Sam Neville - I am lending

Make no bones about it, home loans can be humerus. Book in to see me and we can rattle up a great deal.Sam Neville - I a...
26/10/2025

Make no bones about it, home loans can be humerus. Book in to see me and we can rattle up a great deal.

Sam Neville - I am lending

👻 Finding the right loan does not have to be a frightening experience. Getting pre-approved can simplify the process and...
25/10/2025

👻 Finding the right loan does not have to be a frightening experience. Getting pre-approved can simplify the process and show sellers you are a serious buyer.

We believe in helping boost your confidence, and we can help you find a suitable loan from our large panel of lenders.

Let's chat about your home loan goals.

Sam Neville - I am lending

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Level 5/151 Pirie Street
Adelaide, SA
5000

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