I am lending

I am lending I am Lending is a boutique brokerage built on the belief that lending should be simple, transparent, & tailored to you.

With a people-first mindset, I am Lending offers personalised finance solutions for home buyers, investors & refinancers.

Thinking about refreshing your home?A lot of Australians don't realise how much equity they've built up. That equity may...
10/08/2026

Thinking about refreshing your home?

A lot of Australians don't realise how much equity they've built up. That equity maybe be able to be used for renovations like a new kitchen, an extension or updated bathrooms without needing a separate personal loan at a higher rate.

We can help you understand what's available and whether it makes sense for your situation.

Talk to us today.

Here is a quick trap to avoid: every time you apply for credit, it leaves an inquiry on your credit report. Making multi...
07/08/2026

Here is a quick trap to avoid: every time you apply for credit, it leaves an inquiry on your credit report. Making multiple applications in a short window can quickly drag your credit score down.

That’s where a broker comes in as your secret weapon. 🛡️
One conversation, 100+ lenders: We compare options across a massive panel of lenders without putting a dent in your file.
No guessing games: We do the heavy lifting behind the scenes to find the right loan for your needs.
Protect your score: We help you apply for a loan that is more likely to be approved, reducing the likelihood of negative impacts on your credit score.

Don't guess your way through applications. Let’s chat today about a smarter way to secure your finance.

Spring selling season is only a few weeks away.If you've been thinking about buying your first home, it is a good idea t...
05/08/2026

Spring selling season is only a few weeks away.

If you've been thinking about buying your first home, it is a good idea to get your ducks in a row.

We can guide you throughout the whole process - from budgeting and pre-approval through to settlement.

Sam Neville - I am lending

Not sure what your repayments would look like on a new loan? How much deposit do you need? What grants are you eligible ...
03/08/2026

Not sure what your repayments would look like on a new loan? How much deposit do you need? What grants are you eligible for?

Get the right numbers before you start, so you get a running start.

Sam Neville - I am lending

An ASIC review has found widespread problems in the way lenders set up and manage offset accounts. It showed hundreds of...
30/07/2026

An ASIC review has found widespread problems in the way lenders set up and manage offset accounts. It showed hundreds of thousands of customers have been incorrectly charged higher interest on their mortgages.

Check your offset account is connected correctly and saving you interest. If it is not, or you are unsure, reach out to your lender and to us.

The old rules are out 💥 Buying your first home in Australia could be easier with the 5% Deposit Scheme.The scheme enabl...
28/07/2026

The old rules are out 💥 Buying your first home in Australia could be easier with the 5% Deposit Scheme.
The scheme enables eligible participants to buy with a 5% deposit and pay ZERO lenders mortgage insurance (LMI), but there’s more:
Unlimited Spots: No more 1st of July rush or waitlists. Apply when you are ready.
No Income Caps: There are no salary limits for first-home buyers.
More retained savings: You're now able to hold back more funds after the purchase
Ready to see if you qualify?
Talk to us today. 💬

Historically spring is the busiest time for Australian property and it's closer than you think. 🌸Before the busy season ...
27/07/2026

Historically spring is the busiest time for Australian property and it's closer than you think. 🌸

Before the busy season starts, here are three tips to get auction ready:

Get formal pre-approval so you know your absolute bidding limit before auction day.
Vet the property early to ensure your lender approves the specific property and postcode.
Prep your deposit the week of the auction so you can pay it immediately on the spot.

Visit our website to read more about pre-approvals and how we can help you.

Australia’s property market is heating up just as the weather cools down. 🏠❄️National housing listings surged by a massi...
23/07/2026

Australia’s property market is heating up just as the weather cools down. 🏠❄️
National housing listings surged by a massive 10.4% in May, according to SQM Research. For buyers, this means you suddenly have more choice on the market, with major boosts across Sydney, Melbourne and Brisbane.
Ready to see what options are open for you this winter? Let’s chat about your options today. 💬

Is it finally time to fix your mortgage rate? 🛑With major lenders shaking up their fixed-rate products recently, lots of...
21/07/2026

Is it finally time to fix your mortgage rate? 🛑

With major lenders shaking up their fixed-rate products recently, lots of homeowners are asking: "Should I lock it in?"

Here is your quick mid-year cheat sheet:
🔒 Fixed rate is best for budget certainty. If you can’t risk unexpected rate spikes, this locks in total peace of mind for the next 2–3 years.
🌊 Variable rate is best for flexibility. You could have offset accounts, potentially make unlimited extra repayments, and will benefit if rates drop later.
⚖️ A hybrid of both so you don't have to choose. You can split your loan (e.g., 50/50) to get the best of both worlds.
Stop paying the loyalty tax. Talk to us today to see if it’s time to switch or fix.

It's World Emoji Day 🎉 Which one of these describes your property situation right now?🏠 = I own and I'm happy📉 = I think...
17/07/2026

It's World Emoji Day 🎉 Which one of these describes your property situation right now?

🏠 = I own and I'm happy
📉 = I think I'm paying too much
🔑 = I'm saving for my first home
🔨 = Mid-reno, send help
🏢 = Looking at investment properties
😤 = Just waiting for rates to move already

Drop yours in the comments. And if we can help, talk to us. 💬

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Level 5/151 Pirie Street
Adelaide, SA
5000

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