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30/01/2024

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Real Estate 101 (Transfer of Title; From mother Title to individual Subdivided Lot)

The duration of the Transfer Process depends on the Nature and Origin of the Title.

In most cases, the ”Mother” title or the title that covers the entire property is usually under the name of the deceased parents or relatives of the Seller. This scenario takes the longest time to process. To wit:

1. Ex*****on of the EXTRAJUDICIAL SETTLEMENT OF ESTATE either for Partition or Sale. The ex*****on may take time because it requires the presence of all the heirs who have shares or interest of the property.

2. Next would be the Publication of the ExtraJudicial Settlement of Estate and the Processing and Payment of the Estate Tax.

3. Simultaneously, if the heirs agreed to a certain partition , they must Hire a competent Geodetic Engr., to survey and plot the Subdivision plan based on the agreed partition. Then, it will be submitted to DENR for approval. (This will usually take 3-12 months depending on the DENR.)

4. Upon completing the Publication Requirements, the heirs can now proceed with the BIR to settle the estate tax and wait for eCar to be released. (Usually 3-6 weeks)

5. Once the eCar is released, you may now proceed to the Registry of Deeds to update the Title. From the Old Title named after the deceased parents to the HEIRS.

6. Once the DENR will release the approval of the Partition/Subdivision plan, the heirs may now proceed to the Registry of Deeds (ROD) to apply for the Splitting of Title. This may take up to 6 weeks.

7. After the Titles are individualized and released, the heirs may now proceed to the Assesors for assessment, inspection and issuance of individual Tax Declaration.

8. Note: properties under estate taxes and subdivided among heirs will be annotated with encumbrances for its Liabilities under Sec. 4 Rule 74 for 2 years. This is a protection to all the heirs or creditors that are not aware or not uncluded in partition.

9. If you buy a portion of this property, you may now start the Transfer Process which may include the ff:

9A. Ex*****on of the final Deed of Sale with Title no. And description of the actual portion.

9B. Payment of Capital Gains Tax, Documentary Stamp Tax and other transfer Fees.

9C. After settling the BIR transfer Tax, you may now obtain your eCAR from from the BIR. (3-8 weeks)

9D. Once the eCAR is available, you may now proceed to the ROD for the transfer of title. (3-8 weeks)

9E. After the Release of the Title, you have to proceed to the Assessors office for inspection, assessment and issuance of new Tax Declaration.

The entire processing usually take 18-36 months depending on fast you can comply with all the requirements.

02/12/2023

Parang ako ang hindi maka move on s break up ng mag couple na ito super fan p nmn ako ng Kathniel! 🥲😭

26/11/2023

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22/11/2023

Buko hunting nnmn kami nagyon

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Mango raid at North Queensland

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Picking some Coconut 🌴 Hincinbrook Island

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02/08/2023

‼️HARVARD'S POSITIVE PSYCHOLOGY‼️

Did you know that at Harvard, the most popular and successful course teaches you how to learn to be happier? The Positive Psychology class taught by Ben Shahar attracts 1400 students per semester and 20% of Harvard graduates take this elective course.

According to Ben Shahar, the class - which focuses on happiness, self-esteem and motivation - gives students the tools to succeed and face life with more joy. This 35-year-old teacher, considered by some to be "the happiness guru", highlights in his class 14 key tips for improving the quality of our personal status and contributing to a positive life:

🚩Tip 1. * Thank God for everything you have: * Write down 10 things you have in your life that give you happiness. Focus on the good things!

🚩Tip 2. * Practice physical activity * Experts say exercising helps improve mood. 30 minutes of exercise is the best antidote against sadness and stress.

🚩Tip 3. * Breakfast: * Some people miss breakfast for lack of time or not to get fat. Studies show that breakfast gives you energy, helps you think and perform your activities successfully.

🚩Tip 4. * Assertive *: Ask what you want and say what you think. Being assertive helps improve your self-esteem. Being left and remaining silent creates sadness and hopelessness.

🚩Tip 5. * Spend your money on experiences..a study found that 75% of people felt happier when they invested their money in travel, courses and classes; While only the rest said they felt happier when buying things.

🚩Tip 6. * Face your challenges *: Studies show that the more you postpone something, the more anxiety and tension you generate. Write short weekly lists of tasks and complete them.

🚩Tip 7. * Put everywhere nice memories, phrases and photos of your loved ones *: Fill your fridge, your computer, your desk, your room, YOUR LIFE of beautiful memories.

🚩Tip 8. * Always greet and be nice to other people *: More than 100 inquiries state that just smiling changes the mood.

🚩Tip 9. * Wear comfortable shoes *: If your feet hurt you, you become moody, says Dr. Keinth Wapner, President of the American Orthopedics Association.

🚩Tip 10. * Take care of your posture *: Walk straight with your shoulders slightly backwards and the front view helps to maintain a good mood.

🚩Tip 11. * Listen to music * (Praise God): It is proven that listening to music awakens you to sing, this will make your life happy.

🚩Tip 12. * What you eat has an impact on your mood *:- Do not skip meals, eat lightly every 3 to 4 hours and keep glucose levels stable.- Avoid excess white flour and sugar.- Eat everything! Healthy- Vary your food.

🚩Tip 13. * Take care of yourself and feel attractive *:70% of people say they feel happier when they think they look good.

🚩Tip 14. * Fervently believe in God *: With him nothing is impossible! Happiness is like a remote control, we lose it every time, we go crazy looking for it and many times without knowing it, we are sitting on top of it ...