Wealth Radar

07/07/2026

Default insurance in your superfund might be doing less than you think. Automatic cover is often set to keep premiums around “a dollar a day,” not to match what you’d actually need. If you’re in your 30s with a mortgage and kids, you may want closer to $1.5M AUD—yet many defaults land around ~$400K.

Before you assume you’re covered, take a few minutes to check your super insurance and make sure it would genuinely protect your family when it matters most. ✅💼👨‍👩‍👧

https://www.fowlersgroup.com.au/1-a-day-the-flawed-logic-behind-your-insurance-company/

03/07/2026

“My business is my retirement plan.” Sound familiar? 💡

Many owners count on their business to fund their future, but when everything is tied to one asset, risk rises—what if it isn’t sellable when you need it, or the tax bill is bigger than expected?

A smarter approach is building wealth beyond the business so your retirement strategy is more resilient. Is yours broader than your business? 🌿✨ https://www.fowlersgroup.com.au/my-business-is-my-retirement-plan-sound-familiar/

29/06/2026

Business owners often think pulling money from the company is simple—until “later” turns into a costly tax trap.

Division 7A under the ITAA is one of the most common issues for private company owners in Australia, and it’s frequently overlooked until the loan balance grows or the ATO asks questions.

Stay ahead, keep records, and get clarity early ✅💼
https://www.fowlersgroup.com.au/the-div-7a-trap-catching-business-owners-off-guard/

23/06/2026

Inheritance can feel straightforward at first — but once tax, property, superannuation, and investments enter the picture, things often become more complex than expected.

If you’re thinking about your own estate plan or managing an inheritance, this is an important read for understanding what comes next.

https://www.fowlersgroup.com.au/inheritance-and-tax-in-australia-what-families-need-to-know/

14/06/2026

Everyone loves a neat retirement target — especially the idea of a “magic number” like $1 million.

But what if that number is actually distracting you from what really matters?

This new blog explores why retirement planning shouldn’t start with a figure, but with your lifestyle, your spending, and the kind of life you actually want to live. From there, the real numbers start to make sense.

If you’re planning your future or already reviewing your retirement strategy, this is worth a read.

https://www.fowlersgroup.com.au/forget-a-magic-number-do-this-instead/

11/06/2026

Retirement planning isn't just about having enough funds—it's about what happens in those crucial first few years after you retire. The decisions you make early on can truly impact your financial longevity.

Check out our latest blog to learn how to plan smarter and secure your future!

www.fowlersgroup.com.au/the-fear-of-running-out-of-money-in-retirement/

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09/06/2026

Discover the journey behind Cairns Total Physio’s growth from a small practice to one of North Queensland’s leading allied health businesses with Tom Maher on the Wealth Radar podcast. Gain insights on leadership, adapting to change, and the future of healthcare technology.

CairnsTotal Physiotherapy

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What does it take to grow a small physiotherapy practice into one of North Queensland’s leading allied health businesses? On a recent episode of the Wealth Radar podcast, Tom Maher joined Paul and Jason Fowler to share the story behind building Cairns Total Physio from the ground up into a thrivin...

08/06/2026

Here's the thing: property values actually shift every single day, much like shares do. The difference is that nobody's checking the price constantly. When most people hold onto property for 5, 10, or even 15 years, those short-term dips simply fade into the background — what remains is that steady upward trajectory.
Property isn't immune to volatility. Time just smooths out the bumps.

Read More here:
https://www.fowlersgroup.com.au/the-hidden-volatility-of-the-property-market/

04/06/2026

Retirement is more than just stopping work—it's about making your money work smarter for you. Discover strategies to balance safety, growth, and income in your long-term retirement plan.

Read more to secure your future! 💼💰
www.fowlersgroup.com.au/how-to-survive-a-market-crash-in-retirement/

02/06/2026

Many business owners delay succession planning until it's too late. Remember, a thriving business isn't just about your effort—it's about a strong system, team, and leadership that can thrive without you. Prepare early to ensure a seamless transition and lasting success!

Read More:
https://www.fowlersgroup.com.au/is-your-business-actually-sellable-without-you/

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