Jenelyn Rufo Manigos

21/08/2025

10 Rules for Financial Success💰

1. Spend less than you earn. List down your expenses or use a mobile app to track where your money goes, and eliminate the unnecessary ones.

2. Save before you spend. Pay yourself first (aka savings), bills second.

3. Avoid bad debt. Credit cards are good and offer a lot of benefits IF and ONLY IF you know how to handle. Ask a mentor if it’s your first time to have one.

4. Build an emergency fund. Save 3 to 6 months of your living expenses for a rainy day (and a storm).

5. Invest early & often. Start now so your future self will thank you. But don’t invest into something you know nothing about.

6. Diversify your investments. Don’t put your eggs in one basket so if one fails, you don’t lose all.

7. Keep growing your income. Upgrade your skills so you can upgrade your income.

8. Protect with insurance & planning. Be smart. First, health insurance so you don’t use up all your savings once you get hospitalized. Then life insurance with living benefits, most especially if you are a breadwinner.

9. Think long-term, not short-term. Don’t be fooled by quick and easy money schemes. If it’s too good to be true, then it’s most likely a scam.

10. MARRY THE RIGHT PERSON. This is the most important decision in your life that can make or break you! Choosing a partner with similar financial goals, a responsible spending attitude, and a growth mindset can significantly impact your ability to accumulate wealth together.

07/07/2025

(Apil2x pud ko’g post bi) 🤭

Daghan ang gwapa nga babaye, retokada ug dili retokada. Pero ang babaye nga loyal, mounong sa kalisud, modawat sa imong batasan, ug tininuod nga mopangga nimo…mao na ang lisud pangitaon.

Ayaw buhii ang tinuod nga bahandi tungod lang sa temporaryong kalingawan, kasikatan ug salapi.

Elias, magpaka lalaki ka! Obligasyon nimo nga protektahan ang kalinaw sa huna-huna sa imong partner. Ayaw sya pasagdi nga siya2x ra ang mo depensa sa iyang kaugalingon. Karon ka niya mas gikinahanglan. (Bisaya ni para klaro! Pero wa pa ko masuko ha? 😁)

06/07/2025

Fresh na, 6 pack pa gyud! Maypa ang balut 😆

01/07/2025

At first glance, I thought this ad in Marketplace was a joke!
But oh well, maybe it can hold your coffee on top and your emotional baggage inside…all for $85. 🤭

30/06/2025

Here’s your Monday reminder to drink 8 glasses a day and question all your life choices in between.🥴🫠😅

29/06/2025

Just like that, it’s the end of the first half of 2025… and my New Year’s resolution is still in my “Drafts” folder.

29/06/2025

When the right man comes along, treats you well and loves you the way you deserve, you'll look back into your past relationship and realize you were never the problem. You were just the whole package delivered to the wrong address. 🫶✨

Franklin Manigos ♥️ Jenelyn Rufo

28/06/2025

Top 10 highest paid jobs in Australia according to the Australian Tax Office
Jenelyn Rufo

28/06/2025

If life gives you lemons, throw them back and demand chocolate.

27/06/2025

But before getting married, make sure you discuss and understand your finances, how you raise your kids, living arrangements, beliefs and values, communication style, family and boundaries, career & ambitions, dealbreakers & red flags, non-negotiables, lifestyle, hobbies and intimacy & s*x!

Ikaw, kailan ka magpapakasal? 💍😬

27/06/2025

“A spouse’s inability to love due to a genuine personality disorder may be considered evidence of psychological incapacity and grounds to declare a marriage void, the Supreme Court (SC) ruled.”

Hmmmm..why not just approve divorce?

A spouse’s inability to love due to a genuine personality disorder may be considered evidence of psychological incapacity and grounds to declare a marriage void, the Supreme Court (SC) ruled.

Link to the article in the comments section.

27/06/2025

Spidey called for back up so here I come…
Jenelyn Rufo

📸 Franklin Manigos